Rare assets don’t wait. If you’re buying a collectable, a specialist piece of equipment, a parcel of fine art, a classic vehicle, or another unique or non-standard asset investment, the best opportunities are often time-sensitive. Sellers want certainty. Auction timelines are tight. And settlement windows can be measured in days, not weeks. Contact us today to discuss your scenario.
Why Bridging Finance Fits Rare Asset Opportunities
Bridging finance is short-term capital designed to get you through a timing gap. In rare asset transactions, that gap usually happens because your liquidity is tied up elsewhere (property sale pending, refinance underway, business cash flow arriving later), but the purchase must settle now.
Here’s what bridging finance can help you do in a rare asset context:
- Secure the asset when timing matters. If you’re facing an urgent settlement, bridging funds can help you commit without waiting on slower funding channels.
- Act with confidence at auction or in private sale. With funding clarity, you can negotiate like a buyer who’s ready to move.
- Avoid forced liquidations. You may not want to sell shares, unwind positions, or offload a performing asset just to meet a short deadline.
- Use leverage strategically. Rather than paying all cash, bridging can help you preserve liquidity for improvements, storage, insurance, transport, or related business needs.
- Keep your broader plans intact. Bridging finance is often used while you finalise a longer-term solution, such as a refinance or a property sale.
In plain terms: bridging finance helps you buy the asset you want now, while giving you time to tidy up the rest of the capital stack in a controlled way.
Where People Get Stuck in Rare Asset Funding
Rare asset investment deals can be straightforward in value, but complex in execution. Common friction points include:
- Settlement deadlines that don’t match bank timelines
- A mismatch between when you can access capital and when the seller requires funds
- Multiple moving parts, such as a property sale, a refinance, or business cash flow events
- The need for discretion and reliability when negotiating with sophisticated sellers
If you’ve been through a few acquisitions, you already know the truth: the best deals often go to the buyer who can settle cleanly.
How Secured Lending Structures Bridging Finance for Rare Asset Investment
At Secured Lending, our role is to reduce time risk. We coordinate the lending process so you can secure the opportunity, meet settlement, and then move onto your preferred longer-term plan.
We typically support rare asset strategies by providing a secured business loan designed for speed and certainty. We’ll review your timeline, your exit strategy (sale, refinance, other liquidity event), and the security available, then structure the facility around what the transaction actually requires.
What this looks like in practice:
- Fast assessment of your scenario and settlement deadline
- Clear loan structure aligned to your purchase timeline and exit plan
- A process built for transactions that need to move now, not “after credit committee next month”
We’ve facilitated over $500m of loans for urgent settlement needs. That experience matters when your purchase has a firm date and a seller who won’t wait.
Speed When Timing Is Non-Negotiable
Rare asset purchases can turn into an emergency when settlement timelines shift, a vendor brings settlement forward, or another buyer appears with stronger terms.
This is where bridging finance is meant to perform. Depending on the scenario, Secured Lending can support outcomes such as funding within 24 hours and, where feasible, even same day settlement. Not every deal will qualify for every timeframe, but our process is designed around urgency so you can keep momentum and protect the transaction.
If you’re dealing with private lender urgent scenarios, the key is not just speed. It’s coordination: documents, valuations where required, legal review, and settlement logistics. We manage that end-to-end so there are fewer surprises.
Loan Size and Pricing Clarity
When you need capital quickly, clarity matters. Secured Lending can structure facilities to borrow up to $10million, depending on security and scenario.
Pricing depends on risk, term, and structure, but we can offer an interest rate starting at 9.2% p.a on suitable deals. You’ll know early where you stand, what the likely costs are, and what conditions must be met to settle.
Private Lender Australia Wide
Secured Lending is a private lender in Australia and we operate Australia wide: Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, Canberra. We’re also a non-bank lender, which means our process is designed to move quickly and make decisions based on real-world scenarios, not rigid one-size-fits-all policy.
This matters in rare asset investment because the transaction often doesn’t fit a standard template. You may have strong assets, clear intent, and a sensible exit plan—but you don’t have time to wait for a slow approval pathway.
What We Do Differently During a Bridging Transaction
When you’re buying a rare asset, you don’t just need funds. You need execution. Our team focuses on the practical details that protect your timeline:
- We review the purchase and settlement requirements early
- We structure the loan around your realistic exit strategy
- We coordinate with your solicitor and other parties to reduce delays
- We confirm the conditions for settlement upfront, so you can plan with certainty
- We arrange the fastest path to settlement that your scenario supports
That’s how bridging finance becomes a tool you can rely on, not another moving part.
FAQs
1. What is bridging finance used for in a rare asset investment?
It’s short-term funding used to secure a time-sensitive purchase while you finalise a longer-term capital event, like a refinance or a property sale.
2. How fast can Secured Lending fund a bridging loan?
Depending on the scenario, we can support funding within 24 hours, and in some cases same day settlement. Timeframes depend on security, documentation, and settlement readiness.
3. What size loan can I apply for?
You may be able to borrow up to $10million, subject to the strength of the overall deal and available security.
4. What interest rate should I expect?
Rates vary by scenario, but we can offer an interest rate starting at 9.2% p.a for suitable transactions.
5. What makes a strong rare asset bridging application?
A clear settlement date, a sensible exit strategy, and a straightforward security position. The simpler the path to settlement, the faster we can typically move.
6. Can bridging finance help if my settlement is urgent or unexpected?
Yes. Bridging finance is commonly used for urgent settlement situations, including when timing shifts create a genuine emergency and you need a reliable, fast outcome.
How We Can Help
If you’re pursuing a rare asset investment and timing is tight, Secured Lending can step in with a practical bridging structure, clear terms, and a process designed for speed. We’ve advised and assisted borrowers in this space and facilitated over 500 strategic commercial loans to bridge the gap, including transactions where certainty and timing mattered most. Secured Lending is a short-term lending solution you can rely on. When you’re ready, our team is here to help you move quickly and confidently. Our team specialises in urgent short term loans solutions. Learn more about commercial bridging finance for your next rare asset investment.
