If you’re running a business in Australia, you know that the right machinery can be the difference between meeting demand and missing out. Whether you’re upgrading equipment, expanding your operations, or seizing a time-sensitive opportunity, access to fast, reliable funding is essential. Over the years, we’ve advised and assisted many borrowers with machinery finance, helping them secure the right loan structure to keep their business moving forward. Assess your scenario today.
Why Choose a Secured Loan for Machinery Finance?
A secured loan for machinery finance is a practical solution for business owners who want to leverage their existing assets—typically residential or commercial property—to access capital quickly. This approach can help you bridge cash flow gaps, meet urgent settlement deadlines, or take advantage of supplier discounts without disrupting your day-to-day operations.
A secured loan uses your property as collateral, giving lenders confidence and allowing you to access larger amounts at competitive rates. For machinery finance, this means you can:
- Unlock higher loan amounts: Because the loan is secured against property, you can often borrow more than with an unsecured loan.
- Access fast, same day settlement: When you need to act quickly—whether it’s a limited-time offer from a supplier or an urgent replacement—secured loans can deliver funding within 24 hours.
- Benefit from flexible terms: Secured business loans can be structured to suit your cash flow, with options for interest-only payments or tailored repayment schedules.
- Reduce your cost of capital: Secured loans typically offer lower interest rates than unsecured options, helping you manage costs and preserve working capital.
If you’re considering machinery finance, a secured loan can provide the certainty and speed you need to make confident decisions.
How Secured Lending Supports Your Machinery Finance Needs
Secured Lending specialises in urgent, short-term lending solutions for Australian businesses. We understand the pressures you face—tight settlement timelines, unexpected breakdowns, or the need to upgrade equipment to stay competitive. Our team reviews your scenario, structures the right loan, and coordinates fast approvals so you can focus on running your business.
We’ve facilitated over $500 million in loans for urgent settlement needs, including machinery finance. Our process is straightforward: you provide details about your property and machinery requirements, and we confirm your eligibility and arrange funding—often within 24 hours.
Bridging Loans for Machinery Finance
Sometimes, you need to act before your cash flow catches up. Business bridging loan solutions are a practical tool for machinery finance when you’re waiting on a property sale, invoice payment, or other incoming funds. With a bridging loan, you can secure the machinery you need now and repay the loan once your expected funds arrive.
This approach is especially useful for businesses facing seasonal demand, project-based work, or growth opportunities that can’t wait. Secured Lending can structure bridging loans to cover your machinery purchase, giving you the flexibility to move quickly without long-term financial commitment.
The Role of a Private Lender in Machinery Finance
Traditional banks can be slow to respond, especially when you need urgent settlement or have a unique scenario. As a Private Lender in Australia, Secured Lending operates nationwide—serving Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, and Canberra. We’re a non-bank commercial lender, which means we can assess your application on its merits and move faster than traditional institutions.
Our team understands the realities of business finance. We don’t require lengthy trading histories or complex paperwork. Instead, we focus on the value of your property and the urgency of your machinery finance needs. This allows us to offer same day settlement and funding within 24 hours for approved borrowers.
How Secured Business Loans Work for Machinery Finance
Secured business loans are straightforward. You use your residential or commercial property as security, and in return, you access the funds needed for your machinery purchase. We don’t accept obscure assets as collateral—just property, which keeps the process clear and predictable.
Here’s how it works:
- Review: We review your scenario and confirm the value of your property.
- Structure: We structure a loan that matches your machinery finance requirements, including loan amount, term, and repayment options.
- Coordinate: We coordinate with your legal and financial advisors to ensure a smooth process.
- Confirm: Once approved, we confirm the terms and arrange settlement—often on the same day.
- Arrange: Funds are transferred directly to your account or supplier, so you can complete your machinery purchase without delay.
This process removes friction and reduces stress, allowing you to focus on your business goals.
How We Can Help
Secured Lending is here to help you move quickly and confidently when it comes to machinery finance. We’ve provided strategic lending advice for machinery finance in the past and can help assess your scenario, structure the right loan, and coordinate urgent settlement—whether you need a bridging loan, second mortgage, or caveat loans.
Secured Lending is a short-term lending solution you can rely on. When you’re ready, our team is here to help you move quickly and confidently. Our team specialises in urgent short term loans solutions such as bridging finance, second mortgages, and caveat loans.
FAQs
1. What types of property can I use as security for machinery finance?
You can use residential or commercial property as collateral for a secured loan. We do not accept other asset types.
2. How quickly can I access funds for machinery finance?
With Secured Lending, you can access funding within 24 hours of approval, with same day settlement available for urgent scenarios.
3. Can I use a secured loan for both new and used machinery?
Yes, secured loans can be used for both new and used machinery purchases, as long as the loan is secured against property.
4. What if I need a short-term solution while waiting for other funds?
A bridging loan can provide short-term funding for machinery finance, allowing you to act now and repay the loan when your expected funds arrive.
5. Do you operate outside major cities?
Yes, as a private lender, we operate Australia wide—including Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, and Canberra. We can assist borrowers in regional areas as well.
