Short Term Loans | Secured Lending

Mark Hutchins

Mark Hutchins

Director - Secured Lending

Unlock the Power of Your Assets with Secured Lending – Your Trusted Source for Short Term Loans


Short term lending refers to the practice of borrowing money for a relatively short period of time, typically less than one year. This type of lending can be an attractive option for individuals or businesses that need quick access to cash for unexpected expenses or to cover temporary cash flow gaps. Short term loans typically have higher interest rates than traditional long-term loans, but they can offer more flexibility and faster approval times. Common types of short term loans include payday loans, lines of credit, and bridge loans. It is important for borrowers to carefully consider the terms and fees associated with short term lending options, and to only borrow what they can afford to repay within the designated timeframe.

The scenario

Meet John, the owner of a small construction company that was experiencing a temporary cash flow shortage due to a delay in receiving payments from clients. With bills piling up and payroll approaching, John was faced with the difficult decision of laying off staff or finding a way to bridge the financial gap.

That’s when John decided to explore short term lending options to help him through this difficult time. After doing some research, he found a reputable lender that offered quick access to cash with flexible repayment terms. He applied for a short term loan and was approved within hours.

Thanks to the short term loan, John was able to cover his immediate expenses and keep his business running smoothly. The flexibility of the loan allowed him to repay the borrowed amount within a few months, and his business was able to get back on track.

In the end, John realized that short term lending was not only a great option for managing temporary cash flow shortages, but also a valuable tool for investing in new opportunities that would help his business grow. He now recommends short term lending to other business owners who are looking for a fast and reliable way to access the funding they need to keep their business moving forward.

How we can help

A small business loan could be the solution you need! At Secured Lending, we offer a range of customisable loan options designed specifically for small businesses. Whether you’re looking to purchase new equipment, hire additional staff, or expand your marketing efforts, we can help you secure the financing you need to achieve your goals. With competitive interest rates and flexible repayment terms, our small business loans are a smart choice for any entrepreneur looking to grow their business.  

If you need quick access to funds, check out our products to see if we can help, or alternatively, contact Secured Lending at 1300 795 175 or email


caveat loan

Secured Lending


Secured Lending focuses on non-conforming, short term funding solutions with incredibly quick turnaround times. So why Secured Lending?
  • We have our own internal property valuation team.
  • We can settle caveats, 1st and 2nd mortgage loans within 24 hours up to $45m.
  • We pride ourselves on being transparent and honest in our approach, always aiming to have an initial assessment back to you in a few hour

Our rates start at 9.95% p.a. with loan terms from 1 – 24 months.

 If you have a scenario to discuss, please call us on 1300 795 175.
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