★★★★★ Trusted by 400+ Australian businesses

4 Million Dollar Business Loan

Fast business funding for $4 million in Australia

Experts in strategic, short-term finance

Finance within 24 hours

Loans of $1M to $45M

Rates from 9.7% p.a.

1–24 months terms

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How much does your business need?

Borrow from $250K to $10M+

No credit check. All details are secure, encrypted, and confidential.

$4 Million Business Loans with Speed, Structure, and Certainty

Secured Lending specialises in property-secured business loans ranging from $1M to $45M. Our $4 million facilities are designed for acquisitions, refinancing, and growth capital, with rapid decision-making and the ability to settle within 24 to 72 hours.

Core Features of Our $4 Million Facilities

•Loan amounts spanning $1M to $45M
•Terms from 1 to 24 months
•Interest rates from 9.7% p.a.
•Quick settlement timelines for urgent scenarios
•Caveat loans, bridging, first and second mortgage options

Common Use Cases for $4 Million Loans

•Time-critical commercial acquisitions
•Debt restructuring and refinancing
•Growth capital deployment
•Bridging finance arrangements
•Exit financing from alternative lenders

Security Requirements

Loans are secured against Australian property including residential, commercial, industrial, retail, and development sites. Multi-property cross-collateralisation is available for complex lending structures.

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"A $4 million private lending transaction requires a lender who understands how to structure and price a facility at that scale without defaulting to conservative bank-style restrictions. We look at the security, the debt structure, and the exit. If those elements are tight, we commit and we fund."

Gino Tabila

Associate Director

Frequently Asked Questions

For urgent cases with clean security and a clear exit strategy, we can settle within 24 to 72 hours. Contact our team early to begin the assessment process immediately.

Residential, commercial, industrial, retail, and development site properties are accepted. Cross-collateralised multi-property security is also available.

Not necessarily. As a private lender, we focus primarily on security value and exit viability. Complex structures and non-standard income arrangements are regularly considered.

Yes. Refinancing out of expensive or problematic private lending is a common use case at this loan size. We assess promptly and can move fast when timing is critical.

Yes, subject to the combined LVR across first and second mortgage positions remaining within acceptable limits based on the security type and location.

Rates from 9.7% p.a. with terms from 1 to 24 months. The specific rate depends on your LVR, security type, and exit clarity.