Urgent Business Loans Australia
Same day, urgent capital from $250k to $45 million.
Over $400 million in business loans Australia-wide.
Rates from
9.95% p.a
Funding in
24 hours
Loans from $250k up to
$45 million
Terms
1-24 months
Urgent Business Loans Settled Same Day — When Timing Is Everything
When your business faces a critical moment — a tight settlement, a funding shortfall, or the need to move fast on a major opportunity — an urgent business loan can be the difference between success and setback.
At Secured Lending, we specialise in fast, property-secured business loans from $1 million to $45 million. Whether it’s a bridging facility, a large first or second mortgage, or a tax debt loan, we move quickly — because in business, timing matters. We have settled many loans on the same day.
We don’t do consumer lending. We’re built for high-stakes, high-value commercial scenarios where certainty and speed are everything. Our clients are brokers, developers, business owners, and financial professionals who don’t have the luxury of waiting around for bank approval.
We have our own funds. Our own internal credit and property team. And we’re ready to fund when others delay.
What We Offer:
- Loan amounts from $250,000 to $45 million
- Fast-turnaround bridging loans, first mortgages, second mortgages, and tax debt loans
- Million-dollar business loans structured to suit real commercial needs
- Short terms from 1 to 24 months
- Competitive interest rates from 9.95% p.a
- Settlements in as little as 24 to 72 hours for urgent files
We assess deals based on real security and a clear exit — not tick-box lending. If the deal stacks up, we move.
When to Use an Urgent Business Loan
We fund time-sensitive transactions across a wide range of commercial scenarios. Here’s how borrowers typically use our urgent loan facilities:
- Settlement rescue: Fast funding to avoid missed deadlines and penalties
- Bridging finance: Cover the gap between sale and acquisition
- Refinance: Exit distressed or overpriced loans with something smarter
- Tax debt loans: Avoid escalating ATO pressure, penalties, or legal action
- Working capital: Immediate cashflow to cover payroll, stock, or business continuity
We’ve helped clients exit deals that were going south, secure investments that couldn’t wait, and protect businesses from financial fallout. Every loan is bespoke, every timeline respected. If the loan is required for an emergency, we can help.
Recent Urgent Success Stories
- $25.5 Million Funded: 7 loans in 7 days
- Urgent settlement: $271,000 funded within 4 hours
- Urgent Bridging Loan: $1.88 million Secured in 48 Hours
- $4 Million Land Bank Settlement in 24 Hours
- $3.685 Million Loan Funded: Company Rescued From A Receiver
- Large 2nd Mortgage: Urgent $3M Loan Funded
- $250,000 Tax Debt Loan Rescues Business from ATO Wind-Up Within 24 Hours
We don’t just fund loans. We fund outcomes.
Why Secured Lending?
We’re not a bank. We’re not a broker. We’re a direct lender with deep commercial finance experience and a commitment to moving fast when it counts.
- No slow committees — just experienced credit pros making real decisions
- In-house property and legal support for rapid assessments
- Strong reputation with brokers and advisers who trust us to deliver under pressure
- If you’re a high-net-worth business owner facing a critical financial need, we’re built for you.
Security Requirements
All urgent loans are secured against Australian real estate, including:
- Prime residential or commercial property
- Metro or regional holdings
- Cross-collateralised or multi-property portfolios
- Second mortgages behind existing lenders, where value exists
We structure each loan based on LVR, exit strategy, and commercial viability — not red tape.
Our team is here to help
Our dedicated team is always ready to assist you with any questions or concerns you may have.
Case Studies & Success Stories
Frequently Asked Questions
Yes. We regularly fund borrowers who are days away from losing a high-value acquisition, property settlement, or joint venture because banks couldn’t move fast enough. If the security stacks up, we can deploy capital within 24 to 72 hours, avoiding delays that could cost you the deal.
Absolutely. Many of our clients are asset-rich but temporarily cash-poor due to delayed receivables, paused settlements, or a short-term gap in liquidity. We offer urgent loans secured by your property to keep your business running — whether that’s covering payroll, servicing debt, or bridging to your next major inflow.
Yes. We can cross-collateralise residential, commercial, or mixed-use properties to unlock equity fast. This allows you to access large capital in one hit — ideal for closing an investment quickly or refinancing out of a high-interest facility that’s draining your margins.
We handle tax debt funding weekly for clients facing escalating ATO demands. We understand the time-sensitive nature of these situations — director penalty notices, garnishee orders, or winding-up applications. If the property security is there, we can fund quickly to stop the bleeding and give you breathing space.
Yes. If you’re stuck in a predatory or poorly structured loan — especially one bleeding your business dry — we can refinance you out of it. Many of our borrowers come to us after realising they’ve sacrificed long-term viability for short-term fixes. We’ll help correct that — fast.
Yes, we have done this many times. If we receive the necessary information early — including property details, loan amount, and exit strategy — and the security is straightforward, we can assess, approve, and settle within the same business day. This is ideal for last-minute settlements, time-critical investments, or situations where every hour counts.
Why Choose Secured Lending?
- Urgent finance within 24 hours
- Loans from $250,000 to $45 million
- Over 250+ clients
- We use our own funds and have our own internal property valuation team
Private Business Loan Solutions
Private lending strategies that drive business growth.
