2 Million Dollar Business Loan

Fast funding for $2 million business loans in Australia

Hutch

Complex lending and strategic finance specialists.

Rates from

9.95% p.a

Funding in

24 hours

Loans from $250k up to

$45 million

Terms

1-24 months

$2 Million Business Loans with Speed and Confidence

When your business needs $2 million in funding, speed matters. Whether you’re facing a settlement deadline, consolidating expensive debt, or need capital to seize an opportunity, timing can be the difference between profit and loss.

At Secured Lending, we specialise in fast, property-backed business loans ranging from $1 million to $45 million. A $2 million facility is well within our scope. We work with business owners, brokers, and advisers who need capital quickly — without jumping through endless hoops.

We’re a specialist lender, not a traditional bank. That means we assess every deal with commercial logic, not bureaucracy. We control our own capital and move with intent. If the security is sound and the deal stacks up, we’ll act fast.

Our $2 million loans are secured against Australian property — residential, commercial, or mixed use. With in-house credit and legal teams, we’ve streamlined the process so you can focus on execution.

Key Features of Our $2 Million Loans

  • Funding from $1 million to $45 million
  • $2 million facilities tailored for acquisitions, cash flow or refinance
  • Loan options include caveat loans, first mortgages, second mortgages, and bridging finance
  • Terms available from 1 to 24 months
  • Competitive rates from 9.95% p.a
  • Fast settlements — often within 24 to 72 hours for urgent deals

We cut through the noise and move decisively — no committees, no red tape.

Common $2 Million Use Cases

Here’s how our clients typically use $2 million business loans:

  • Property settlements — where banks couldn’t meet the timing and a fast alternative was essential
  • Debt consolidation — refinancing multiple high-cost facilities into a clean, manageable solution
  • Working capital injection — funding needed for payroll, procurement or rapid expansion
  • Bridging finance — covering the gap between selling and acquiring assets
  • Exiting distressed loans — helping clients move on from predatory lenders with better terms

Every facility is custom-built. We match the structure to the urgency and the commercial objective.

Recent Success Stories

Here are a few real-world examples of clients we’ve helped with $2 million-range loans:

Why Clients Choose Secured Lending

We don’t offer personal loans or consumer finance. We specialise in serious commercial lending.

Clients come to us when:

  • Timing is critical and mainstream lenders are too slow
  • The deal is too complex for cookie-cutter criteria
  • Discretion and execution are essential
  • They want direct access to decision-makers — not layers of gatekeepers

We work closely with brokers and financial professionals who trust us to deliver for their clients.

Security Requirements for $2 Million Loans

We lend against Australian property assets. Acceptable securities include:

  • Residential or commercial property in metro or high-demand areas
  • Industrial, retail, or mixed-use assets with clear valuation
  • Multiple securities across titles or locations
  • Cross-collateralised properties for more complex deals
  • First or second mortgage positions, depending on risk and LVR
  • Each deal is reviewed by our credit team based on the asset, loan structure, and exit strategy.

Ready to talk?

If your business needs $2 million and speed is non-negotiable, speak to us today. We’ll review your deal and respond quickly.

Our team is here to help

Our dedicated team is always ready to assist you with a fast, obligation-free loan assessment

Frequently Asked Questions

If the property security is clean and documentation is ready, we can settle a $2 million loan within 24 to 72 hours. We have in-house credit and legal teams and can act fast — especially for urgent settlements, auctions, or time-sensitive exits from other lenders.

We accept residential, commercial, industrial, or mixed-use properties across Australia. Whether it’s a single high-value asset or multiple properties across titles, we can structure the loan based on overall equity, LVR, and your intended use of funds.

Yes. Many clients come to us looking to exit high-interest or expiring private loans. We structure short-term refinancing solutions that provide breathing room, lower pressure, and a clear runway for a future exit or refinance.

Yes. We work with borrowers who hold assets or generate income through trusts, companies, partnerships, or SMSFs. We assess the full picture — including the deal, the property, and the structure — not just individual income statements.

It is. If there’s sufficient equity and the first mortgage terms are clear, we can offer second mortgage funding for urgent capital needs. This is often used for working capital, bridging, or short-term business investment.

Yes. Our loans are designed to be flexible. If you plan to repay the loan early, let us know upfront. We can structure the loan to minimise penalties and match your timeline, whether that’s 3 months or 12 months.

Why Choose Secured Lending?