Emergency Business Loans Australia
Urgent business funding from $250k to $45 million
Over $400 million in business loans Australia-wide.
Rates from
9.95% p.a
Funding in
24 hours
Loans from $250k up to
$45 million
Terms
1-24 months
Emergency Business Loans — When Time Isn’t on Your Side
When your business hits a critical point and capital is needed fast, speed and certainty aren’t optional — they’re essential. Whether it’s a looming settlement, urgent tax debt, or a cash flow shortfall, delays can mean missed opportunities or worse.
At Secured Lending, we specialise in emergency business loans backed by property — from $1 million up to $45 million. We deliver fast capital when banks can’t move quick enough, often settling within days. Our core loan products include bridging finance, first mortgages, second mortgages, million-dollar business loans, and tax debt funding.
We’re not a general lender. We’re a specialist. That means no box-ticking, no slow-moving committees — just experienced decision-makers who understand urgency and know how to execute.
Our clients are brokers, business owners and financial professionals who need serious lending fast. If the security is solid and the scenario makes commercial sense, we’ll get it done — fast.
Emergency Loan Features:
- Loan amounts from $250,000 to $45m
- Short-term solutions including bridging loans, caveat finance, first and second mortgages
- Terms from 1 to 24 months
- Funding from 9.95% p.a
- Settlements in as little as 24 hours
- Property-secured loans — residential, commercial or mixed
Whether it’s a $1 million bridge or a $10 million refinance, we’re outcome-driven and ready to move.
Common Emergency Loan Scenarios
We’ve seen it all — here’s how businesses commonly use our emergency loans:
- Bridging finance for time-sensitive property settlements
- Tax debt loans to avoid ATO penalties, interest, or legal action
- Refinance from distressed lenders or predatory loan structures
- Second mortgages to unlock equity for urgent cash flow needs
- Million-dollar business loans for fast capital injections to cover payroll, inventory or growth
We tailor each facility to the situation. If time is critical and the deal stacks up, we’ll move fast to make it happen.
Recent loan success stories
- $25.5 Million Funded: 7 loans in 7 days
- Urgent settlement: $271,000 funded within 4 hours
- Urgent Bridging Loan: $1.88 million Secured in 48 Hours
- $4 Million Land Bank Settlement in 24 Hours
- $3.685 Million Loan Funded: Company Rescued From A Receiver
- Large 2nd Mortgage: Urgent $3M Loan Funded
When banks say no, we say — let’s talk.
Why Borrowers Trust Secured Lending
Our team are seasoned professionals with deep experience in commercial finance, property, and urgent capital solutions. We’re not here to slow things down — we’re here to get the deal done.
- We fund from our own pool — no delays chasing investor capital
- Our internal property team values deals quickly and decisively
- We’ve built a reputation for reliability, not red tape
Security Requirements
All emergency business loans are backed by real property. We consider:
- Prime residential or commercial assets
- Multi-property portfolios
- Regional or metro security
- First or second mortgage positions depending on structure
We’re open to cross-collateralisation and custom security arrangements to make the deal work.
Our team is here to help
Our dedicated team is always ready to assist you with any questions or concerns you may have.
Case Studies & Success Stories
Frequently Asked Questions
We can move fast — in some cases, funds are ready for settlement within 24 to 48 hours. If the security is sound and we have what we need, we prioritise urgent deals to ensure you don’t miss out on critical opportunities.
Yes. We work with borrowers who’ve been let down by banks or delayed by red tape. We fund from our own pool, so we don’t wait on third-party approvals. We act fast, especially when timing is make-or-break.
We offer fast-access bridging loans, first and second mortgages, large business loans from $1M+, and tax debt loans. Whether it’s a distressed refinance, time-sensitive acquisition, or a buyout — we’ll tailor the solution to your needs.
Yes — we regularly structure second mortgage facilities and cross-collateralise multiple properties to unlock equity quickly. If there’s real value in the security, we’ll find a way to make it work.
Absolutely. We fund urgent tax debt loans and settlement rescue finance every week. We understand the stress of looming deadlines, and we prioritise these scenarios to protect your business and assets.
Yes — we specialise in refinancing overpriced, non-performing, or predatory facilities. If you're stuck in a loan that's draining cash flow or putting your assets at risk, we can move quickly to replace it with a short-term, property-backed facility that makes commercial sense. We've helped clients exit messy structures in days.
Why Choose Secured Lending?
- Urgent finance within 24 hours
- Loans from $250,000 to $45 million
- Over 250+ clients
- We use our own funds and have our own internal property valuation team
Secured Business Loan Solutions
Private lending strategies that drive business growth.
