When a transport or logistics opportunity appears, it rarely waits for your cash flow to catch up. You might be buying a prime mover or fleet to secure a new contract, taking over a depot lease, paying out a balloon payment, or covering a settlement gap while another asset sale is still in progress. In those moments, bridging finance for Transport & logistics assets can be the difference between moving forward and missing a time-sensitive deal. Contact us today to discuss your scenario.
At Secured Lending, we’ve advised and assisted borrowers with bridging loans for transport and logistics-related assets, and we understand the pressure that comes with fixed settlement dates and operational deadlines. We have also facilitated over 500 strategic commercial loans to bridge the gap. Secured Lending can help you move fast with a bridging loan for Transport & logistics assets. Assess your scenario today.
Why Bridging Finance Works in Transport and Logistics
Bridging finance is short-term funding designed to cover a gap. In transport and logistics, that gap is often created by timing, not business quality. A contract starts Monday, but your working capital is tied up. A vendor wants settlement this week. A bank approval timeline doesn’t match the reality of the deal.
Used well, bridging finance can help you:
- Act on a time-sensitive purchase without waiting for longer-term finance to settle
- Smooth cash flow while invoices, insurance payouts, or asset sales are pending
- Avoid disruption when a critical vehicle, trailer, or support asset needs replacing quickly
- Protect commercial terms by meeting an urgent settlement date
- Keep leverage working for you while you restructure or refinance into a longer-term facility
This is the practical upside: you get control of timing. In a sector where utilisation and uptime matter, time is often the real cost.
The Types of Logistics and Transport Situations We Commonly See
Transport and logistics businesses are asset-heavy and deadline-driven. Bridging funding is typically used to maintain momentum through change or growth, including:
- Fleet upgrades or fleet expansion when a new contract is awarded
- Acquiring logistics equipment tied to revenue, such as handling and loading infrastructure
- Deposits and settlement gaps for warehousing or yard-related needs
- Short-term funding to stabilise operations during a restructure or refinance
- Time-critical opportunities where “fast” matters more than a perfect long-term structure
If the requirement is an emergency cash requirement or an urgent settlement, you need a lender who can move with the same urgency you do.
How Secured Lending Structures Bridging Finance for Transport and Logistics Assets
Our job is to remove friction, coordinate the moving parts, and get you to settlement quickly. We focus on clear security, a sensible exit strategy, and a timeline that matches your reality.
We Move Fast When Time Is the Risk
When a deal is slipping because approvals are slow, speed becomes a commercial advantage. Secured Lending is built for Fast, same day settlement outcomes when the scenario supports it. In many cases we can arrange funding within 24 hours, because the process is designed around urgent transactions.
That speed matters when you’re securing a fleet deal, locking in a yard, or protecting margin on a contract that starts immediately.
We Provide Secured Business Loans with Clear Parameters
We offer secured business loan options where the structure is straightforward and aligned to your goal. You’ll know what you’re borrowing, what it costs, how long it runs, and what the exit looks like.
This is particularly valuable in transport and logistics because you often need a simple bridge now, then a more traditional facility later once the dust settles.
We Can Fund Meaningful Amounts for Serious Opportunities
Transport and logistics opportunities can be capital intensive. With Secured Lending you can borrow up to $10million for suitable scenarios. That means you can execute on larger acquisitions, business transitions, or multi-asset needs without trying to patch together multiple small facilities.
Pricing That Reflects Short-Term Funding
Bridging finance is not the same as long-term bank debt, and it’s not meant to be. It’s designed for speed, certainty, and short duration. Depending on the deal and risk profile, we can offer an interest rate starting at 9.2% p.a.
The key is to treat the bridge as a tool: use it to secure the opportunity, then exit cleanly via refinance, sale, or cash realisation.
We Handle Complex Timing Without Making It Complicated
Logistics and transport deals often involve multiple parties: vendors, brokers, solicitors, and sometimes incoming contracts or staged payments. We coordinate documentation and settlement steps so you’re not stuck translating finance requirements while trying to run your operation.
If you’re dealing with a private lender urgent scenario, you want calm execution. That’s what we prioritise.
Private Lender Options That Are Built for Urgent Settlement
Secured Lending is a private lender in Australia and we operate Australia wide: Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, Canberra. We are also a non-bank lender, which means we can often be more responsive when bank processes don’t fit the timeline.
This is particularly relevant when the requirement is urgent and the cost of delay is higher than the cost of short-term funding. If you need a bridging facility for a transport or logistics asset-related opportunity, we focus on what matters: security, speed, and a credible exit.
What You Can Expect When You Engage Secured Lending
You don’t need a lecture. You need a plan and a timeline.
We will:
- Review your scenario and confirm whether bridging finance is the right tool
- Recommend a structure that matches your timeframes and exit
- Coordinate valuation and documentation steps quickly
- Work toward urgent settlement outcomes without unnecessary back-and-forth
- Keep communication clear so you can make decisions with confidence
We’ve facilitated over $500m of loans for urgent settlement needs, and we bring that same practical approach to transport and logistics scenarios where timing is everything.
FAQs
1. What is bridging finance for transport and logistics assets used for?
It’s typically used to cover a timing gap tied to purchasing, upgrading, or securing transport and logistics-related assets, or meeting a settlement deadline while longer-term funding or a sale is still in progress.
2. How quickly can Secured Lending settle a bridging loan?
Depending on the scenario, we may be able to achieve same day settlement or funding within 24 hours. Timing depends on documents, security, and how quickly third parties can cooperate.
3. How much can I borrow for a transport or logistics bridging loan?
For suitable transactions, you can borrow up to $10million. The right amount depends on the security available and the exit strategy.
4. What security is required for your secured business loans?
Our bridging loans are secured business loans. Security is typically Australian real property (residential or commercial). We structure the loan around clear, reliable security and a realistic exit.
5. What does bridging finance cost?
Pricing depends on risk, term, and structure. Secured Lending offers interest rate starting at 9.2% p.a on suitable deals, reflecting the short-term and time-sensitive nature of bridging finance.
6. When does using a private lender make sense in logistics and transport?
A private lender is often appropriate when you have an emergency funding need, a fixed settlement date, or a time-sensitive opportunity where bank timeframes are too slow and certainty matters.
How We Can Help
If you’re lining up a fleet purchase, a logistics expansion, or a time-critical settlement, we’ll help you structure bridging finance that fits the deal and the deadline. Secured Lending is a short-term lending solution you can rely on. When you’re ready, our team is here to help you move quickly and confidently. Our team specialises in urgent short term loans solutions, including commercial bridging finance for transport and logistics assets.
