If your business owes money to the ATO, you're not alone. Tax debt can happen due to cash flow issues, unexpected expenses, or simple timing mismatches. But if left unpaid, it can snowball — with penalties, interest charges, and even legal action. At Secured Lending, we offer fast tax debt loans that help businesses resolve their ATO obligations quickly.
Why Consider a Tax Debt Loan?
- •Avoid ATO Penalties and Legal Action: Stay ahead of escalating fees and enforcement by clearing your tax debt on time
- •Free Up Working Capital: Preserve your cash flow and keep business operations running smoothly
- •Consolidate Outstanding Debts: Roll multiple obligations into one manageable repayment plan
- •Avoid Business Disruption: Protect your reputation, credit profile, and continuity of service
The ATO Overdraft Is About to Get Expensive
Are you treating unpaid tax like a cash flow buffer? From 1 July 2025, interest on ATO debt will no longer be tax deductible. The ATO's General Interest Charge (GIC) is already 11.17%, compounding daily. After 1 July, it becomes a full, non-deductible cost to your business. In contrast, interest on a business loan to cover tax debt may remain deductible — making a structured loan the smarter option even at a higher headline rate.
Is a Tax Debt Loan Right for You?
Ask yourself:
- •Is ATO pressure limiting your business growth?
- •Do you need short-term cash to stay compliant and operational?
- •Would fast finance help you negotiate better terms with the ATO?
- •Are traditional lenders unwilling to assist due to the nature of your tax debt?
If you answered yes to any of the above, a short-term tax debt loan could be the right solution.
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Our Loan Solutions
Bridging Finance
Short-term funding to bridge the gap between a property purchase and a longer-term finance solution.
First Mortgage
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Unlock equity in your property without refinancing or disturbing your existing first mortgage.
Caveat Loans
Urgent caveat loans secured by property. No need to refinance your existing mortgage.
ATO Tax Debt
Fast funding to help businesses resolve ATO obligations before penalties, garnishees, or director penalty notices escalate.
Debt Consolidation
Roll multiple high-rate facilities into one property-backed loan. Simplify repayments and restore cash flow.
Urgent Business Loans
When timing is critical and banks can't move fast enough, we step in. Property-secured funding for businesses that need an answer today — not next week.
Short Term Loans
Flexible property-secured loans designed for businesses that need capital now and a clear exit path later. Ideal for bridging gaps, seizing opportunities, or managing short-term pressure.