If you’re looking to purchase, upgrade, or refinance a commercial vehicle, you know how important it is to move quickly. Whether you’re managing a growing fleet, replacing ageing trucks, or seizing a time-sensitive opportunity, access to fast, reliable funding can make all the difference. At Secured Lending, we’ve advised and assisted borrowers across Australia with secured loans for commercial vehicles, helping them keep their businesses moving forward without unnecessary delays or red tape. Assess your scenario today.
Why Choose a Secured Loan for Commercial Vehicles?
A secured loan is a straightforward way to access the capital you need for commercial vehicles. By leveraging your residential or commercial property as collateral, you can unlock larger loan amounts, benefit from more competitive rates, and secure funding on terms that suit your business. Unlike unsecured loans, which often come with higher interest rates and stricter eligibility criteria, a secured business loans gives you flexibility and certainty.
Here’s how a secured loan for commercial vehicles can help your business:
- Fast access to funds: When you need to act quickly—whether it’s to secure a vehicle at auction, meet a settlement deadline, or take advantage of a bulk purchase—speed matters. Secured Lending specialises in fast, same day settlement, with funding within 24 hours for approved borrowers.
- Higher borrowing limits: By using property as security, you can access larger loan amounts, making it easier to purchase multiple vehicles or higher-value assets.
- Flexible terms: Secured business loans can be structured to match your cash flow, with options for interest-only payments or tailored repayment schedules.
- Lower interest rates: Security reduces risk for the lender, which often translates to more competitive rates for you.
- Certainty and control: You know exactly what you’re getting, with clear terms and no hidden surprises.
How Secured Lending Supports Your Commercial Vehicle Goals
Every business is different. Some need to bridge a short-term cash flow gap to cover a deposit. Others are looking for urgent settlement to finalise a deal before the window closes. We understand these pressures because we’ve helped business owners in your position—across transport, logistics, construction, and more—secure the right funding for their commercial vehicles.
Our process is simple and direct. We review your scenario, structure a loan that fits your needs, coordinate the paperwork, and confirm settlement—often within 24 hours. You don’t have to navigate complex bank processes or wait weeks for approval. With Secured Lending, you get a Private Lender in Australia who understands the urgency and delivers on it.
Bridging Loans for Commercial Vehicles
Sometimes, you need to act before your existing assets have been sold or your next round of cash flow comes in. That’s where a business bridging loan comes in. A bridging loan is a short-term funding solution that lets you purchase or refinance a commercial vehicle now, then repay the loan once your other assets settle or your business receives expected income.
For example, if you’re selling an old truck but need to secure a new one before the sale completes, a bridging loan can cover the gap. Secured Lending can arrange bridging loans for commercial vehicles with fast approval and same day settlement, so you don’t miss out on critical opportunities.
Why Work with a Private Lender?
Traditional banks can be slow, rigid, and risk-averse—especially when it comes to commercial vehicles. As a non-bank commercial lender, Secured Lending operates nationwide, including Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, and Canberra. We’re a non-bank lender, which means we can move faster, offer more flexible terms, and make decisions based on your real-world scenario, not just a credit score.
We focus on secured business loans, second mortgage, and bridging loans, using your residential or commercial property as collateral. We don’t accept obscure assets, which keeps the process clear and straightforward. Our team has facilitated over $500 million in loans for urgent settlement needs, and we’re ready to help you move quickly and confidently.
The Benefits of Fast, Flexible Funding
When you’re running a business, timing is everything. Delays can mean lost revenue, missed contracts, or higher costs. With Secured Lending, you get:
- Certainty: Know exactly when your funds will arrive and what your repayments will be.
- Speed: Same day settlement and funding within 24 hours for approved loans.
- Support: A dedicated team that reviews your scenario, structures your loan, and coordinates every step.
- Options: Bridging loans, second mortgages, and caveat loans tailored to your needs.
- Nationwide reach: We support businesses across Australia, from major cities to regional centres.
How We Can Help
Secured Lending has provided strategic lending advice for commercial vehicles in the past, and we can help assess your scenario. If you need a secured loan for a commercial vehicle—whether it’s for a single truck, a fleet upgrade, or a time-sensitive purchase—we’re here to review your needs, structure the right solution, and arrange fast, reliable funding.
Secured Lending is a short-term lending solution you can rely on. When you’re ready, our team is here to help you move quickly and confidently. Our team specialises in urgent short term loans solutions such as bridging finance, second mortgages, and caveat loans.
Frequently Asked Questions
1. What types of property can I use as security for a commercial vehicle loan?
You can use residential or commercial property as collateral. We do not accept other types of assets such as vehicles or equipment.
2. How quickly can I access funds for a commercial vehicle purchase?
For approved borrowers, we offer same day settlement and funding within 24 hours, making it possible to act on urgent opportunities.
3. Can I get a bridging loan for a commercial vehicle if I’m waiting for another asset to sell?
Yes, bridging loans are designed for exactly this scenario. We can arrange short-term funding to cover the gap until your other asset settles.
4. Do you operate outside major cities?
Yes, as a private lender in Australia, we provide secured business loans nationwide, including regional areas as well as Sydney, Melbourne, Brisbane, Perth, Adelaide, Gold Coast, and Canberra.
5. What’s the difference between a secured business loan and a second mortgage for commercial vehicles?
A secured business loan uses your property as collateral for new funding, while a second mortgage is an additional loan secured against a property that already has a mortgage. Both can be used to fund commercial vehicle purchases, depending on your needs.
