★★★★★Over $500 million in business loans facilitated
About Us

Welcome to SL Capital & Secured Lending

About Us

At SL Capital, we bring decades of experience across the accounting, finance, and property sectors—enabling us to deliver fast, reliable financial solutions tailored to the unique needs of Australian businesses. We specialise in short-term, secured business loans without the delays or complications often found in traditional lending channels. We understand complex lending and offer strategic funding solutions for our clients. Based in Sydney, Australia, we are private lending experts in short term finance.

SL Capital is home to Secured Lending and SL Premium Income Fund.

SL Capital is a loan facility manager that lends and invests in secured debt transactions. The principals of SL Capital have lent over $500M of their own funds in debt investments and are now providing the opportunity for Wholesale and Sophisticated Investors within the meaning of the Corporations Act to access their investment expertise.

Secured Lending sits under SL Capital, and is a private lending company based in Barangaroo, Sydney. Secured Lending is known for strategic fast finance, with the ability to fund and settle loans within 24 hours. Secured Lending specialises in secured business loans and operate nationally across wider Sydney, Melbourne, Brisbane, Perth, Adelaide and Canberra.

We are a non-bank lender focused on short-term, commercial loans. Our role is to provide fast, practical funding solutions without the games and delays common in this space.

A key advantage is our internal property valuation team. We bring extensive experience in property valuation, development, and complex securities, allowing us to assess all types of property-backed deals quickly — including part-completed developments, land banks, unique assets, and time-sensitive high yielding opportunities.

We can settle first and second mortgage loans up to $10 million, often within 24 hours. To date, we've facilitated over $500 million in loans for businesses, investors, and developers across Australia.

We emphasise transparency and straight communication. In most cases, we can give you an answer within hours. If the deal fits and you accept the terms, a Letter of Offer is issued immediately so the loan can move forward without delay.

Secured Lending is your short term, private lending alternative in providing fast funding solutions for small to large businesses across Australia.

We pride ourselves on our transparency and client focused approach, supported by our extensive experience and passion for real estate, property development and commercial finance.

We use our own funds and have our own internal property valuation team. This allows us to move fast.

Borrow

SL Premium Income Fund are excited to open their portfolio, providing an opportunity for Wholesale and Sophisticated Investors access to the private lending market.

All loans will be secured by a first registered mortgage over real property, a personal guarantee from the borrower and a General Security Agreement over the company borrower.

Invest
Immediate Access to Capital

We use our own funds, allowing us to settle loans while other lenders are still processing paperwork. This speed is powered by our deep lending expertise and streamlined internal processes.

Transparent, No-Nonsense Approach

We offer fast, short-term funding—without the games. From initial assessment to settlement, we keep things straightforward, professional, and honest.

In-House Valuation Expertise

Our internal property valuation team has extensive experience in development and real estate analysis. This allows us to quickly assess all forms of property security, including partially completed developments and land banks.

Experts in Bridging Finance

Bridging finance is one of our core specialities. Whether you're navigating a time-sensitive transaction, managing a development pipeline, or handling a cash flow gap, we know how to structure the right solution quickly.

Fast Settlement – First & Second Mortgages

We can settle 1st and 2nd mortgage loans within 24 hours, up to $10 million. Our typical loan terms range from 3 to 6 months, with interest rates starting at 1% per month.

Decisions in Hours, Not Days

In most cases, we'll let you know within hours if we're proceeding. If terms are agreed upon, a letter of offer is issued immediately to progress the loan without delay.

Our Team

Our team is here to help

Our dedicated team is always ready to assist you with a fast, obligation-free loan assessment.

Get in Touch
The SL Capital Management Team
Work with us

The Secured Lending Difference

Fast, flexible private lending solutions for Australian businesses and investors.

24hrs

We can provide funding within 24 hours of application.

Fast funding solutions
$250K-$10M

Loans from $250k up to $10 million secured against property.

Loan Range
9.7% p.a

Competitive rates from 9.7% p.a depending on loan type and security.

Interest rates
1-24 months

Flexible short-term loan periods from 1 to 24 months.

Short Term Funding