$4 Million Business Loan Private Finance

$4 Million Business Loans with Speed, Structure, and Certainty

Secured Lending specialises in property-secured business loans ranging from $1M to $45M. Our $4 million facilities are designed for acquisitions, refinancing, and growth capital, with rapid decision-making and the ability to settle within 24 to 72 hours.

Core Features of Our $4 Million Facilities

• •Loan amounts spanning $1M to $45M
• •Terms from 1 to 24 months
• •Interest rates from 9.7% p.a.
• •Quick settlement timelines for urgent scenarios
• •Caveat loans, bridging, first and second mortgage options

Common Use Cases for $4 Million Loans

• •Time-critical commercial acquisitions
• •Debt restructuring and refinancing
• •Growth capital deployment
• •Bridging finance arrangements
• •Exit financing from alternative lenders

Security Requirements

Loans are secured against Australian property including residential, commercial, industrial, retail, and development sites. Multi-property cross-collateralisation is available for complex lending structures.

Million Dollar Loans We Have Funded

• Client success #1: $4M, land bank site acquisition after the original lender pulled out, settled in 24 hours, NSW
• Client success #2: $3M, working capital for an IT business expansion, settled in 2 business days, Cronulla NSW
• Client success #3: $2.4M, working capital for wages and supplier invoices, settled in 4 business days, Western Sydney NSW
• Client success #4: $1.9M, commercial property acquisition, settled in 5 business days, Brighton VIC
• Client success #5: $1.88M, bridging loan to rescue a settlement, settled in 48 hours, Gymea Bay NSW
• Client success #6: $1.2M, second mortgage equity release for a time-critical commercial deal, settled in 24 hours, Inner Sydney NSW
• Client success #7: $1.15M, ATO tax debt cleared for a pub operator, settled in 4 business days, Prahran VIC
• Client success #8: $1.1M, developer cash injection after bank progress payments stalled, settled in 72 hours, Granville NSW

"A $4 million private lending transaction calls for a lender who knows how to structure and price a facility at that scale without falling back on conservative bank-style restrictions. We look at the security, the debt structure, and the exit, and where those elements stack up, we are confident to commit and fund. We would welcome the chance to look at yours."

Gino Tabila

Associate Director