ATO tax debt finance, settled within days.
Specialists in urgent ATO debt finance.
Facing a Directors Penalty Notice, statutory demand, or ATO wind-up? We provide fast private lending to clear your ATO debt — before enforcement action escalates.
ATO enforcement escalates fast. A private lender can stop it.
Directors Penalty Notice — personal liability
A DPN makes company directors personally liable for PAYG and super debts. A lockdown DPN has no grace period. Once issued, paying off the company debt no longer removes personal liability. Act before it becomes personal.
Statutory demand — 21 days to respond
Ignore a statutory demand and the ATO can apply to wind up your company. The 21-day window is not flexible. We can often settle a bridging loan within that timeframe.
Wind-up proceedings go on the public record
Once an ATO wind-up application is filed, it is publicly visible — banks freeze accounts, suppliers withdraw credit, and counterparties walk. Preventing the filing is far easier than reversing it.
Penalties and interest compound daily
ATO general interest charge and shortfall penalties continue to accrue. Every week of delay increases the total liability — and reduces the window for a clean resolution.
Testimonials from our clients.
"I've dealt with a lot of lenders over the years, and this was refreshingly easy. We received a caveat loan, sorted without the usual back-and-forth."
Owner, Import & Export Business
$680k · Caveat loan
"Stuck with tax debt that no one wanted to touch. Gino and his team didn't flinch and got it done."
Managing Director, Construction Company
$1.4M · ATO refinance
"Cashflow was tight and Gino moved fast to work out a bridge. Thanks SL."
Founder, Retail Chain
$420k · Bridging finance
"We were under the pump with suppliers. Secured Lending came through on a Tuesday, money in the account by Friday. Honestly quicker than I expected."
Owner, Small Retailer
$310k · Working capital
ATO debt situations we resolve every week.
If your situation isn't listed, call us. We've seen most ATO enforcement scenarios. All loans are for business purposes, secured against real property.
Directors Penalty Notice (DPN)
Act before personal liability attaches. We can settle a bridging loan to clear PAYG and super debt before a lockdown DPN is issued.
Statutory demand response
Working against the 21-day window? We can often settle within that timeframe — stopping wind-up proceedings before they begin.
ATO wind-up proceedings
If the ATO has filed a wind-up application, time is critical. We work fast to provide the funds needed to have proceedings discontinued.
Accumulated GST / PAYG debt
Refinance years of accumulated tax liabilities into a single secured facility with a structured, planned repayment exit.
Cashflow gap causing arrears
Short-term funding to bring ATO accounts current — before interest and penalties compound further.
Post-settlement restructure bridge
Bridge funding while a longer-term refinance or asset sale is finalised — giving the business breathing room to restructure properly.
Enquire today. Funded this week.
1. Tell us about the deal
Submit the 60-second enquiry. We'll review your scenario and come back with more information and an offer — usually the same day.
2. We say yes (or no) fast
No committees, no weeks of waiting. Because we use our own funds and do valuations in-house, we give you a clear answer within hours — not a maybe. If we can't help, we can connect you to another solution.
3. Funds in your account & ATO debt cleared.
Docs signed, funds transferred. Most clean deals settle within 24 hours of your first enquiry.
Real ATO debt deals. Real settlement speeds.
Every case below represents a business that came to us with an urgent ATO liability and a tight window to act.
Why businesses prefer Secured Lending.
We fund ATO debt regularly
Tax debt refinance is one of the most common scenarios we write. We understand the ATO's enforcement timeline and move accordingly.
Decision in hours — not weeks
Indicative offer issued same day. Settlement within 24–72 hours on clean deals. We know statutory demand and DPN deadlines don't wait.
We fund with our own money
No broker chain, no credit committee. The person assessing your deal is the one authorising the funds.
In-house property valuation team
Valuations done in hours, not weeks. We don't queue behind other lenders or wait on external valuers.
$250k to $10M range
We write deals other lenders consider too urgent, too complex, or too close to enforcement action.
Sydney-based — speak to decision-makers
Not a call centre. Not outsourced. You speak directly with the team that can approve and settle your deal.
ATO debt cleared. Enforcement stopped. Start now.
Submit your enquiry or call us directly. Indicative offers issued same day. We understand ATO deadlines don't wait.
$250k – $10M · From 9.7% p.a. · Settled in 24–72 hours
Frequently Asked Questions
Dealing with an ATO notice and need to talk it through? Call us directly — we handle these situations regularly.
Call 1300 795 175Loans offered by Secured Lending are strictly for business purposes only. Applications are subject to credit assessment, property valuation, and satisfactory security. Terms, fees and rates vary by deal. Indicative rates from 9.7% p.a., subject to security type, LVR and exit strategy. This page does not constitute legal or tax advice — speak with your accountant or legal adviser regarding ATO enforcement proceedings.