If you’re running a business in Australia, you know that managing cash flow is a constant balancing act. One of the most common pinch points is meeting your Business Activity Statement (BAS) liabilities on time. The ATO doesn’t wait, and late payments can mean penalties, interest, and unnecessary stress. Over the years, we’ve advised and assisted many borrowers in securing a fast, reliable solution for their BAS liabilities—often when time is tight and options seem limited.
A secured loan for BAS liabilities can be the practical, outcome-driven answer you need. By leveraging the equity in your residential or commercial property, you can access the funds required to meet your BAS obligations—quickly, with certainty, and without disrupting your broader business plans.
Secured Lending can help you move fast with a secured loan for BAS liabilities. Assess your scenario today.
Why Consider a Secured Loan for BAS Liabilities?
When your BAS deadline is approaching and cash flow is tight, you need a solution that’s both fast and dependable. A secured business loan allows you to unlock the value in your property, providing access to capital when you need it most. Here’s why this approach makes sense:
- Speed and Certainty: With a secured loan, you can often achieve same day settlement or funding within 24 hours. This is crucial when you’re facing an urgent settlement deadline with the ATO.
- Flexible Use of Funds: The funds from a secured loan can be used specifically to pay your BAS liabilities, but you retain control over how and when you deploy the capital.
- Competitive Rates: Because the loan is secured against property, interest rates are typically lower than unsecured options, helping you manage costs.
- No Disruption to Core Operations: Rather than drawing down on working capital or selling assets, you can keep your business running smoothly while meeting your tax obligations.
How Does a Secured Loan for BAS Liabilities Work?
The process is straightforward. You offer your residential or commercial property as collateral. The lender reviews your scenario, confirms the property’s value, and structures a loan that matches your needs and timeline. Once approved, funds are released—often within 24 hours—so you can settle your BAS liabilities without delay.
This approach is especially useful if you’re waiting on receivables, finalising a property settlement, or managing a temporary cash flow gap. It’s a practical way to bridge the timing mismatch between your business income and your BAS payment schedule.
The Benefits of Fast, Secured Business Loans
Speed is often the deciding factor when it comes to BAS liabilities. The ATO’s deadlines are fixed, and missing them can have knock-on effects for your business. With a secured business loans, you can:
- Avoid Penalties and Interest: Settle your BAS liabilities on time and avoid unnecessary costs.
- Protect Your Credit Record: Timely payment helps maintain your business’s financial reputation.
- Reduce Stress: Knowing you have a reliable funding option in place lets you focus on running your business, not scrambling for cash.
- Leverage Existing Assets: Use the equity you’ve built up in your property to support your business, rather than seeking unsecured finance at higher rates.
Bridging Loans: A Practical Solution for BAS Liabilities
If your cash flow gap is temporary—perhaps you’re waiting on a property sale, a large invoice, or another inflow—a business bridging loan can be the ideal solution. Bridging loans are designed for short-term needs, providing fast access to capital secured against property. This means you can pay your BAS liabilities now, then repay the loan when your expected funds arrive.
Bridging loans are particularly useful for business owners who need urgent settlement and can’t afford to wait for traditional bank approvals. With Secured Lending, you can arrange a bridging loan with same day settlement, ensuring you meet your BAS obligations without missing a beat.
Why Work with a Private Lender?
Traditional banks can be slow, rigid, and often unwilling to move quickly on short-term, urgent needs. As a Private Lender in Australia, Secured Lending operates nationwide—Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, Canberra—and specialises in non-bank commercial lender solutions. This means we can review, structure, and confirm your loan quickly, without the red tape or delays you might encounter elsewhere.
As a non-bank lender, we focus on practical outcomes. We don’t require business plans, trading history, or lengthy application processes. Instead, we look at the value of your property and your immediate funding needs. This allows us to provide secured business loans, second mortgage, and bridging loans for BAS liabilities with speed and certainty.
How Secured Lending Can Help
We understand the real-world pressures you face—cash flow gaps, settlement deadlines, and the need to move quickly when opportunities or obligations arise. Our team has facilitated over $500 million in loans for urgent settlement needs, including many scenarios involving BAS liabilities.
With Secured Lending, you can leverage your residential or commercial property as security. We don’t accept obscure assets—just real property with clear value. Our process is direct: we review your scenario, confirm your property’s value, and arrange funding—often within 24 hours. Whether you need a second mortgage, a bridging loan, or a secured business loan, we coordinate everything so you can focus on your business.
How We Can Help
If you’re facing an upcoming BAS liability and need a fast, reliable funding solution, Secured Lending is here to help. We’ve provided strategic lending advice for BAS liabilities in the past and can assess your scenario with clarity and confidence. Our team specialises in urgent short-term loan solutions such as bridging finance, second mortgages, and caveat loans.
Secured Lending is a short-term lending solution you can rely on. When you’re ready, our team is here to help you move quickly and confidently.
Frequently Asked Questions
1. Can I use my residential or commercial property as security for a BAS liability loan?
Yes, you can leverage the equity in your residential or commercial property to secure a loan for your BAS liabilities. We do not accept other types of assets as collateral.
2. How quickly can I access funds to pay my BAS liabilities?
With Secured Lending, you can often achieve same day settlement or funding within 24 hours, depending on your scenario and the property offered as security.
3. What if I only need the loan for a short period?
We specialise in short-term solutions, including bridging loans and second mortgages, which are ideal for covering temporary cash flow gaps related to BAS liabilities.
4. Are there restrictions on how I use the funds from a secured business loan?
No, once approved, you can use the funds to pay your BAS liabilities or for other business needs as required.
5. Do you operate Australia-wide?
Yes, as a private lender and non-bank lender, we provide secured business loans across Australia, including Sydney, Melbourne, Brisbane, Perth, Adelaide, Gold Coast, and Canberra.
