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Yes — complex scenarios are our speciality. We regularly fund deals that mainstream lenders turn away, including second mortgages, caveat loans, ATO debt, development finance, and borrowers with adverse credit or non-standard security. Our credit decisions are based on the asset and the exit strategy, not a rigid scorecard. If there is equity and a credible repayment plan, we will find a way forward.

We can settle in as little as 24–48 hours for straightforward scenarios. Because we lend our own funds and manage valuations internally, there are no third-party delays. Urgent deals are assessed the same day they are submitted — just call us or submit your scenario and we will come back to you fast.

Absolutely. Same-day and next-day funding is one of the most common reasons clients come to us. Whether you are facing a settlement deadline, a tax office demand, an overdue creditor, or a time-sensitive business opportunity, our team is set up to move quickly. We handle everything in-house so there are no bottlenecks.

An exit strategy is your defined plan for repaying the loan at the end of the term — typically the sale of a property, a refinance to a mainstream lender, or a confirmed incoming payment. Because our loans are short-term (1–24 months), we need confidence that repayment is achievable before we approve. A realistic and well-defined exit is the single most important factor in our assessment — it protects both you and us.

Our team responds promptly and without obligation. Once you submit your scenario or call us on 1300 795 175, a senior lending specialist will review the details and come back to you with an honest assessment and indicative terms — usually the same day. We take the time to understand your situation properly so we can offer a solution that actually fits, not just a generic product.

We are specialists in secured private lending, so our focus is on property-backed loans in Australia. If your scenario falls outside that — such as unsecured personal lending or offshore security — we will tell you upfront and, where we can, point you in the right direction. We would rather be straight with you than waste your time.