Urgent Business Loans Private Finance
Same day, urgent capital from $250k to $10 million — when timing is everything
Experts in strategic, short-term finance
At Secured Lending, we specialise in fast, property-secured business loans from $250,000 to $10 million. Whether it's a bridging facility, a large first or second mortgage, or a tax debt loan, we move quickly — because in business, timing matters. We have settled many loans on the same day.
We don't do consumer lending. We're built for high-stakes, high-value commercial scenarios where certainty and speed are everything. We have our own funds, our own internal credit and property team, and we're ready to fund when others delay.
What We Offer
- •Loan amounts from $250,000 to $10 million
- •Fast-turnaround bridging loans, first mortgages, second mortgages, and tax debt loans
- •Short terms from 1 to 24 months
- •Rates from 9.7% p.a.
- •Settlements in as little as 24 to 72 hours for urgent files
- •Same-day settlement available in critical cases
When to Use an Urgent Business Loan
- •Settlement rescue — fast funding to avoid missed deadlines and penalties
- •Bridging finance — cover the gap between sale and acquisition
- •Refinance — exit distressed or overpriced loans with something smarter
- •Tax debt loans — avoid escalating ATO pressure, penalties, or legal action
- •Working capital — immediate cash flow to cover payroll, stock, or business continuity
Why Secured Lending?
- •No slow committees — experienced credit professionals making real decisions
- •In-house property and legal support for rapid assessments
- •We fund from our own pool — no delays chasing investor capital
- •Strong reputation with brokers and advisers who trust us to deliver under pressure
Security Requirements
All urgent loans are secured against Australian real estate, including:
- •Prime residential or commercial property
- •Metro or regional holdings
- •Cross-collateralised or multi-property portfolios
- •Second mortgages behind existing lenders, where value exists
Industries We Service
Urgent business loans for property investors

An urgent business loan is about a date, not a disaster. A settlement, an auction, an option expiring, a deposit already at risk. We lend against the incoming property, the outgoing one, or the portfolio, and the credit decision is made in hours.
It is repaid when the outgoing property settles, or when a longer facility takes over. The price of missing the date is usually the deposit and sometimes the property, which is what makes the speed worth having.
An urgent business loan can help you:
- Settle on a date where the deposit is already at risk
- Exercise an option before it expires
- Complete an auction purchase inside its settlement period
- Answer a notice to complete served by a vendor
- Beat a competing buyer who is also ready to move
- Get a decision in hours rather than weeks

An urgent business loan is about a date, not a disaster. A settlement, an auction, an option expiring, a deposit already at risk. We lend against the incoming property, the outgoing one, or the portfolio, and the credit decision is made in hours.
It is repaid when the outgoing property settles, or when a longer facility takes over. The price of missing the date is usually the deposit and sometimes the property, which is what makes the speed worth having.
An urgent business loan can help you:
- Settle on a date where the deposit is already at risk
- Exercise an option before it expires
- Complete an auction purchase inside its settlement period
- Answer a notice to complete served by a vendor
- Beat a competing buyer who is also ready to move
- Get a decision in hours rather than weeks
"When urgency is the driver, we focus on what genuinely matters: the security value, the LVR, and the exit. Where those three are solid, we can have approval within 24 hours and settlement within the same week, and we work through everything else around that. The aim is to take the pressure off, not add to it."
Gino Tabila
Associate Director
Frequently Asked Questions
Case Studies
$800K Bridging Finance for Simultaneous Property Transactions in 48 Hours
$300K Second Mortgage for Dental Practice Working Capital in 5 Days
$700K Working Capital for a Technology Start-Up Settled in 72 Hours
$3M Working Capital for IT Business Expansion Settled in 2 Business Days
$1.9M Commercial Property Acquisition for Growing Doggy Daycare Business
$1.15M ATO Debt Cleared in 4 Business Days for Prahran Pub Operator
$250K Working Capital for Brisbane Café in 36 Hours
Case Study: Bridging the Payment Gap – How a Short-Term BLOC Saved a Commercial Builder's Project
Scenarios We Can Help With
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