⭐️⭐️⭐️⭐️⭐️ Over $500 million in business loans facilitated
Low Cost Second Mortgage Loans
Bridge the gap fast with flexible finance.
Complex lending and strategic finance specialists.
Product Overview
| Term | Interest Rate (p.a.) | Security | Amount up to | LVR | Loan Processing Fee | Loan Management Fee (p.m.) |
|---|---|---|---|---|---|---|
| 1 month | 11.95% | 2nd mortgage | $2M | 65% | 1.75% | 0.15% |
| 2 months | 12.95% | 2nd mortgage | $2M | 65% | 1.75% | 0.15% |
| 3 months | 13.95% | 2nd mortgage | $2M | 65% | 2.20% | 0.187% |
Rates from
11.95% p.a
Funding in
24 hours
Borrow up to
$2M
LVR
65%
Short-Term Funding Solutions Without the Bank Delay
We’ve launched a purpose-built, short-term bridging loan to help borrowers move forward with your business.
Get the funds you need without the usual bank hassle. Our flexible short-term loans are designed to get you in and out fast, so you can seize opportunities, bridge a gap in cash flow, or cover unexpected costs like tax debt. The best part? The shorter your loan term, the less you pay in interest.
Stop waiting on banks and their red tape—get the money you need and move on
Available now, this offer is open to a select group of brokers and borrowers dealing with urgent tax-related obstacles.
Key Features
Purpose built for flexibility
Terms from 1 to 3 months only
Second mortgage only, max LVR 65%
Loan amounts up to $2,000,000
Fast assessment and settlement
Who Is This For?
This product is ideal for:
Borrowers who need quick funds to finalise a settlement or refinance
Business owners bridging a short-term cash flow gap
Clients covering urgent expenses such as tax bills or supplier payments
Brokers with time-critical scenarios where bank approvals take too long
Important Notes
Exit strategy is critical — this is a short-term product and not intended for long-term use
Borrowers must have a clear refinance or sale pathway in place
Let’s Move Fast
We’ve built this solution for what we’re seeing in the market right now: strong borrowers facing delays in settlement or refinance, despite having solid exit strategies. If you’re a broker with a time-critical deal, or a borrower needing fast, short-term funding, we can step in and get it done.
Get in touch today to discuss scenarios.
Case Studies & Success Stories
Our team is here to help
Our dedicated team is always ready to assist you with a fast, obligation-free loan assessment
Frequently Asked Questions
A short-term second mortgage is a secured loan taken against the equity in your property, sitting behind your primary mortgage. Unlike a standard home or investment loan, it’s designed for a short window—often 3 months or less—so you can access funds quickly without committing to a long repayment term.
In urgent cases, approval and settlement can happen within a few days, provided valuation, security checks, and documentation are in order. This speed makes them ideal for bridging finance, covering time-sensitive expenses, or seizing an investment opportunity.
The main advantage is cost. With a shorter term, you’ll pay less in total interest. These loans are designed to be an in-and-out solution—covering an immediate funding gap until a property sale, refinance, or other cash event is completed.
They’re highly flexible. Common uses include bridging between property settlements, paying suppliers, funding renovations before a sale, covering seasonal business expenses, or seizing a quick investment deal.
Most borrowers exit the loan through a planned refinance, property sale, or incoming funds from another source. It’s important to have a clear exit strategy before taking out the loan to avoid unnecessary extensions or penalties.
Yes, your current mortgage holder must consent to a second mortgage being registered on your property. Experienced lenders and brokers can manage this process quickly so it doesn’t delay settlement.
Why Choose Secured Lending?
- Finance within 24 hours
- Loans from $250,000 to $45 million
- Over 250+ clients
