10 Million Dollar Business Loan

When you need $10 million in business funding, time and confidence are everything. Whether you’re acquiring a large asset, recapitalising a group structure, or bridging an upcoming transaction — hesitation isn’t an option. Delays can kill momentum. Worse, they can cost you the deal.

At Secured Lending, we specialise in high-value, property-secured business loans from $1 million to $45 million. A $10 million facility is well within our comfort zone — and often where we do our best work. We work with brokers, developers, business owners and financial advisers who need reliable execution without the drag of traditional lending systems.

We’re not a bank and we don’t behave like one. That means no drawn-out approvals or committees. Just direct access to capital, backed by real property and managed by people who understand deal urgency.

Our $10 million business loans are secured against commercial or residential property across Australia. With our own funding lines and in-house property expertise, we deliver fast, structured finance that meets commercial goals and settlement timelines — even on short notice.

Key Features:

• Loan amounts from $1m to $45m
• $10 million facilities commonly used for acquisitions, refinance, or equity release
• Short-term funding: caveats, bridging loans, first & second mortgages
• Terms from 1 to 24 months
• Rates from 9.95% p.a
• Fast approvals and settlement turnarounds — as little as 24–48 hours for urgent deals

We assess every deal on its commercial merit. If the property is strong and the exit is clear, we’ll move fast.

Common $10 Million Use Cases

Each loan is unique, but here’s how $10 million facilities are often structured:

• Acquisition Finance – Purchasing a high-value commercial or industrial property where conventional lenders couldn’t meet deadlines
• Capital Extraction – Unlocking equity from a significant property or portfolio for reinvestment or liquidity
• Business Restructure – Streamlining balance sheets, consolidating debts or resolving legacy finance arrangements
• Bridging Major Deals – Bridging the gap between a pending sale and a time-sensitive purchase
• Distressed Debt Refinance – Replacing non-performing or high-cost loans with a clear exit plan and better terms

Each $10 million deal is purpose-built. No templates. No tick-box lending. Just solutions designed to meet your real-world business need — with the urgency it demands.

Recent $10M+ Success Stories

Here are a few high-value loan scenarios we’ve delivered:

• Behind the $10 Million Deal: How a 1st Mortgage Loan Helped a Client Overcome Banking Hurdles
• How We Delivered a $13M First Mortgage in Just 48 Hours

These aren’t hypothetical scenarios — they’re deals we’ve funded. With real outcomes and real impact.

Why Clients Choose Us for $10 Million Loans

A $10 million loan isn’t casual money — it’s strategic capital. Borrowers at this level work with us because we understand:

• The pressure of large transactions with hard deadlines
• The need for confidence when timing and execution are critical
• How to structure deals without friction or committee bottlenecks
• What it takes to make complex, multi-asset security work

We’re here to deploy capital, not delay it. And our clients value the commercial mindset we bring to every deal.

Property Security Requirements

All our $10 million loans are secured by property. Security types include:

• High-value commercial property in metro locations
• Mixed-use or large-scale residential holdings
• Portfolios of cross-collateralised assets
• Regional assets with strong market value
• First or second mortgage options depending on LVR

We tailor the structure based on your security, the purpose of funds, and the exit. Complex security structures are welcome.

Need $10 million in property-backed funding?
We’re ready to move. Let’s talk.