★★★★★Over $500 million in business loans facilitated

Private Mortgage Lender

Fast, flexible private mortgage finance for Australian borrowers. Same-day assessments, settlements from 24 hours, and no credit check required.

Experts in complex lending and strategic, short-term finance

Our Private Mortgage Solutions

Bridging Finance

Short-term funding to bridge the gap between a property purchase and a longer-term finance solution.

First Mortgage

Private first mortgage loans secured against residential, commercial, or industrial property.

Second Mortgage

Unlock equity in your property without refinancing or disturbing your existing first mortgage.

Caveat Loans

Urgent caveat loans secured by property. No need to refinance your existing mortgage.

ATO Tax Debt

Fast funding to help businesses resolve ATO obligations before penalties, garnishees, or director penalty notices escalate.

Debt Consolidation

Roll multiple high-rate facilities into one property-backed loan. Simplify repayments and restore cash flow.

Refinance Business Loans

Stuck in a high-cost loan, facing a balloon payment, or being pushed out by your lender? We refinance business loans from $250k to $10M with decisions in hours and settlement within 24 hours.

Business Line of Credit

A revolving credit facility secured against your property — draw what you need, when you need it. Ideal for businesses managing fluctuating cash flow or ongoing working capital demands.

Short Term Loans

When you need capital quickly and have property to secure it, we move fast. Short-term loans designed for businesses that need a solution now and a clear exit plan later.

Emergency Business Loans

When a financial crisis hits and you need to act immediately, we step in where banks can't. Property-backed emergency funding for businesses that can't afford to wait.

Urgent Business Loans

When timing is critical and banks can't move fast enough, we step in. Property-secured funding for businesses that need an answer today — not next week.

Fast Private Mortgage Finance for Australian Borrowers

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FAQ's

Frequently Asked Questions

If you have any further questions or need assistance, feel free to reach out to us anytime.

A private mortgage lender is a non-bank lender that provides property-secured loans outside of the traditional banking system. Private lenders can move faster, require less documentation, and can fund deals that banks typically won't.

We can approve and settle private mortgage loans within 24 to 72 hours, depending on your circumstances and the complexity of the deal. Fast turnaround is our specialty.

Common assets include residential homes, investment properties, commercial properties, vacant land, and development sites. In some cases, business-owned or trust-held properties can also be used, provided the right documentation is available.

At Secured Lending, we offer private mortgages ranging from $250,000 up to $50 million, depending on your security asset, loan-to-value ratio (LVR), and purpose.

Yes. Because the loan is asset-backed, we can often approve loans even if your credit history isn't perfect. Our focus is on the strength of the security and the exit strategy.

We offer LVRs up to 75%, depending on the location, type, and value of the property used as security.

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