Fast, transparent lending — from start to settlement
We have stripped away the delays typical in private lending. With our in-house property valuation team and direct decision-making, we can assess, approve, and settle a loan within 24 hours.
Below is a clear overview of how our four-stage process works — so you always know what to expect and when.
Initial Assessment
Once provided with key information, our team commences an initial assessment of your application. We pride ourselves on responding to all applications within a couple of hours. Our in-house property team means we can assess security quickly — without waiting on external valuers.
- ✓Tell us your loan amount, purpose & security property
- ✓Provide a brief overview of your exit strategy
- ✓Our team reviews and responds same day
Indicative Terms
If we are able to assist, we will issue you indicative terms for your consideration. Once accepted, we issue a formal Letter of Offer outlining all terms, costs, and the structure of the loan — along with a shortlist of documents required to settle.
- ✓Receive clear indicative terms quickly
- ✓Review the Letter of Offer carefully before signing
- ✓Application fee of $2,000 payable on execution of the offer
Due Diligence & Preparation
Upon receiving an executed Letter of Offer and confirmation of the application fee, we move into final due diligence immediately. Our team arranges everything in parallel to ensure nothing slows down your settlement.
- ✓Onsite property inspection arranged
- ✓Funds transferred into solicitors' trust account
- ✓Liaise with first mortgagee regarding outstanding balance
- ✓Solicitors instructed to prepare loan documents
Settlement
You're nearly there. Our solicitors issue the loan, security, and ancillary documentation to finalise the loan. Once signed and returned, we settle — often within 24 hours of receiving your initial enquiry.
- ✓Loan and security documents issued by our solicitors
- ✓Sign and return documentation
- ✓Funds settled — often within 24 hours
Ready to get started?
Contact our team today and receive a decision within hours.