⭐️⭐️⭐️⭐️⭐️ Over $500 million in business loans facilitated
Introducing the Secured Business Line of Credit
Bridge the gap fast with flexible finance.
Complex lending and strategic finance specialists.
Rates from
14.95% p.a
Fast funding in
24 hours
Borrow up to
$2M
Term
18 months
Short-Term Business Line of Credit (BLOC) to keep your business moving forward.
We’ve launched a purpose-built, Short-Term Business Line of Credit (BLOC) to keep your business moving forward.
Our flexible, short-term BLOC is structured to give you financial agility when you need it most. You can draw funds as you go to seize opportunities, manage urgent tax debt, or cover any unexpected cash flow gap. The critical advantage? You only pay interest on the funds you actually use, making it exceptionally cost-effective for short periods.
Available now, this offer is open to a select group of brokers and borrowers dealing with urgent financial obstacles.
Key Features of the Short-Term BLOC
This facility provides rapid, continuous access to capital, structured for quick resolution:
- Revolving Flexibility: Functions as a true line of credit, allowing you to draw down, repay, and redraw within the term, optimizing your use of capital.
- Short Terms: Available for terms from 6 to 12 months only.
- Security: Secured by a Second Mortgage only, with a maximum LVR of 70%.
- Draw Limits: Access capital up to $2,000,000.
- Speed: Fast assessment and settlement to meet critical deadlines
- Costs
- Loan Processing Fee – 2.2%
- Brokerage Fee – 2.2%
- Loan Management Fee – 0.188% per month.
- Line Fee on Limit 1%
- Legals – at costs (circa $4,400).
Let’s Move Fast
- We understand the urgency of today’s market—strong borrowers are too often penalised by slow bank processes. If you need flexible, short-term funding to solve an immediate problem and have a clear exit strategy, the Secured Lending BLOC is ready to perform.
- Get in touch today to discuss your urgent scenarios and access immediate capital.
Real World Case Studies for BLOC Use
This product is specifically designed to solve immediate, time-sensitive funding problems. Here are examples of businesses that benefit most from our Short-Term BLOC:
A reputable commercial builder completes a $500,000 project milestone but the client’s progress claim review is unexpectedly delayed by 45 days. The builder faces immediate payroll obligations and needs to order materials for the next job.
- BLOC Solution: The builder draws $250,000 from the BLOC to cover payroll and supplier costs. Once the client's progress payment clears 30 days later, the builder repays the BLOC in full.
- Benefit: The builder avoids defaulting on staff, maintains strong supplier relationships, and prevents a three-week stall on the new project, all while only paying interest for one month on the drawn amount.
A growing online retailer specializing in seasonal goods needs to place a $350,000 bulk order for new inventory to meet peak demand in three months. The retailer’s current working capital is tied up in a property settlement expected to finalize in 60 days. Delaying the inventory order means missing the critical holiday sales window.
- BLOC Solution: The retailer draws $350,000 from the BLOC immediately to pay the supplier in full, securing a valuable early-payment discount.
- Benefit: The retailer secures the inventory on time to capitalize on peak season revenue. The BLOC is repaid two months later using the proceeds from the property settlement, ensuring the business leverages a short-term liquidity solution for a high-growth opportunity.
A successful trading company enters voluntary administration due to a single large bad debt. To survive, the directors propose a Deed of Company Arrangement (DOCA) requiring a cash contribution of $500,000 within 30 days to creditors. The directors have property equity but need rapid funding.
- BLOC Solution: The company secures the BLOC against director property equity to access the $500,000 required for the DOCA contribution.
- Benefit: The funding is secured quickly to meet the strict legal deadline of the DOCA, paving the way for the business to exit administration and continue trading under the restructured plan.
Success Stories
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