Million Dollar Business Loans
Fast funding from $1 million to $45 million
Over $400 million in business loans Australia-wide.
Rates from
9.95% p.a
Funding in
24 hours
Loans from $250k up to
$45 million
Terms
1-24 months
Million Dollar Business Loans with Fast Turnaround
When time is critical and funding requirements are in the millions, you need more than a conventional loan. You need a partner who understands speed, complexity and the stakes involved.
At Secured Lending, we specialise in short-term business loans starting at $1 million and scaling up to $45 million. Our focus is on fast, pragmatic funding solutions backed by property — helping businesses act quickly on opportunities, manage transitions, or meet urgent financial demands.
Loan amounts from $1 million to $45 million
Fast access to capital secured by property
Flexible short-term solutions: caveat, bridging & mortgage-backed loans
Suitable for urgent business needs, transactions or working capital
Specialist lender with experience in large, time-sensitive lending
We work with brokers, business owners and financial professionals who need serious funding without the drag of red tape. Our lending is backed by real assets and driven by commercial outcomes.
Loan Size Examples and Use Cases
We tailor every loan to the unique needs of the borrower, with common amounts including:
$1 million – Useful for time-sensitive settlements, short-term cash flow needs or securing urgent stock.
$1.5 million – Often applied for interim funding during business restructuring or urgent project financing.
$2 million – Supports asset acquisition, partner buyouts or bridging finance between property transactions.
$3 million – Suitable for managing seasonal cash flow gaps, refinancing or recapitalising operations.
$4 million – Often required in high-value transactions involving development, equipment procurement or business transitions.
$5 million – Used for expansion phases, working capital during acquisition or major contract mobilisation.
$10 million – Enables strategic investments, large asset purchases or bridging multiple properties.
$20 million – Common in developer funding, capital-intensive industry moves or business group refinancing.
$40 million – Reserved for complex, high-level transactions involving major corporate or development activity.
Why Borrow With Secured Lending?
We’re not generalist lenders. Our expertise is in large, short-term secured loans — fast, structured and fit for purpose. Whether it’s a $1 million bridging loan needed within days, or a $40 million property-backed facility for a group restructure, we understand how to assess, approve and deploy quickly.
Our team combines commercial lending experience with deep knowledge of property and business cycles. If the numbers stack up and the security is strong, we move fast.
How do I access a $1 million business loan backed by property with fast approval?
Get in touch today to discuss your funding needs. At Secured Lending, we make finance happen without delay.
Why Choose Secured Lending?
Over $400 Million in loans serviced Australia-wide.
Case Studies & Success Stories
Our team is here to help
Our dedicated team is always ready to assist you with a fast, obligation-free loan assessment
Frequently Asked Questions
For loans in the multi-million dollar range, timing depends on how quickly we can verify the asset and documentation. In most cases, we can approve within 24 hours and settle shortly after — especially when the loan is secured by strong property.
We accept real property security, including commercial, residential, and development sites. For higher loan amounts, we focus on the property's value, equity position, and its ability to be realised quickly if needed.
Yes, we offer both. Some clients need the full facility upfront, while others prefer to draw down in tranches as projects or cash flow needs progress. We’ll structure it to suit the transaction.
They are. Where the equity supports it, we regularly provide second mortgage loans to access additional capital without disturbing the primary facility — particularly in time-sensitive scenarios.
We require proof of ownership of the security property, identification, a loan purpose summary and an exit plan.
Yes. We frequently refinance large facilities nearing maturity or those with unfavourable terms. We move quickly to prevent default or enforcement by existing lenders.
Why Choose Secured Lending?
- Urgent finance within 24 hours
- Loans from $250,000 to $45 million
- Over 250+ clients
- We use our own funds and have our own internal property valuation team
Private Business Loan Solutions
Private lending strategies that drive business growth.
