What can Secured Lending do for you
Our loan products are designed to provide short term relief in circumstances where funding is not immediately available from traditional sources of finance, such as banks and other first tier institutions.
Some of the most common scenarios Secured Lending has helped clients.
- Bridging finance
- Part complete developments
- Cash flow difficulties and/or timing
- Business growth and opportunities
- Outstanding tax payments or work related expenses
We pride ourselves on our flexibility to provide solutions which cater to your businesses individual needs. With an expert credit and property team we are able to assess your financial needs in a timely manner and fund your loan within 24 hours.
Our loans
Rates from
9.95%
PER ANNUM
Funding in
24
HOURS
Loan up to
$45
MILLION
Term
1-24
MONTHS
FAQs
Secured Lending has taken away the time delays typically found in this industry which allows us to assess and settle loans in 24 hours.
The two things that slow down a short-term loan deal that are outside the borrowers control are valuers and 1st mortgagees so you need to know the lender’s process for each.
Many lenders say they can fund in 24 hours but if their process is conditional on external valuations, this is virtually impossible.
Unlike most other short term lenders, we have an expert property team who complete all our valuations in-house prior to a formal offer being provided. This allows us to deliver term sheets that aren’t contingent on an external valuation being completed.
Check out our process: Lending Process
Secured Lending can offer $250k to $45M, however, it really is dependent on the scenario, and exit strategy. Check out our Products or our Cheat Sheet for further details.
We assess each deal on a case by case basis and on its own individual merits.
If you have a scenario you want us to consider, contact us now.
Be careful with this one – some lenders will chase borrowers for significant costs even if the deal doesn’t proceed. Read the indicative offer carefully as fees can be payable even if it is the Lender who withdraws from the offer. This is often due to external valuations obtained not stacking up.
Where possible, insist on paying for the valuation fee only. Make sure to read the offer thoroughly and don’t sign a term sheet until all conditions precedent to the loan are satisfied or that such costs only become payable if you withdraw from the loan.
If a lender won’t let you do that then ask yourself why?
Unlike other lenders, our application fee is only $2,000 and is only payable upon execution of the letter of offer.
Upon receipt of the application fee, we are able to proceed with transfer of funds into our trust account, instruct our solicitors to prepare legal documents, conduct an on site attendance and any other tasks required to settle the next day.
Secured Lending specialise in short term finance where funds are not immeditely available.
Check out the below deal
