If you’re running a manufacturing business in Australia, you know that the right equipment is the backbone of your operation. Whether you’re upgrading to more efficient machinery, expanding your production line, or replacing aging assets, access to capital is often the difference between seizing an opportunity and watching it slip by. Over the years, we’ve advised and assisted many business owners in securing loans for manufacturing equipment—helping them move quickly when timing was critical. Assess your scenario today.
A secured loan for manufacturing equipment is a practical, reliable way to unlock the funds you need—without disrupting your cash flow or putting your business plans on hold. By leveraging your residential or commercial property as collateral, you can access larger loan amounts, better rates, and faster approvals than most unsecured options.
Secured Lending can help you move fast with a secured loan for manufacturing equipment. Assess your scenario today.
Why Choose a Secured Loan for Manufacturing Equipment?
When you’re considering a major equipment purchase, you’re balancing several priorities: speed, certainty, and cost. A secured business loan ticks all three boxes.
1. Fast Access to Capital
Manufacturing opportunities don’t wait. Whether you’re facing an urgent settlement deadline with a supplier or need to act quickly on a limited-time deal, a secured loan can deliver funding within 24 hours. Secured Lending specialises in same day settlement for urgent scenarios—so you can move forward without delay.
2. Larger Loan Amounts
Because you’re offering property as security, lenders are more comfortable extending higher loan amounts. This is especially useful for manufacturing equipment, which often requires significant upfront investment.
3. Lower Interest Rates
Secured loans typically come with lower rates than unsecured options. That means you can invest in new machinery or technology without the burden of excessive interest costs eating into your margins.
4. Flexible Terms
You can structure your loan to suit your business cycle—whether you need a short-term business bridging loan to cover a gap, or a longer-term facility to spread repayments over time.
5. Preserve Working Capital
By financing your equipment purchase, you keep your working capital free for day-to-day operations, payroll, and other growth initiatives.
How Secured Lending Supports Your Equipment Finance Needs
Secured Lending is a Private Lender in Australia with deep experience in urgent, short-term lending solutions for Australian businesses. We understand the pressures you face—tight settlement timelines, cash flow gaps, and the need to act decisively when opportunity knocks.
We’ve facilitated over $500 million in loans for urgent settlement needs, including manufacturing equipment purchases. Our process is straightforward: we review your scenario, structure a solution, coordinate the paperwork, and confirm settlement—often within 24 hours. You get certainty, speed, and a team that understands your business goals.
Bridging Loans for Manufacturing Equipment
Sometimes, you need to bridge a gap—perhaps you’re waiting on a large invoice to clear, or you’re in the process of selling an asset. Bridging loans are designed for exactly these situations. They provide short-term funding to cover your manufacturing equipment purchase, with repayment due once your expected funds arrive.
Secured Lending can arrange bridging loans secured against your residential or commercial property, giving you the flexibility to act now and settle later. This is especially useful if you’re facing an urgent settlement deadline or a time-sensitive opportunity.
The Role of a Private Lender
As a non-bank commercial lender in Australia, Secured Lending operates nationwide—serving clients in Sydney, Melbourne, Brisbane, Perth, Adelaide, Gold Coast, and Canberra. We’re a non-bank lender, which means we’re not bound by the same rigid processes as traditional banks. This allows us to move quickly, assess your scenario on its merits, and provide tailored solutions for your manufacturing equipment finance needs.
Our approach is personal and direct. You deal with decision-makers, not call centres. We review your application, confirm your security, and arrange funding—often on the same day. If you need a second mortgage or a secured business loan, we can structure the facility to suit your requirements.
How Does the Process Work?
- Initial Review
You provide details of your manufacturing equipment purchase and the property you wish to use as security. We review your scenario and confirm eligibility. - Loan Structuring
We structure a secured loan, bridging loan, or second mortgage to match your timeline and cash flow needs. - Documentation
Our team coordinates the paperwork, ensuring everything is clear and straightforward. - Settlement
Once documents are signed and security is confirmed, we arrange same day settlement—often with funding within 24 hours. - Ongoing Support
We stay in touch throughout the loan term, ready to assist if your needs change or you want to refinance.
Benefits of Secured Loans for Manufacturing Equipment
- Speed: Fast approvals and funding within 24 hours for urgent settlement needs.
- Certainty: Clear terms, transparent costs, and no hidden surprises.
- Flexibility: Options for bridging loans, second mortgage, and secured business loans.
- Expertise: Strategic advice from a team that understands manufacturing and business finance.
- Australia-wide Service: Support wherever your business is based.
How We Can Help
Secured Lending has provided strategic lending advice for manufacturing equipment purchases across Australia. We know the stakes are high when you’re investing in your business, and we’re here to help you move quickly and confidently. If you’re considering a secured loan for manufacturing equipment, our team can assess your scenario, structure the right solution, and coordinate urgent settlement—so you can focus on what matters most: growing your business.
Secured Lending is a short-term lending solution you can rely on. When you’re ready, our team is here to help you move quickly and confidently. Our team specialises in urgent short term loans solutions such as bridging finance, second mortgages, and caveat loans.
Frequently Asked Questions
1. What types of property can I use as security for a manufacturing equipment loan?
You can use residential or commercial property as collateral. We do not accept other asset types such as vehicles or machinery as security.
2. How quickly can I access funds for my manufacturing equipment purchase?
With Secured Lending, you can often receive funding within 24 hours of approval, with same day settlement available for urgent cases.
3. Can I get a bridging loan for manufacturing equipment if I’m waiting on another asset sale?
Yes, bridging loans are ideal for covering short-term gaps while you wait for funds from a property or asset sale.
4. Do you operate outside major cities?
Yes, we are a private lender operating Australia-wide, including Sydney, Melbourne, Brisbane, Perth, Adelaide, Gold Coast, and Canberra.
5. What if I need a second mortgage to fund my equipment purchase?
We can arrange second mortgages as part of our secured business loan solutions, giving you flexibility to access the capital you need.
