Australia's Fastest Private Lender

Urgent, Strategic Finance Within 24 Hours

Experts in complex lending and strategic, short-term finance

Aerial view of Sydney Harbour and the CBD

24hrsFast funding solutions

$250K-$10MLoan range

9.7% p.aInterest rates starting from

1-24 monthsShort term funding

ExcellentRated 5 out of 5 on Google

Rated 5 out of 5Jason V

Hands down, the best private lenders in the biz
Gino, Alec and Finn are exceptional at what they do. Top tier communication and transparent service.

Rated 5 out of 5Rhowell Dela Rosa

Every settlement has been smooth
Gino and the team at Secured Lending are our go-to when a deal needs to move fast or fall outside bank criteria.

Rated 5 out of 5Rory Mcgrath

Always my top choice for nearly all private lending scenarios
I run and operate a private lending brokerage and have worked with Mark and the team for years.

Rated 5 out of 5Luke Egan

Speed to market on lending advances second to none
The owner is also one of best commentators on LinkedIn calling out poor lending and recovery practices.

Rated 5 out of 5amal maharaj

True professionals in the non bank lending space
Straight forward application and assessment process with clear communication till loan settlement.

Rated 5 out of 5Sam Algeri

Excellent service, quick approvals and seamless settlements
The team at Secured Lending, particularly Gino and Finn, are fantastic to work with.

Rated 5 out of 5sebastian wright

Speed, reliability, transparency
Exceptional team. Exceptional Service. Loved working with the team at Secured Lending.

Rated 5 out of 5Jordan Thomas

Gino & Finn are the best in the business
Quick and painless to deal with, keep up the great work SL team!

Rated 5 out of 5Wayne McCarthy

Always willing to think outside the box to get deals done
We've had a great experience working with Secured Lending.

Rated 5 out of 5JP G

Quick, responsive and reasonable
With all the shady characters in the private lending market, its refreshing to find good people to deal with.

Rated 5 out of 5Joel Togo

Always thorough on assessment and will give you a prompt answer
With clients that are in time sensitive situations, this is crucial.

Rated 5 out of 5David Pruscino

Always professional and supportive
It's a pleasure dealing with the Secured team.

Rated 5 out of 5Monica Monsigneur

A professional and common sense lender who delivers

Rated 5 out of 5Thomas de Fegely

Great options in the private space
Have been dealing with Finn from Secured Lending, he has been very responsive.

Rated 5 out of 5Andrew Soo

A very reliable funding partner
Highly recommended.

Rated 5 out of 5Phil Boyle

Very efficient, responsive
Finn was a great help to assist in a very timely manner.

Our Loan Solutions

Bridging Finance

Short-term funding to bridge the gap between a property purchase and a longer-term finance solution.

First Mortgage

Private first mortgage loans secured against residential, commercial, or industrial property.

Second Mortgage

Unlock equity in your property without refinancing or disturbing your existing first mortgage.

Caveat Loans

Urgent caveat loans secured by property. No need to refinance your existing mortgage.

ATO Tax Debt

Fast funding to help businesses resolve ATO obligations before penalties, garnishees, or director penalty notices escalate.

Debt Consolidation

Roll multiple high-rate facilities into one property-backed loan. Simplify repayments and restore cash flow.

Urgent Business Loans

When timing is critical and banks can't move fast enough, we step in. Property-secured funding for businesses that need an answer today, not next week.

Refinance

Replace an existing loan that is maturing, under pressure, or no longer working. We move fast and lend where banks won't.

Success Stories

Case Studies

View all case studies

Second Mortgage

$300K Second Mortgage for Dental Practice Working Capital in 5 Days

Industries We Help

Accommodation and Tourism

Aged Care and Retirement Living

Automotive

Childcare and Early Learning

Construction

Healthcare and Medical

Hospitality

Manufacturing

Mining and Resources Services

Professional Services

Property Development

Real Estate and Property Investors

Retail

Self-Storage

Technology

Transport and Warehousing

Waste Management and Recycling

Wholesale and Distribution

Explore

Scenarios We Can Help With

Find the urgent short term loan for your deadline.

See all urgent short term loans

→Land Purchase →Commercial Property Purchase →Distressed Property Purchase →Settlement Shortfall →Deposit Funding

→Development Site Purchase →Industrial Property Purchase →Off-Market Property Purchase →Bank Finance Fell Through →GST on Commercial Property

→Land Held for Rezoning or DA →Investment Property Purchase →Auction Purchase →Off-the-Plan Settlement →SMSF Property

Non-Bank Lender

Australia's Fastest Private Lender

•We are a private, non-bank lender
•Leaders in strategic and short term finance within Australia
•Specialists in urgent short term finance
•Funding in 24 hours
•We use our own private funds
•Internal property valuation team
•Loans from $250,000 to $10 million
•Over $500M loans facilitated

About us

Who we are

Who is SL Capital & Secured Lending?

SL Capital is a loan facility manager that lends and invests in secured debt transactions. The principals of SL Capital have lent over $500M of their own funds in debt investments and are now providing the opportunity for Wholesale and Sophisticated Investors within the meaning of the Corporations Act to access their investment expertise.

Secured Lending sits under SL Capital, and is an Australian private lending company based in Barangaroo, Sydney. Secured Lending is known for short term, strategic fast finance, with the ability to fund and settle loans within 24 hours. Secured Lending specialises in short term secured business loans and operate nationally across wider Sydney, Melbourne, Brisbane, Perth, Adelaide and Canberra.

We are a non-bank lender focused on short-term, commercial loans. Our role is to provide fast, practical funding solutions without the games and delays common in this space.

A key advantage is our internal property valuation team. We bring extensive experience in property valuation, development, and complex securities, allowing us to assess all types of property-backed deals quickly — including part-completed developments, land banks, unique assets, and time-sensitive high yielding opportunities.

We can settle first and second mortgage loans up to $10 million, often within 24 hours. To date, we've facilitated over $500 million in loans for businesses, investors, and developers across Australia.

We emphasise transparency and straight communication. In most cases, we can give you an answer within hours. If the deal fits and you accept the terms, a Letter of Offer is issued immediately so the loan can move forward without delay.

Secured Lending is your private lending solution in providing secured business loans and fast funding solutions for small to large businesses across Australia.

We pride ourselves on our transparency and client focused approach, supported by our extensive experience and passion for real estate, property development and commercial finance.

We use our own funds and have our own internal property valuation team. This allows us to move fast.

Borrow

SL Premium Income Fund are excited to open their portfolio, providing an opportunity for Wholesale and Sophisticated Investors access to the private lending market.

All loans will be secured by a first registered mortgage over real property, a personal guarantee from the borrower and a General Security Agreement over the company borrower.

Explore the Private Mortgage Investment Fund, the First Mortgage Investment Fund, and our Alternative Real Estate Investment Fund.

Invest