5 Million Dollar Business Loan

When you need $5 million in funding, you don’t have time to waste. Whether you’re acquiring a key asset, refinancing an existing facility, or unlocking liquidity for growth — speed, structure, and certainty are critical. Delays can kill momentum. Worse, they can cost you the deal.

At Secured Lending, we specialise in large, fast-turnaround business loans secured by real property. $5 million loan sizes are well within our core offering — not the exception. We work with brokers, business owners, and professionals who need funding partners, not red tape.

We’re not a traditional bank or a slow-moving aggregator. We’re a private lender with capital on hand, in-house property experts, and a direct credit process. That means no committees, no outsourced valuations, and no wasted time.

We provide lending solutions where banks pause or decline. Our $5 million business loans are secured by Australian real estate — commercial, residential, or mixed-use — giving us the ability to move quickly, assess risk practically, and fund with purpose.

Key Features:

• Loans from $1 million to $45 million
• $5 million facilities ideal for acquisitions, large refinances, or liquidity
• Short-term structures: caveat loans, bridging, 1st and 2nd mortgages
• Loan terms from 1 to 24 months
• Interest rates from 9.95% p.a
• Settlement in 1–5 business days for qualified files

We look at real assets and real outcomes. If the security is strong and the exit is clear, we’ll move quickly to get it done.

Common $5 Million Loan Use Cases

Here’s how $5 million loans are typically applied in real-world scenarios:

• Property acquisition — funding commercial real estate or development sites when bank timeframes are too slow
• Large-scale refinance — consolidating multiple debts or replacing outdated facilities with streamlined terms
• Capital release — unlocking equity for working capital, buyouts, or reinvestment
• Bridging finance — facilitating large asset transactions with defined exit timelines
• Rescue funding — exiting from distressed or predatory loan arrangements with urgency and strategy
• Every $5 million facility is tailored — no off-the-shelf terms, no unnecessary hold-ups.

Recent $5 Million+ Success Stories

See how we’ve delivered for borrowers needing multi-million dollar facilities:

• How Flexible $5 Million Funding Secured a Port Adelaide Warehouse
  
  
• A $5.7 Million Loan of Blended 1st & 2nd Mortgages
  
  
• $5.2M Loan Helps Business Seize Growth Without Sacrificing Assets
  
  
• $5.1 Million Debt Consolidation Loan: A Smart Solution to Short-Term Business Cash Flow Pressure
  
  
• $5.25 Million Turning Point: A Bridging Loan Success Story
  

Why Borrowers Trust Secured Lending

If you’re seeking a $5 million loan, you need more than an application form — you need clarity, confidence, and a lending partner who can handle complexity.

At Secured Lending, we bring:

• Senior credit specialists who understand high-stakes lending
• Property-backed funding models that support commercial needs
• Direct access to decision-makers — no layers, no delay
• Long-standing relationships with brokers and advisers who trust our execution

Security Requirements

All $5 million loans are secured against Australian property. Security can include:

• High-value residential or commercial property (metro and regional)
• Multiple securities or portfolio lending for higher leverage
• Cross-collateralisation for blended risk or complex structures
• First or second mortgage options depending on equity and exit

We assess every deal on its own merits and move quickly where others stall.