If you’re working through a receivership or administration scenario, time is rarely on your side. You might have a refinance lined up, an asset sale underway, or a restructure plan that makes commercial sense—but you still need short-term capital to get from “where you are now” to “closed and resolved.” That’s where a bridging loan for a Receivership exit can be the difference between regaining control and losing momentum. Contact us today to discuss your scenario.
What bridging finance does in a receivership or administration exit
Bridging finance is short-term funding secured against property that gives you time and optionality. In the context of exiting receivership or administration, it’s typically used to:
- Clear or restructure urgent arrears so a formal exit can proceed
- Pay out a receiver or administrator pathway amount to stabilise the situation
- Settle a time-sensitive refinance while longer-term funding completes
- Cover an urgent settlement where delays trigger penalties or enforcement
- Preserve value while an asset sale completes at the right price, not a forced price
The key benefit is that it buys time in a controlled way. Instead of negotiating from a corner, you can meet deadlines, satisfy conditions, and move to the next stage with a plan.
Key benefits of bridging loans for a receivership exit
When used properly, bridging finance can create real leverage in your favour:
- Speed matters. Receivership and administration decisions often run on short windows. A fast solution can prevent escalation, protect asset value, and reduce legal and enforcement costs.
- It can stabilise negotiations. When you can demonstrate funds are available, stakeholders tend to engage more constructively. Certainty changes the tone.
- It helps you avoid forced-sale outcomes. If you’re selling property or refinancing to exit, bridging can give you breathing room to execute a proper process.
- It provides a clean pathway to longer-term funding. Bridging is not the end game. It’s the practical middle step that gets you to a refinance, sale, or restructure completion.
You’re not using bridging finance to “take a bet.” You’re using it to control timing and outcomes, especially when the alternative is decisions being made for you.
Where Secured Lending fits and how we help you move quickly
Receivership exit funding is not a standard loan scenario. The deal needs to be structured with urgency, clarity, and a realistic exit strategy. That’s exactly where Secured Lending is useful.
Here’s how we approach it:
- We start with the facts and deadlines. You’ll have dates that matter: settlement deadlines, receiver milestones, creditor expectations, and refinance approval timelines. We review the sequence, then structure the bridging term to match it.
- We focus on what’s feasible, not what’s ideal. In stressed or time-sensitive situations, the “perfect” deal often arrives too late. We work toward a fundable solution that supports your exit plan and protects the value of your property position.
- We coordinate the moving parts. Receivership exits often involve multiple professionals—solicitors, accountants, agents, and sometimes external administrators. We’re used to working alongside them to confirm payout figures, settlement requirements, and security documentation so things don’t stall.
- We fund against property security, with clear terms. Our secured business loan options are designed for short timeframes where you need action. When the documentation and security stack up, we can move to urgent settlement without unnecessary steps.
- We help you maintain control of the timeline. If you’re waiting on a refinance approval, a property sale contract, or discharge documentation, bridging finance can give you the time buffer to complete those steps properly.
In practical terms, that can look like: arranging emergency funding to stop enforcement action, getting you to a settlement date when a lender has approved but can’t settle in time, or bridging a property sale where the buyer needs more time to complete.
Private Lender for urgent receivership exit funding
Secured Lending is a private lender in Australia and we operate Australia wide: Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, Canberra. We’re also a non-bank lender, which matters when timing is tight and you need a decision that aligns with commercial reality.
If you need private lender urgent funding, the advantage is speed and directness. In the right scenario, we can support fast outcomes, including funding within 24 hours and, where feasible, fast, same day settlement. That matters when you’re dealing with an urgent settlement requirement in a receivership exit context.
What you can typically expect with Secured Lending
Every file is different, but our focus stays consistent: speed, certainty, and a clean exit path.
- Loan amounts can be structured to borrow up to $10million (subject to security and scenario)
- Pricing is risk-based, with an interest rate starting at 9.2% p.a for suitable deals
- We structure short terms that align with your refinance, sale, or restructure milestones
- We prioritise decisions that support your Receivership exit outcome, not generic lending rules
This is often an emergency period for timing, not for decision-making. The goal is to take pressure off, meet the milestone, and move forward with a clear plan.
How We Can Help
If you need short-term funding to exit receivership or administration, Secured Lending can review your property position, confirm a workable structure, and arrange a bridging solution built around your deadline. We’ve facilitated urgent loans where timing was the deciding factor, and we know how to keep the process moving without creating extra noise.
Secured Lending is a short-term lending solution you can rely on. When you’re ready, our team is here to help you move quickly and confidently. Our team specialises in urgent short term loans solutions, including commercial bridging finance.
FAQs
1. Can bridging finance be used specifically to complete a Receivership exit?
Yes. A bridging loan can be structured to pay out amounts required to finalise a Receivership exit, provided there is a clear exit strategy such as refinance approval in progress or a property sale pathway.
2. How fast can a bridging loan settle for an urgent settlement deadline?
In suitable scenarios, we can arrange funding within 24 hours, and in some cases fast, same day settlement, depending on valuations, legal readiness, and security documentation.
3. What security do you require for secured business loans in this situation?
Bridging loans are typically secured against residential or commercial property. The strength and clarity of the property security is central to how quickly the deal can move.
4. Will you consider applications where there is a receiver or administrator involved?
Yes, provided the transaction can be documented clearly and there is a practical pathway to complete the Receivership exit in an orderly way.
5. What are typical loan sizes and pricing for receivership exit bridging?
Loan sizes vary, and you may be able to borrow up to $10million depending on the property and scenario. Pricing is risk-based, with interest rate starting at 9.2% p.a for suitable deals.
6. What makes a bridging application more likely to be approved quickly?
Clear property security, a confirmed payout figure, a documented exit plan (refinance or sale), and a settlement-ready legal pathway. If those pieces are coordinated early, outcomes are faster and more certain.
