If you’re buying an industrial or logistics warehouse, timing can be everything. The right site might come to market quietly, a vendor might demand a short settlement, or your existing facility may no longer keep up with operations. In those moments, a bridging loan for a warehouse purchase can give you the speed and certainty to secure the asset now, while you finalise longer-term finance or complete a sale elsewhere. Contact us today to discuss your scenario.
Why bridging finance fits warehouse acquisitions
A warehouse purchase is rarely “just a property deal”. It’s usually tied to operational deadlines, tenants, logistics routes, racking fit-outs, and the cost of disruption if you miss the window. Bridging finance is designed for exactly that: a short-term facility that helps you settle quickly, then exit cleanly via refinance or sale.
Here are the practical benefits of bridging finance for a warehouse purchase:
- Speed when the clock is real: bridging can be structured for urgent settlement, including fast approvals and, in the right scenario, same day settlement.
- Funding certainty while you organise the longer plan: you can secure the warehouse now, then refinance to a bank or mainstream lender once the dust settles.
- A smoother buy-sell transition: if you’re selling another property, waiting for payout timing can cost you the warehouse. Bridging reduces that risk.
- Flexibility around value-add: if the warehouse needs light works, leasing, or documentation tidied up before a long-term refinance, bridging can create the breathing room to do it properly.
- Scale for serious assets: warehousing can be capital-intensive. With the right security, you may be able to borrow up to $10million.
Bridging finance isn’t for every deal. It’s best when you have a clear exit strategy and you value certainty and timing over a slower, document-heavy process.
Common warehouse scenarios where bridging is the difference
You’ll usually see bridging used when one of these pressures shows up:
- You’ve exchanged and need funding within 24 hours to meet an urgent settlement date.
- The warehouse is an off-market opportunity and the vendor wants a tight settlement.
- Your bank approval is progressing, but valuations, credit sign-off, or leasing questions are delaying things.
- You’re buying before selling, and you don’t want to lose the asset while waiting for your sale proceeds.
- A tenant or operational need forces an emergency move, and delaying the purchase creates more cost than the finance itself.
The goal is simple: secure the warehouse when it matters, then transition to the most cost-effective long-term funding once timing pressure is removed.
How Secured Lending helps you execute a time-sensitive warehouse purchase
When settlement is close, you don’t need a generic loan quote. You need a lender who can coordinate the moving parts, communicate clearly, and make decisions quickly.
Secured Lending is built around urgent, property-secured funding. We focus on short-term solutions that are practical, well-structured, and matched to a clear exit. We’ve facilitated over $500m of loans for urgent settlement needs, and we bring that experience into every warehouse acquisition we handle.
We start with the settlement deadline and work backwards
A warehouse acquisition often comes with penalties, vendor pressure, or operational consequences if you miss the date. We review your timeline first, then confirm what can realistically be achieved and by when. If the scenario supports it, we can arrange a secured business loan designed for speed, including private lender urgent solutions.
We structure the bridging facility around your exit
A bridging loan is only as strong as its exit plan. We’ll help you confirm the cleanest pathway, such as:
- Refinance once the warehouse is leased or stabilised
- Refinance after a standard bank valuation and credit process catches up
- Sale of another property already under contract
- Sale of the warehouse itself if it’s a strategic acquisition-and-on-sell
This is where borrowers often lose time with other lenders. We focus on what the next lender will need, so you’re not stuck later.
We keep the process practical and decision-led
Warehouse purchases can involve complex titles, mixed-use zoning, or older improvements. Our role is to reduce friction. We coordinate the key steps, confirm the security position, and drive the matter toward settlement rather than letting it drift.
Clear numbers, not vague promises
You want transparency on cost and capacity. Depending on the deal and security, we can consider facilities with an interest rate starting at 9.2% p.a. and, where appropriate, borrow up to $10million. Pricing and terms always depend on the risk profile, the property, and the exit strategy, but you’ll get a straight answer early.
We’re set up for speed when it’s truly urgent
If your matter is time-sensitive, we can move quickly. In the right circumstances, we can support funding within 24 hours. And where everything lines up—documents, security, and clear exit—we can work toward same day settlement. That’s exactly why businesses and investors use commercial bridging finance: to remove timing risk when a bank process can’t compress.
Private Lender bridging finance Australia wide
Secured Lending is a private lender in Australia and a non-bank lender. We operate Australia wide across Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, Canberra. This matters for warehouse purchases because industrial opportunities don’t wait for a lender to “get comfortable.” If you need a private lender urgent solution for a time-critical acquisition, we can review, structure, and progress the facility with settlement in mind.
FAQs
1. How fast can a bridging loan settle for a warehouse purchase?
It depends on how quickly the security and documents can be confirmed. In suitable scenarios, we can support funding within 24 hours, and in rare cases where everything is ready, same day settlement may be possible.
2. What can I use as security for bridging finance?
Bridging finance is typically secured against property. The property being purchased and/or other property you own may be used, depending on the structure and overall risk.
3. How much can I borrow for an industrial or logistics warehouse?
Subject to the deal and security, it may be possible to borrow up to $10million. The final amount depends on property value, location, exit strategy, and servicing profile.
4. What interest rate should I expect on a bridging loan?
Rates vary by risk and structure. Some facilities start from an interest rate starting at 9.2% p.a, but your actual rate will depend on the asset, leverage, and exit.
5. When does bridging finance make more sense than a bank loan?
When timing is tight or the deal needs certainty—urgent settlement, short settlement terms, or an emergency purchase where waiting for bank credit and valuation timeframes could cost you the warehouse.
6. What do you look for to approve a time-sensitive warehouse bridge?
A clear exit strategy, strong security, and a workable settlement plan. We focus on whether the deal can settle cleanly and how you’ll repay or refinance within the agreed term.
How we can help
If you’re working toward an urgent settlement on an industrial or logistics warehouse, Secured Lending can review your scenario, confirm what’s achievable, and structure a bridging loan that gets you to settlement without unnecessary delays. Secured Lending is a short-term lending solution you can rely on. When you’re ready, our team is here to help you move quickly and confidently. Our team specialises in urgent short term loans solutions.
