Quick Snapshot:
- Property: Commercial asset in Hawthorn, Victoria, acquired via liquidator sale
- Loan: $2.8 million with 65% LVR of the commercial property value
- Challenge: Rapid settlement required due to liquidator timelines
- Solution: Secured Lending’s streamlined, flexible funding
- Outcome: Full settlement completed within days, securing a growth‑ready investment
Securing the right finance quickly can mean the difference between landing a savvy commercial property deal and watching it slip away. That was the situation facing our client, who identified a prime commercial property in Hawthorn being sold by a liquidator at a competitive price. With settlement deadlines looming, traditional bank loans simply couldn’t keep pace.
Our client approached Secured Lending seeking a practical solution. Traditional lenders often stall under liquidator timelines, but Secured Lending specialises in fast, tailored funding for transactions like this—especially bridging loans, caveat loans, and first or second mortgages.
From the outset, Secured Lending’s team moved with purpose. They conducted a rapid property valuation and a comprehensive yet efficient assessment of the borrower’s financial position. Within a matter of days, they approved a loan at 65 percent LVR—enough to satisfy the liquidator’s demanding settlement schedule and finalise the acquisition.
What set Secured Lending apart was not just speed, but also their clear communication and flexibility. Instead of being bogged down by red tape and bank delays, the borrower experienced a seamless process that respected both the urgency of the opportunity and the unique nature of liquidator‑led sales.
Why fast funding matters in liquidator sales
Liquidator sales often offer investment properties below market value—but come with non‑negotiable settlement dates. Traditional lenders, tied down by internal processes, can miss these deadlines, handing prime deals to quicker competitors. Secured Lending bridges that gap with:
- Speed: Rapid appraisal and approval
- Flexibility: Tailored loan structures (bridging, caveat, first/second mortgages)
- Expertise: Deep knowledge of Australian commercial property dynamics
The Hawthorn transaction: A precise, responsive approach
Secured Lending’s formula was clear:
- Swift valuation – Identified growth potential in the Hawthorn location
- Assessment – Balanced borrower credit and serviceability efficiently
- 65% LVR loan approval – Provided immediate funds for liquidator settlement
- Prompt execution – Funds disbursed within days, not weeks
This approach enabled our client to confidently complete settlement and secure the property at favourable terms.
A model for strategic property investment
Whenever short‑term funding at speed is critical—whether for bridging acquisitions, funding developments, or seizing liquidator offers—Secured Lending delivers. This successful Hawthorn purchase highlights how borrowers can:
- Seize time‑sensitive opportunities
- Obtain funding tailored to unique property types
- Bypass traditional lender delays
How can a borrower accelerate a commercial property purchase through bridging finance?
If you’re facing a similar race against time—needing fast, reliable funding for a commercial property acquisition—Secured Lending stands ready. With fast turnaround, flexible loan structures, and extensive property market expertise, we help borrowers act decisively and capture the opportunities others miss.
How we can help?
Short term business loans play a crucial role in supporting these plans by providing much-needed capital flexibility. If your small business is facing financial challenges, don’t hesitate to explore the benefits of restructuring and consider short term business loans as a viable solution on your path to recovery and success. Consult with financial experts and leverage the available resources to ensure a smooth and successful restructuring journey.
Secured Lending understand the complexities of debt for businesses and the potential benefits of short term loans. Our experienced team is here to guide you through the process and helping you explore suitable financing options to address your debt effectively.
Our loan products are designed to provide short term relief in circumstances where funding is not immediately available from traditional sources of finance, such as banks and other first tier institutions. These include:
We aim to implement our solutions as a matter of priority so that you can resume business as usual, with full control of your company.
If you or your client are in need of finance and need to speak to one of our experts, contact us on 1300 795 175 or email us at info@securedlending.com.au
