$2 Million Business Loan Private Finance

$2 Million Business Loans with Speed and Confidence

When businesses require substantial funding, timing becomes critical. Whether facing settlement deadlines, consolidating debt, or capitalising on opportunities, speed can determine financial outcomes. Secured Lending specialises in property-backed commercial loans ranging from $1 million to $45 million, with $2 million facilities well within our wheelhouse.

We operate as a specialist lender with in-house credit and legal teams, enabling rapid decision-making without traditional banking bureaucracy.

Key Features of Our $2 Million Loans

• •Funding from $1 million to $45 million
• •Tailored $2 million facilities for acquisitions, cash flow, or refinance
• •Loan options: caveat loans, first mortgages, second mortgages, bridging finance
• •Terms: 1 to 24 months available
• •Rates from 9.7% p.a.
• •Fast settlements within 24 to 72 hours for urgent deals

Common $2 Million Use Cases

• •Property settlements when banks cannot meet timing
• •Debt consolidation into manageable solutions
• •Working capital for payroll, procurement, expansion
• •Bridging finance between asset sales and acquisitions
• •Exiting distressed loans from problematic lenders

Security Requirements for $2 Million Loans

• •Residential or commercial property in metro or high-demand areas
• •Industrial, retail, or mixed-use assets with clear valuation
• •Multiple securities across titles or locations
• •Cross-collateralised properties for complex deals
• •First or second mortgage positions depending on risk and LVR

Why Clients Choose Secured Lending

We specialise exclusively in commercial lending — not personal or consumer finance. Clients typically come to us when mainstream lenders cannot meet timing requirements, deals are too complex for standard criteria, discretion is essential, or direct decision-maker access matters.

Million Dollar Loans We Have Funded

• Client success #1: $4M, land bank site acquisition after the original lender pulled out, settled in 24 hours, NSW
• Client success #2: $3M, working capital for an IT business expansion, settled in 2 business days, Cronulla NSW
• Client success #3: $2.4M, working capital for wages and supplier invoices, settled in 4 business days, Western Sydney NSW
• Client success #4: $1.9M, commercial property acquisition, settled in 5 business days, Brighton VIC
• Client success #5: $1.88M, bridging loan to rescue a settlement, settled in 48 hours, Gymea Bay NSW
• Client success #6: $1.2M, second mortgage equity release for a time-critical commercial deal, settled in 24 hours, Inner Sydney NSW
• Client success #7: $1.15M, ATO tax debt cleared for a pub operator, settled in 4 business days, Prahran VIC
• Client success #8: $1.1M, developer cash injection after bank progress payments stalled, settled in 72 hours, Granville NSW

"A $2 million facility secured against quality commercial property inside 70% LVR is a deal we can assess, approve, and have documented within the same week. The asset does most of the work. Where the security is strong and the exit is well defined, the loan size is rarely the constraint, and we are happy to confirm that quickly."

Gino Tabila

Associate Director