★★★★★ Trusted by 400+ Australian businesses

2 Million Dollar Business Loan

Private funding for $2 million business loans in Australia

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Experts in strategic, short-term finance

Finance within 24 hours
Loans of $1M to $45M
Rates from 9.95% p.a.
1–24 months terms

Assess My Scenario

$500M+ in loans settled

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How much does your business need?

Borrow from $250K to $10M+

No credit check. No obligation.

$2 Million Business Loans with Speed and Confidence

When businesses require substantial funding, timing becomes critical. Whether facing settlement deadlines, consolidating debt, or capitalising on opportunities, speed can determine financial outcomes. Secured Lending specialises in property-backed commercial loans ranging from $1 million to $45 million, with $2 million facilities well within our wheelhouse.

We operate as a specialist lender with in-house credit and legal teams, enabling rapid decision-making without traditional banking bureaucracy.

Key Features of Our $2 Million Loans

  • •Funding from $1 million to $45 million
  • •Tailored $2 million facilities for acquisitions, cash flow, or refinance
  • •Loan options: caveat loans, first mortgages, second mortgages, bridging finance
  • •Terms: 1 to 24 months available
  • •Rates from 9.95% p.a.
  • •Fast settlements within 24 to 72 hours for urgent deals

Common $2 Million Use Cases

  • •Property settlements when banks cannot meet timing
  • •Debt consolidation into manageable solutions
  • •Working capital for payroll, procurement, expansion
  • •Bridging finance between asset sales and acquisitions
  • •Exiting distressed loans from problematic lenders

Security Requirements for $2 Million Loans

  • •Residential or commercial property in metro or high-demand areas
  • •Industrial, retail, or mixed-use assets with clear valuation
  • •Multiple securities across titles or locations
  • •Cross-collateralised properties for complex deals
  • •First or second mortgage positions depending on risk and LVR

Why Clients Choose Secured Lending

We specialise exclusively in commercial lending — not personal or consumer finance. Clients typically come to us when mainstream lenders cannot meet timing requirements, deals are too complex for standard criteria, discretion is essential, or direct decision-maker access matters.

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Frequently Asked Questions

For urgent situations with clear security and a defined exit strategy, we can settle a $2 million loan within 24 to 72 hours. Contact our team as early as possible to allow us to assess and prepare documentation quickly.

We accept residential, commercial, industrial, and mixed-use properties. Metro and high-demand regional locations are preferred, and multi-security arrangements across multiple titles are considered.

Yes. Refinancing out of a problematic or expensive private lending arrangement is one of the most common uses of our $2 million facilities. We assess on security value and exit viability.

Yes. As a private lender, we are not constrained by bank serviceability models. We assess the security and exit strategy first. Self-employed borrowers, trusts, and complex structures are regularly accommodated.

Yes. Second mortgage positions are available for $2 million facilities, subject to the combined LVR across first and second mortgage positions remaining within acceptable limits.

Early repayment is generally available. Specific terms depend on your loan structure. Speak with our team at the time of application to confirm early repayment conditions.

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$500M+ funded

Get an indicative offer within hours, not weeks.

No credit check. No obligation.

Why Secured Lending?

✓Australian private lender — $500M+ funded
✓We use our own funds for fast decisions
✓24-hour settlements up to $10M
✓Rates from 9.7% p.a. | Terms 1–24 months
Success Stories

Case Studies

View all case studies
Case Study: Bridging the Payment Gap – How a Short-Term BLOC Saved a Commercial Builder's Project
Short-term finance
Case Study: Bridging the Payment Gap – How a Short-Term BLOC Saved a Commercial Builder's Project
$1.1M in 72 Hours: How We Helped A Developer Get Back on Track
Short-term loans
$1.1M in 72 Hours: How We Helped A Developer Get Back on Track
$450,000 Caveat Loan Against Commercial Property Saved Sydney Café From Insolvency
ATO Tax Debt Loan Success
$450,000 Caveat Loan Against Commercial Property Saved Sydney Café From Insolvency
$1.3M Second Mortgage Helped Bankstown Industrial Borrower Clear Tax Debt and Refinance
ATO Tax Debt Loan Success
$1.3M Second Mortgage Helped Bankstown Industrial Borrower Clear Tax Debt and Refinance
From Enquiry to Settlement in 4 Days: How a Second Mortgage Delivered Urgent Capital of $300K
Short-term loans
From Enquiry to Settlement in 4 Days: How a Second Mortgage Delivered Urgent Capital of $300K
Saved from a Dodgy Lender: Why the Cheapest Rate Can Cost You Everything
Short-term loans
Saved from a Dodgy Lender: Why the Cheapest Rate Can Cost You Everything
Unlocking Industrial Property Deals: How Flexible $5 Million Funding Secured a Port Adelaide Warehouse
Short-term loans
Unlocking Industrial Property Deals: How Flexible $5 Million Funding Secured a Port Adelaide Warehouse
Navigating the Tightrope: When a $800,000 Tax Liability Met a Time-Sensitive Property Play
Short-term finance
Navigating the Tightrope: When a $800,000 Tax Liability Met a Time-Sensitive Property Play
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Scenarios We Can Help With

Browse our full range of private lending scenarios we can help assist with.