If you’re facing a looming or overdue BAS obligation, you usually don’t need a lecture on cash flow management—you need time, certainty, and a clean path forward. Bridging loans for BAS liabilities can give you that breathing room when the ATO timeline doesn’t match your receivables, settlements, or business cycle. Contact us today to discuss your scenario and get the support you need.
Why bridging finance can be the right tool for BAS liabilities
A BAS debt is often less about “can’t pay” and more about “not yet.” Many strong businesses and investors run into timing gaps: a settlement is due next week, a customer payment is late, a project milestone is still being certified, or a refinance is in progress. Meanwhile, overdue BAS liabilities can trigger ATO pressure, payment plan negotiations, or escalations you’d rather avoid.
Bridging finance is designed for these short, sharp gaps. It’s not a long-term solution—and that’s the point. It can help you clear the ATO position now, then repay the loan when your expected funds land.
Practical benefits you can get from a bridging loan for BAS liabilities include:
- Speed and certainty when you need an urgent settlement outcome
- A way to stabilise your ATO position while you finalise a sale, refinance, or receivable collection
- Reduced distraction so you can focus on revenue and operations, not daily ATO stress
- A cleaner negotiating position (because you’re acting early, not reacting late)
- Flexibility when banks move slowly or won’t touch tax arrears within their credit policy
The best use case is clear: you have a realistic, time-bound exit—such as property settlement, refinance approval in motion, or incoming funds—yet your BAS deadline is immediate.
When overdue BAS obligations become an emergency
The word emergency isn’t dramatic when ATO activity starts consuming your week. Even if your business is healthy, overdue BAS liabilities can become a constraint that blocks everything else: refinancing, supplier terms, tender requirements, and internal decision-making.
A bridging loan can be appropriate when:
- Your BAS is overdue and you need funds fast to prevent further escalation
- You’re juggling multiple settlements or commitments and want to simplify the next 30–90 days
- You’re confident in the repayment event but need a practical bridge to get there
This is where short-term lending is meant to work: fast, secured, and focused on getting you from “now” to the next liquidity event.
How Secured Lending structures bridging finance for BAS liabilities
This is the part most borrowers care about: what actually happens, how quickly, and what you can realistically expect.
Secured Lending arranges secured business loans that are specifically built for time-critical needs like BAS catch-ups and urgent payments. The goal is straightforward: confirm the security position, confirm a credible exit, and move quickly.
Here’s how we typically help:
- Review your BAS liability and timeline so the loan amount and term match the real requirement (not a generic figure)
- Confirm your security and equity position so the lending structure is clean and defensible
- Structure the exit strategy around your refinance, sale, settlement, or incoming funds
- Coordinate documents and valuation requirements with minimal friction
- Push for Fast, same day settlement where feasible, including funding within 24 hours for straightforward deals
We’re not here to complicate it. We’re here to remove the bottleneck so you can close out the ATO exposure and get back to running your business.
Private Lender support that moves at your pace
Secured Lending is a private lender in Australia and we operate Australia wide: Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, Canberra. We’re a non-bank lender, which matters when your timeline is measured in days, not bank credit committee weeks.
When you need a private lender urgent solution, the value isn’t just speed—it’s decisioning that’s aligned to real-world scenarios. We focus on security, timeframe, and exit clarity, so you’re not stuck explaining your business to a policy that wasn’t built for urgent tax obligations.
What your bridging loan can look like with Secured Lending
Every scenario is different, but the parameters are clear and practical.
- Borrow up to $10million (subject to security and exit)
- Interest rate starting at 9.2% p.a (risk and structure dependent)
- Short terms designed to bridge a defined event (not lock you into long repayments)
- Suitable for time-sensitive ATO-related payments and urgent settlement requirements
If your BAS obligation is overdue, what matters is not just approval—it’s whether the loan actually settles in time. That’s why we focus on execution: confirming the pathway to settlement upfront and keeping momentum through to funding.
The outcome you’re aiming for
A bridging loan for BAS liabilities should do three things:
- Pay out the BAS amount (or the critical portion) quickly
- Reduce immediate ATO pressure so you can operate normally
- Give you a controlled runway to complete the refinance, sale, or cash event that repays the bridge
That’s the mindset we bring to every file: calm, structured, and built around certainty.
FAQs
1. Can bridging finance be used to pay overdue BAS liabilities directly?
Yes. If the structure is appropriate and the loan is approved, bridging finance can be used to resolve an overdue BAS obligation quickly, particularly when you have a clear exit such as refinance or settlement.
2. How fast can Secured Lending settle a bridging loan for BAS liabilities?
In straightforward scenarios, we can aim for Fast, same day settlement and in many cases funding within 24 hours. Timeframes depend on security, documentation, and how quickly key items can be confirmed.
3. What makes this different from a bank loan or business overdraft?
Banks can be slow and often have policy restrictions around tax arrears. A non-bank, private lending approach can be more practical for time-sensitive needs where the priority is an urgent, short-term bridge.
4. What loan size can I access for a BAS bridging solution?
Subject to security and exit strength, you can borrow up to $10million. The right amount is based on your BAS requirement, costs, and the shortest sensible term.
5. What interest rate should I expect on a BAS bridging loan?
Pricing varies by risk and structure, with an interest rate starting at 9.2% p.a for suitable deals. We focus on matching the cost to the timeframe so it works as a bridge, not a long-term burden.
6. What do you look for to approve a bridging loan for BAS liabilities?
We look for a clear repayment plan (sale, settlement, refinance, or incoming funds), sufficient security, and a timeline that makes sense. The cleaner the exit, the faster we can move.
How We Can Help
Secured Lending helps you take control of overdue BAS obligations with short-term bridging finance that’s structured for speed, clarity, and a defined exit. We’ve facilitated over 500 strategic commercial bridging finance loans for urgent settlement needs, and we know how to coordinate a fast outcome when timing is tight. Secured Lending is a short-term lending solution you can rely on. When you’re ready, our team is here to help you move quickly and confidently. Our team specialises in urgent short term loans solutions.
