$250K Working Capital for Brisbane Café in 36 Hours
- •Loan Amount: $250,000
- •Enquiry to Settlement: 36 hours
- •Location: Brisbane City, QLD
- •Use of Funds: Working capital for café operations
- •Loan Product Type: First Mortgage
The Scenario
A café owner required urgent access to working capital to manage short-term business cashflow, including supplier payments and day-to-day operational expenses.
The borrower held strong equity in a residential property in Brisbane City. The asset was clean, the equity position was clear, and the exit strategy was straightforward. But traditional lenders were unable to move within the timeframe the business required. Credit committees, documentation cycles, and standard approval timelines simply don't accommodate the reality of a hospitality business under cashflow pressure.
Without a fast resolution, the business faced the prospect of delayed supplier payments and potential disruption to operations.
Secured Lending completed an internal assessment of the security property and worked closely with the broker and legal representatives to structure a clean, straightforward first mortgage solution. No unnecessary complexity. No third-party delays.
The Outcome
- •Indicative terms issued within 2 hours of enquiry
- •Loan approved and documented immediately following due diligence
- •Settled within 36 hours from initial enquiry
- •Borrower received immediate access to working capital
- •Business operations continued without disruption
Why Speed Mattered Here
In hospitality, cashflow timing is not a preference — it is the business. A missed supplier payment can affect stock availability, damage trading relationships, and create a ripple effect that is difficult to recover from quickly.
The borrower didn't need a long-term facility. They needed access to equity they already had, on a timeline that matched the problem they were solving. That is precisely what a short-term first mortgage is designed for.
When conventional lenders can't move fast enough, the right private lending solution turns an equity position into working capital within hours — not weeks. If you are a business owner or broker with a time-critical funding requirement, contact our team to discuss your scenario.
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
