⭐️⭐️⭐️⭐️⭐️ Over $500 million in business loans facilitated
Short Term Bridging Loans for Businesses
Fast bridging finance that keeps your business moving.
Complex lending and strategic finance specialists.
Rates from
9.2% p.a
Funding in
24 hours
Loans from $250k to
$10 million
Terms
1-24 months
Bridging finance that keeps your business on track
At Secured Lending, we provide short-term secured business loans designed to help businesses cover urgent expenses, seize opportunities, or manage temporary cash flow issues—without waiting for long approvals or inflexible banking systems.
What is a Business Bridging Loan?
A bridging loan is a short-term loan that gives your business fast access to capital—usually for 3 to 12 months. It acts as a financial bridge between your current situation and a longer-term solution, such as securing funding, selling an asset, or collecting overdue receivables.
Unlike traditional loans, bridging finance is built for speed, flexibility, and adaptability.
When Can a Short Term Bridging Loan Help?
Business owners turn to bridging loans for situations like:
Covering payroll during shortfalls
Paying urgent tax debts (ATO)
Purchasing equipment or inventory
Funding renovations or expansion
Settling overdue supplier invoices
Managing unexpected expenses or legal disputes
Consolidating business debt
Buying time during property transitions
Recovering from a natural disaster or cyber breach
Avoiding foreclosure or insolvency
Taking advantage of limited-time business opportunities
If it’s time-sensitive and essential to your operations or growth—chances are bridging finance can help.
Our Bridging Loan Success Stories
Here are some case studies of our recent short term bridging loans:
- $5.25 Million Turning Point: A Bridging Loan Success Story
- $2.4 Million Bridging Loan for Working Capital
- Urgent Bridging Loan: $1.88 million Secured in 48 Hours
- $1.8 Million Bridging Loan with First Mortgage
- $3.6 Million Bridging Loan Secured by 1st & 2nd Mortgage: Unlocking Value in a Luxury Property Sale
Case Studies & Success Stories
Frequently Asked Questions
A bridging loan gives you fast access to capital, typically secured against property or other assets, to cover urgent expenses—such as payroll, supplier invoices, or contract mobilisation—while you wait for incoming revenue, settlement, or longer-term finance.
Yes. Bridging loans are commonly used to refinance maturing debt or to consolidate multiple facilities. This can help prevent default interest charges or free up equity for more efficient debt structuring while you wait for final bank approval or asset sales.
Business bridging loans are usually short-term facilities ranging from 1 to 12 months. Most lenders structure them with flexible exit strategies such as business sale, refinance, or incoming funds. Some may offer interest capitalisation to reduce pressure on monthly repayments.
If your security and documentation are in order, bridging loans can often be settled within 48 to 72 hours. This speed makes them ideal for time-sensitive opportunities, such as securing stock, funding contract deposits, or avoiding late penalties.
We require real property as security, such as commercial, residential, or industrial assets. In some cases, a combination of second mortgage, caveat, or cross-collateralisation may be used, depending on your equity position and urgency.
Why Choose Secured Lending?
- Finance within 24 hours
- Loans from $250,000 to $45 million
- Over 300+ clients
