Short Term Business Loans Private Finance

At Secured Lending, we help business owners access fast, practical funding solutions tailored to short-term needs. Our short-term loans are typically 1 to 24 months in duration and are required to be secured against property.

What Are Short Term Loans?

Short term loans are designed to provide businesses with the funds they need to cover short-term financial needs — working capital, unexpected expenses, or time-sensitive investment opportunities. They are typically repaid within 1 to 24 months.

Why Secured Lending?

Our short-term loans are designed for situations where funding is not immediately available from traditional sources such as banks. We pride ourselves on our ability to assess your financial needs in a timely manner and can fund your loan within 24 hours.

• •Finance within 24 hours of approval
• •Loans from $250,000 to $10 million
• •Rates from 9.7% p.a.
• •Terms from 1 to 24 months
• •Secured against residential or commercial property
• •No long-term lock-ins or rigid exit penalties

Common Uses for Short Term Finance

• •Bridging cash flow gaps between invoices or settlement dates
• •Working capital to fund operations, payroll, or supplier payments
• •Urgent tax debt or ATO liabilities requiring immediate resolution
• •Property and real estate — development site acquisitions, auction funding, deposits
• •Business acquisitions, mergers, partner buyouts, or franchise purchases
• •Equipment purchase, machinery finance, or commercial vehicle funding
• •Refinancing expiring loans or exiting restrictive facilities

"Short term lending runs smoothest when the objective is clear from day one, and that is a conversation we are happy to lead. Once we understand the LVR, the security, and how the facility will be repaid, we can move quickly on approval and keep everything running cleanly through to the exit."

Gino Tabila

Associate Director