At Secured Lending, we specialise in fast, property-secured business loans from $250,000 to $10 million. Whether it's a bridging facility, a large first or second mortgage, or a tax debt loan, we move quickly — because in business, timing matters. We have settled many loans on the same day.
We don't do consumer lending. We're built for high-stakes, high-value commercial scenarios where certainty and speed are everything. We have our own funds, our own internal credit and property team, and we're ready to fund when others delay.
What We Offer
- •Loan amounts from $250,000 to $10 million
- •Fast-turnaround bridging loans, first mortgages, second mortgages, and tax debt loans
- •Short terms from 1 to 24 months
- •Rates from 9.7% p.a.
- •Settlements in as little as 24 to 72 hours for urgent files
- •Same-day settlement available in critical cases
When to Use an Urgent Business Loan
- •Settlement rescue — fast funding to avoid missed deadlines and penalties
- •Bridging finance — cover the gap between sale and acquisition
- •Refinance — exit distressed or overpriced loans with something smarter
- •Tax debt loans — avoid escalating ATO pressure, penalties, or legal action
- •Working capital — immediate cash flow to cover payroll, stock, or business continuity
Why Secured Lending?
- •No slow committees — experienced credit professionals making real decisions
- •In-house property and legal support for rapid assessments
- •We fund from our own pool — no delays chasing investor capital
- •Strong reputation with brokers and advisers who trust us to deliver under pressure
Security Requirements
All urgent loans are secured against Australian real estate, including:
- •Prime residential or commercial property
- •Metro or regional holdings
- •Cross-collateralised or multi-property portfolios
- •Second mortgages behind existing lenders, where value exists
Frequently Asked Questions
Case Studies
Scenarios We Can Help With
Browse our full range of services, industries, locations, and resources to find the right financial solution for your needs.
Our Loan Solutions
Bridging Finance
Short-term funding to bridge the gap between a property purchase and a longer-term finance solution.
First Mortgage
Private first mortgage loans secured against residential, commercial, or industrial property.
Second Mortgage
Unlock equity in your property without refinancing or disturbing your existing first mortgage.
Caveat Loans
Urgent caveat loans secured by property. No need to refinance your existing mortgage.
ATO Tax Debt
Fast funding to help businesses resolve ATO obligations before penalties, garnishees, or director penalty notices escalate.
Debt Consolidation
Roll multiple high-rate facilities into one property-backed loan. Simplify repayments and restore cash flow.
Urgent Business Loans
When timing is critical and banks can't move fast enough, we step in. Property-secured funding for businesses that need an answer today — not next week.
Short Term Loans
Flexible property-secured loans designed for businesses that need capital now and a clear exit path later. Ideal for bridging gaps, seizing opportunities, or managing short-term pressure.













