Running a physio or allied health practice in Australia means you’re constantly balancing patient care with the realities of business. Whether you’re looking to expand, upgrade equipment, manage cash flow, or secure a new location, access to fast, reliable funding can make all the difference. Over the years, we’ve advised and assisted borrowers in the physio and allied health sector, helping them navigate the lending landscape and secure the right finance for their needs. Assess your scenario today.
A secured loan for physio and allied health practices is a practical way to unlock capital using your residential or commercial property as collateral. This approach gives you access to larger loan amounts, lower interest rates, and flexible terms—without the red tape and delays of traditional bank finance. If you’re facing a time-sensitive opportunity or an urgent settlement, a secured loan can help you move quickly and confidently.
Secured Lending can help you move fast with a secured loan for physio and allied health practices.
Why Consider a Secured Loan for Your Practice?
You know your business. You understand the peaks and troughs of cash flow, the importance of timely upgrades, and the value of seizing opportunities when they arise. A secured business loan is designed to support these needs, offering:
- Fast access to funds: With the right documentation, you can secure funding within 24 hours—ideal for urgent settlement or last-minute opportunities.
- Same day settlement: When time is critical, same day settlement means you don’t miss out on a property, equipment deal, or business expansion.
- Larger loan amounts: By leveraging your property as security, you can access more substantial funding than unsecured options allow.
- Lower interest rates: Secured loans typically offer more competitive rates, helping you manage repayments and protect your bottom line.
- Flexible use: Whether it’s for renovations, equipment upgrades, bridging cash flow gaps, or acquiring another practice, a secured loan adapts to your business goals.
Real-World Scenarios: How Secured Loans Support Physio and Allied Health Practices
Let’s look at how a secured loan can work for your practice:
- Cash flow gaps: Medicare and private health fund payments can lag, but your payroll and supplier bills don’t wait. A secured loan bridges the gap, keeping your operations smooth.
- Equipment upgrades: New technology can set your practice apart, but it’s rarely cheap. A secured loan lets you invest in the latest physio or diagnostic equipment without draining your working capital.
- Practice expansion: Found the perfect location or looking to acquire a competitor? Fast funding and urgent settlement options mean you can act before someone else does.
- Renovations and fit-outs: Patient experience matters. A secured loan helps you refresh your space or add new treatment rooms, improving both care and revenue potential.
- Bridging finance: If you’re selling one property and buying another, business bridging loan options ensure you don’t miss out due to timing mismatches.
Bridging Loans: Keeping Your Practice Moving
Timing is everything in business. If you’re relocating your physio or allied health practice, or purchasing a new site before your current property settles, bridging loans provide the short-term funding you need. This type of secured business loan covers the gap between buying and selling, so you can secure your new premises without stress. With fast approvals and funding within 24 hours, you stay in control of your timeline and avoid costly delays.
Why Work with a Private Lender?
Traditional banks can be slow, rigid, and risk-averse—especially when it comes to lending for small businesses or practices with unique cash flow patterns. As a Private Lender in Australia, Secured Lending offers a different approach. We’re a non-bank commercial lender, operating Australia wide: Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, Canberra. Our focus is on speed, flexibility, and understanding your business scenario.
With us, you get:
- Direct access to decision-makers: No call centres or endless paperwork.
- Tailored solutions: We review your scenario and structure a loan that fits your needs, not a generic template.
- Certainty and speed: We confirm your eligibility quickly and coordinate same day settlement when required.
The Benefits of Secured Lending for Physio and Allied Health Practices
- Speed: When you need urgent settlement or funding within 24 hours, we deliver.
- Certainty: We provide clear terms, transparent costs, and a straightforward process.
- Flexibility: Use your residential or commercial property as security—no need for obscure or hard-to-value assets.
- Expertise: We’ve facilitated over $500m in loans for urgent settlement needs, including for physio and allied health practices.
- Support: Our team guides you through every step, from initial review to settlement, so you can focus on your patients and your business.
How We Can Help
Secured Lending is here to help you move quickly and confidently with a secured loan for your physio or allied health practice. We’ve provided strategic lending advice for practices like yours in the past, and we’re ready to assess your scenario today. Whether you need bridging loans, a second mortgage, or a secured business loans, our team specialises in urgent, short-term lending solutions.
Secured Lending is a short-term lending solution you can rely on. When you’re ready, our team is here to help you move quickly and confidently. Our team specialises in urgent short term loans solutions such as bridging finance, second mortgages, and caveat loans.
FAQs
1. What types of property can I use as security for a secured loan?
You can use residential or commercial property as collateral. We don’t accept other types of assets.
2. How quickly can I access funds for my physio or allied health practice?
With the right documentation, we can arrange funding within 24 hours and offer same day settlement for urgent needs.
3. Can I use a secured loan for equipment purchases or renovations?
Yes, secured business loans are flexible and can be used for equipment, renovations, cash flow, or expansion.
4. What if I need a loan to bridge the gap between buying and selling a property?
We offer bridging loans specifically for this purpose, ensuring you don’t miss out on new opportunities due to timing.
5. Are you a bank?
No, we are a private lender and non-bank lender, operating Australia wide. This allows us to offer faster, more flexible solutions tailored to your business needs.
