Debt financing

Mark Hutchins

Mark Hutchins

Director - Secured Lending

Debt financing and short-term loans: The basics

Debt financing and short-term loans are a popular option for businesses and individuals looking to access quick capital without having to give up equity. These options allow you to borrow money to cover your expenses and repay the loan, with interest, over a specified period of time.

Debt financing and short-term loans can be a good choice when:

  • You need quick access to capital: Debt financing and short-term loans can provide you with the funds you need in a matter of days or weeks, making them a good option when you need to quickly cover expenses or take advantage of a business opportunity.

  • You don’t want to give up equity: With debt financing and short-term loans, you don’t have to give up any ownership in your business. This means you can keep complete control over your company’s operations and decisions.

  • You have a solid business plan: To secure debt financing or a short-term loan, you will need to provide a solid business plan that demonstrates your ability to repay the loan. This can be a good opportunity to fine-tune your plan and make sure you have a solid strategy in place.

How to secure debt financing and short-term loans

Securing debt financing or a short-term loan typically involves the following steps:

  1. Determine your financing needs: Before you begin the loan process, it’s important to have a clear understanding of how much money you need and what you will use it for.
  2. Research lending options: There are many different sources of debt financing and short-term loans, including banks, alternative lenders, and online platforms. Do your research to find the best option for your needs.
  3. Prepare a solid business plan: A well-prepared business plan is essential to securing a loan. Make sure your plan includes information on your business’s financials, operations, and projections for future growth.
  4. Gather financial documentation: You will need to provide financial documentation to support your loan application. This may include tax returns, bank statements, and balance sheets.
  5. Apply for the loan: Submit your loan application and supporting documentation to the lender of your choice. Be prepared to answer questions about your business and provide additional information if requested.
  6. Negotiate terms: If your loan application is approved, you will need to negotiate the terms of the loan, including the interest rate, repayment terms, and any collateral requirements.

If you need quick access to funds, check out our products to see if we can help, or alternatively, contact Secured Lending at 1300 795 175 or email info@securedlending.com.au

 

Commercial Mortgages

Secured Lending

FAST FUNDING SOLUTIONS

Secured Lending focuses on non-conforming, short term funding solutions with incredibly quick turnaround times. So why Secured Lending?
  • We have our own internal property valuation team.
  • We can settle caveats, 1st and 2nd mortgage loans within 24 hours up to $45m.
  • We pride ourselves on being transparent and honest in our approach, always aiming to have an initial assessment back to you in a few hour

Our rates start at 9.95% p.a. with loan terms from 1 – 24 months.

 If you have a scenario to discuss, please call us on 1300 795 175.
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