Million Dollar Business Loans with Fast Turnaround
Secured Lending specialises in short-term secured business loans from $1M to $45M, offering fast, pragmatic funding solutions backed by property for businesses needing to act quickly on opportunities or manage urgent financial demands.
- •Loan amounts from $1 million to $45 million
- •Fast access to capital secured by property
- •Flexible short-term solutions: caveat, bridging & mortgage-backed loans
- •Suitable for urgent business needs, transactions or working capital
- •Specialist lender with experience in large, time-sensitive lending
Loan Size Examples and Use Cases
Whether you need $2 million for a commercial property settlement, $5 million for a major acquisition, or $10 million to restructure business debt — we have the capacity, speed, and commercial understanding to move.
Why Borrow With Secured Lending?
We are a direct private lender with deep expertise in large short-term secured loans. Our team makes fast, commercially-minded credit decisions — without committees, without bureaucracy, and without the delays that cost you the deal.
- •Rates from 9.7% p.a.
- •Funding in 24 hours for qualified files
- •Loan terms from 1–24 months
- •Minimum loan: $250,000
- •In-house valuation team
- •Direct access to decision-makers
"Larger facilities require lenders who can assess complex security structures, understand the borrowing entity's position, and make a credit decision without needing six weeks to do it. We regularly fund deals in this range and our credit team has the experience to move quickly when the fundamentals are right."
Gino Tabila
Associate Director
Frequently Asked Questions
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
Case Studies
$3M Working Capital for IT Business Expansion Settled in 2 Business Days
$1.9M Commercial Property Acquisition for Growing Doggy Daycare Business
$1.15M ATO Debt Cleared in 4 Business Days for Prahran Pub Operator
$250K Working Capital for Brisbane Café in 36 Hours
Case Study: Bridging the Payment Gap – How a Short-Term BLOC Saved a Commercial Builder's Project
$1.1M in 72 Hours: How We Helped A Developer Get Back on Track
$450,000 Caveat Loan Against Commercial Property Saved Sydney Café From Insolvency
$1.3M Second Mortgage Helped Bankstown Industrial Borrower Clear Tax Debt and Refinance
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
Scenarios We Can Help With
Browse our full range of services, industries, locations, and resources to find the right financial solution for your needs.
Our Loan Solutions
Bridging Finance
Short-term funding to bridge the gap between a property purchase and a longer-term finance solution.
First Mortgage
Private first mortgage loans secured against residential, commercial, or industrial property.
Second Mortgage
Unlock equity in your property without refinancing or disturbing your existing first mortgage.
Caveat Loans
Urgent caveat loans secured by property. No need to refinance your existing mortgage.
ATO Tax Debt
Fast funding to help businesses resolve ATO obligations before penalties, garnishees, or director penalty notices escalate.
Debt Consolidation
Roll multiple high-rate facilities into one property-backed loan. Simplify repayments and restore cash flow.
Urgent Business Loans
When timing is critical and banks can't move fast enough, we step in. Property-secured funding for businesses that need an answer today — not next week.
Refinance
Replace an existing loan that is maturing, under pressure, or no longer working. We move fast and lend where banks won't.
