Million Dollar Business Loans Private Finance
Private funding from $1 million to $45 million
Experts in strategic, short-term finance
Million Dollar Business Loans with Fast Turnaround
Secured Lending specialises in short-term secured business loans from $1M to $45M, offering fast, pragmatic funding solutions backed by property for businesses needing to act quickly on opportunities or manage urgent financial demands.
- •Loan amounts from $1 million to $45 million
- •Fast access to capital secured by property
- •Flexible short-term solutions: caveat, bridging & mortgage-backed loans
- •Suitable for urgent business needs, transactions or working capital
- •Specialist lender with experience in large, time-sensitive lending
Million Dollar Loans We Have Funded
- Client success #1: $4M, land bank site acquisition after the original lender pulled out, settled in 24 hours, NSW
- Client success #2: $3M, working capital for an IT business expansion, settled in 2 business days, Cronulla NSW
- Client success #3: $2.4M, working capital for wages and supplier invoices, settled in 4 business days, Western Sydney NSW
- Client success #4: $1.9M, commercial property acquisition, settled in 5 business days, Brighton VIC
- Client success #5: $1.88M, bridging loan to rescue a settlement, settled in 48 hours, Gymea Bay NSW
- Client success #6: $1.2M, second mortgage equity release for a time-critical commercial deal, settled in 24 hours, Inner Sydney NSW
- Client success #7: $1.15M, ATO tax debt cleared for a pub operator, settled in 4 business days, Prahran VIC
- Client success #8: $1.1M, developer cash injection after bank progress payments stalled, settled in 72 hours, Granville NSW
Why Borrow With Secured Lending?
We are a direct private lender with deep expertise in large short-term secured loans. Our team makes fast, commercially-minded credit decisions — without committees, without bureaucracy, and without the delays that cost you the deal.
- •Rates from 9.7% p.a.
- •Funding in 24 hours for qualified files
- •Loan terms from 1–24 months
- •Minimum loan: $250,000
- •In-house valuation team
- •Direct access to decision-makers
Industries We Service
Million dollar loans for property developers
At seven and eight figures the security package stops being one title and becomes several: the site, the completed stock, another project, and often a director's own property alongside them. We lend our own funds, and at this size that is the difference between a facility and a syndication process.
It is repaid when the stock settles, or when a construction facility takes over. A facility this size is decided by the people you are speaking to, not assembled from investors after the fact.
A million dollar loan can help you:
- Secure a facility across several titles rather than one
- Fund a whole-of-project settlement rather than a stage of it
- Avoid a facility being syndicated to investors after you sign
- Deal directly with the people holding the credit authority
- Acquire a site that a smaller facility could not reach
- Take a single facility instead of stacking three lenders
At seven and eight figures the security package stops being one title and becomes several: the site, the completed stock, another project, and often a director's own property alongside them. We lend our own funds, and at this size that is the difference between a facility and a syndication process.
It is repaid when the stock settles, or when a construction facility takes over. A facility this size is decided by the people you are speaking to, not assembled from investors after the fact.
A million dollar loan can help you:
- Secure a facility across several titles rather than one
- Fund a whole-of-project settlement rather than a stage of it
- Avoid a facility being syndicated to investors after you sign
- Deal directly with the people holding the credit authority
- Acquire a site that a smaller facility could not reach
- Take a single facility instead of stacking three lenders
"Larger facilities call for a lender who can assess complex security structures, understand the borrowing entity's position, and reach a credit decision without taking six weeks to do it. We fund deals in this range regularly, and our credit team has the experience to move quickly when the fundamentals are right. We are always glad to take a look at where a deal sits."
Gino Tabila
Associate Director
Frequently Asked Questions
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
Are you a broker? Find out why brokers love working with us.
Case Studies
$800K Bridging Finance for Simultaneous Property Transactions in 48 Hours
$300K Second Mortgage for Dental Practice Working Capital in 5 Days
$700K Working Capital for a Technology Start-Up Settled in 72 Hours
$3M Working Capital for IT Business Expansion Settled in 2 Business Days
$1.9M Commercial Property Acquisition for Growing Doggy Daycare Business
$1.15M ATO Debt Cleared in 4 Business Days for Prahran Pub Operator
$250K Working Capital for Brisbane Café in 36 Hours
Case Study: Bridging the Payment Gap – How a Short-Term BLOC Saved a Commercial Builder's Project
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
Are you a broker? Find out why brokers love working with us.
Scenarios We Can Help With
Browse our full range of services, industries, locations, and resources to find the right financial solution for your needs.