★★★★★ Trusted by 400+ Australian businesses

Urgent Business Loans

Same day, urgent capital from $250k to $10 million — when timing is everything

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Experts in strategic, short-term finance

Finance within 24 hours
Loans of $250k to $10M
Rates from 9.7% p.a.
1–24 months terms

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How much does your business need?

Borrow from $250K to $10M+

No credit check. All details are secure, encrypted, and confidential.

Urgent Business Loans

At Secured Lending, we specialise in fast, property-secured business loans from $250,000 to $10 million. Whether it's a bridging facility, a large first or second mortgage, or a tax debt loan, we move quickly — because in business, timing matters. We have settled many loans on the same day.

We don't do consumer lending. We're built for high-stakes, high-value commercial scenarios where certainty and speed are everything. We have our own funds, our own internal credit and property team, and we're ready to fund when others delay.

What We Offer

  • Loan amounts from $250,000 to $10 million
  • Fast-turnaround bridging loans, first mortgages, second mortgages, and tax debt loans
  • Short terms from 1 to 24 months
  • Rates from 9.7% p.a.
  • Settlements in as little as 24 to 72 hours for urgent files
  • Same-day settlement available in critical cases

When to Use an Urgent Business Loan

  • Settlement rescue — fast funding to avoid missed deadlines and penalties
  • Bridging finance — cover the gap between sale and acquisition
  • Refinance — exit distressed or overpriced loans with something smarter
  • Tax debt loans — avoid escalating ATO pressure, penalties, or legal action
  • Working capital — immediate cash flow to cover payroll, stock, or business continuity

Why Secured Lending?

  • No slow committees — experienced credit professionals making real decisions
  • In-house property and legal support for rapid assessments
  • We fund from our own pool — no delays chasing investor capital
  • Strong reputation with brokers and advisers who trust us to deliver under pressure

Security Requirements

All urgent loans are secured against Australian real estate, including:

  • Prime residential or commercial property
  • Metro or regional holdings
  • Cross-collateralised or multi-property portfolios
  • Second mortgages behind existing lenders, where value exists

"When urgency is the driver, we strip the process back to what actually matters: the security value, the LVR, and the exit. If those three are solid, we can have approval within 24 hours and settlement within the same week. Everything else can be resolved around that."

Gino Tabila

Gino Tabila

Associate Director

Frequently Asked Questions

Yes. We regularly fund borrowers who are days away from losing a high-value acquisition, property settlement, or joint venture because banks couldn't move fast enough. If the security stacks up, we can deploy capital within 24 to 72 hours, avoiding delays that could cost you the deal.

Absolutely. Many of our clients are asset-rich but temporarily cash-poor due to delayed receivables, paused settlements, or a short-term gap in liquidity. We offer urgent loans secured by your property to keep your business running — whether that's covering payroll, servicing debt, or bridging to your next major inflow.

Yes. We can cross-collateralise residential, commercial, or mixed-use properties to unlock equity fast. This allows you to access large capital in one hit — ideal for closing an investment quickly or refinancing out of a high-interest facility that's draining your margins.

We handle tax debt funding weekly for clients facing escalating ATO demands. We understand the time-sensitive nature of these situations — director penalty notices, garnishee orders, or winding-up applications. If the property security is there, we can fund quickly to stop the bleeding and give you breathing space.

Yes. If you're stuck in a predatory or poorly structured loan — especially one bleeding your business dry — we can refinance you out of it. Many of our borrowers come to us after realising they've sacrificed long-term viability for short-term fixes. We'll help correct that — fast.

Yes, we have done this many times. If we receive the necessary information early — including property details, loan amount, and exit strategy — and the security is straightforward, we can assess, approve, and settle within the same business day. This is ideal for last-minute settlements, time-critical investments, or situations where every hour counts.

Secured Lending team
Expert
Expert
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$500M+ funded

Get an indicative offer within hours, not weeks.

No credit check. No obligation.

Why Secured Lending?

Australian private lender — $500M+ funded
We use our own funds for fast decisions
24-hour settlements up to $10M
Rates from 9.7% p.a. | Terms 1–24 months
Expert
Expert
Expert
$500M+ funded

Get an indicative offer within hours, not weeks.

No credit check. No obligation.

Why Secured Lending?

Australian private lender — $500M+ funded
We use our own funds for fast decisions
24-hour settlements up to $10M
Rates from 9.7% p.a. | Terms 1–24 months

Our Loan Solutions

Bridging Finance

Bridging Finance

Short-term funding to bridge the gap between a property purchase and a longer-term finance solution.

First Mortgage

First Mortgage

Private first mortgage loans secured against residential, commercial, or industrial property.

Second Mortgage

Second Mortgage

Unlock equity in your property without refinancing or disturbing your existing first mortgage.

Caveat Loans

Caveat Loans

Urgent caveat loans secured by property. No need to refinance your existing mortgage.

ATO Tax Debt

ATO Tax Debt

Fast funding to help businesses resolve ATO obligations before penalties, garnishees, or director penalty notices escalate.

Debt Consolidation

Debt Consolidation

Roll multiple high-rate facilities into one property-backed loan. Simplify repayments and restore cash flow.

Urgent Business Loans

Urgent Business Loans

When timing is critical and banks can't move fast enough, we step in. Property-secured funding for businesses that need an answer today — not next week.

Refinance

Refinance

Replace an existing loan that is maturing, under pressure, or no longer working. We move fast and lend where banks won't.

Property Purchase

Commercial Property Purchase

Commercial Property Purchase

Commercial property moves fast. We match that pace. Private funds and an in-house valuation team mean no credit committee standing between your offer and settlement.

Same-day assessment
Funding in as little as 24 to 48 hours
Investment Property Purchase

Investment Property Purchase

Banks don't move quickly for Pty Ltd companies, trusts, or SMSFs. We do. Private funds and in-house valuations mean you can act on the right property without waiting on the wrong lender.

Same-day assessment
Funding in as little as 24 to 48 hours
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