Short Term Bridging Loans for Businesses
Fast bridging finance that keeps your business moving.



Over $400 million in business loans Australia-wide.
Rates from
9.95% p.a
Funding in
24 hours
Loans from $250k to
$45 million
Terms
1-24 months
Bridging finance that keeps your business on track
At Secured Lending, we provide short-term bridging loans designed to help businesses cover urgent expenses, seize opportunities, or manage temporary cash flow issues—without waiting for long approvals or inflexible banking systems.
What is a Business Bridging Loan?
A bridging loan is a short-term loan that gives your business fast access to capital—usually for 3 to 12 months. It acts as a financial bridge between your current situation and a longer-term solution, such as securing funding, selling an asset, or collecting overdue receivables.
Unlike traditional loans, bridging finance is built for speed, flexibility, and adaptability.
When Can a Short Term Bridging Loan Help?
Business owners turn to bridging loans for situations like:
Covering payroll during shortfalls
Paying urgent tax debts (ATO)
Purchasing equipment or inventory
Funding renovations or expansion
Settling overdue supplier invoices
Managing unexpected expenses or legal disputes
Consolidating business debt
Buying time during property transitions
Recovering from a natural disaster or cyber breach
Avoiding foreclosure or insolvency
Taking advantage of limited-time business opportunities
If it’s time-sensitive and essential to your operations or growth—chances are bridging finance can help.
Our Bridging Loan Success Stories
Here are some case studies of our recent short term bridging loans:
- $5.25 Million Turning Point: A Bridging Loan Success Story
- $2.4 Million Bridging Loan for Working Capital
- Urgent Bridging Loan: $1.88 million Secured in 48 Hours
- $1.8 Million Bridging Loan with First Mortgage
- $3.6 Million Bridging Loan Secured by 1st & 2nd Mortgage: Unlocking Value in a Luxury Property Sale
The Secured Lending Advantage: Why Choose Us for Your Bridging Finance Needs?
At Secured Lending, we understand that navigating the complexities of short-term financing can be daunting. We offer a comprehensive Bridging Finance solution designed to empower your business with the following key advantages:
- Fast Funding and Approvals: We recognise the time-sensitive nature of business decisions. Our streamlined application process and efficient evaluation system allows for rapid loan approvals, often completed within 24 hours. This ensures you receive the capital you need swiftly to capitalise on opportunities or navigate unexpected hurdles.
- Tailored Loan Solutions: We understand that one-size-fits-all solutions rarely work in the dynamic business landscape. Secured Lending offers customised Bridging Finance solutions to meet your specific needs. We collaborate with you to determine the ideal loan amount, structure a flexible repayment schedule that aligns with your cash flow, and choose the most appropriate collateral option for your situation.
- Competitive Interest Rates: Our dedicated team negotiates on your behalf to secure the most competitive interest rates possible for your Bridging Finance loan. This translates to significant cost savings over the loan term, allowing you to invest more resources back into your business and fuel further growth.
- Expertise and Transparency: Our team of experienced financial professionals is dedicated to providing you with clear communication and personalised support throughout the entire process. We explain the nuances of Bridging Finance, answer any questions you may have, and guide you through each step, ensuring you feel confident and well-informed throughout the engagement.
Why Choose Secured Lending?
Over $400 Million in loans serviced Australia-wide.
Case Studies & Success Stories

Our team is here to help
Our dedicated team is always ready to assist you with a fast, obligation-free loan assessment
Frequently Asked Questions
A bridging loan gives you fast access to capital, typically secured against property or other assets, to cover urgent expenses—such as payroll, supplier invoices, or contract mobilisation—while you wait for incoming revenue, settlement, or longer-term finance.
Yes. Bridging loans are commonly used to refinance maturing debt or to consolidate multiple facilities. This can help prevent default interest charges or free up equity for more efficient debt structuring while you wait for final bank approval or asset sales.
Business bridging loans are usually short-term facilities ranging from 1 to 12 months. Most lenders structure them with flexible exit strategies such as business sale, refinance, or incoming funds. Some may offer interest capitalisation to reduce pressure on monthly repayments.
If your security and documentation are in order, bridging loans can often be settled within 48 to 72 hours. This speed makes them ideal for time-sensitive opportunities, such as securing stock, funding contract deposits, or avoiding late penalties.
We require real property as security, such as commercial, residential, or industrial assets. In some cases, a combination of second mortgage, caveat, or cross-collateralisation may be used, depending on your equity position and urgency.
Why Choose Secured Lending?
- Finance within 24 hours
- Loans from $250,000 to $45 million
- Over 250+ clients

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