Navigating private equity deals often means moving quickly, making clear decisions, and having the right funding in place at the right time. Whether you’re acquiring a new business, funding a management buyout, or seizing a time-sensitive opportunity, access to fast, reliable capital can make all the difference. Over the years, we’ve advised and assisted borrowers with private equity deals, helping them secure the right finance to move forward with confidence. Secured Lending can help you move fast with a secured loan for private equity deals. Assess your scenario today.
Why Secured Loans Work for Private Equity Deals
A secured loan is a straightforward way to unlock capital using your existing assets—typically residential or commercial property—as collateral. For private equity deals, this approach offers several practical advantages:
- Speed: When you’re up against a tight settlement deadline or a competitive bidding process, traditional bank finance can be too slow. Secured Lending can arrange funding within 24 hours, with same day settlement possible for urgent settlement needs.
- Certainty: With a secured business loan, you know exactly what you’re working with. The terms are clear, the process is transparent, and you can plan your next steps with confidence.
- Flexibility: Private equity deals rarely fit a one-size-fits-all model. Secured loans can be structured to suit your specific scenario—whether you need a business bridging loan, a second mortgage, or a short-term injection of capital.
- Leverage: By using your property as security, you can access larger loan amounts and more competitive rates than unsecured options. This can be the difference between closing a deal or missing out.
How Secured Lending Supports Your Private Equity Strategy
You’re not just looking for money—you’re looking for a partner who understands the pace and pressure of private equity transactions. Secured Lending has facilitated over $500 million in loans for urgent settlement needs, including private equity deals across Australia. We know what’s at stake, and we know how to move quickly.
Here’s how we help:
- Review your scenario: We take the time to understand your deal, your timeline, and your goals.
- Structure the right loan: Whether you need a bridging loan, a second mortgage, or secured business loans, we’ll recommend the best fit.
- Coordinate fast approvals: Our team works with you to gather the necessary documentation and confirm your property’s value.
- Arrange funding: Once approved, we can provide funding within 24 hours—sometimes even on the same day.
The Benefits of Secured Loans for Private Equity Deals
Let’s break down the real-world benefits you can expect:
- Fast access to capital: When a deal is on the line, delays can be costly. Secured Lending specialises in urgent settlement, with same day settlement available for qualifying scenarios.
- No need to disrupt existing banking relationships: As a private lender, we operate independently of the major banks. This means you can secure additional funding without refinancing or restructuring your current facilities.
- Short-term solutions for long-term gains: Many private equity deals require bridging finance or a second mortgage to cover a gap between purchase and longer-term funding. Our secured business loans are designed for these situations—giving you breathing room to execute your strategy.
- Australia-wide reach: We lend against residential and commercial property in Sydney, Melbourne, Brisbane, Perth, Adelaide, Gold Coast, and Canberra.
Bridging Loans: A Key Tool for Private Equity
Bridging loans are a practical solution when you need to secure a private equity deal before your long-term finance is in place. For example, you might be waiting on the sale of another asset, or finalising a bank facility that’s taking longer than expected. A bridging loan from Secured Lending can fill that gap, allowing you to settle quickly and avoid missing out.
We’ve seen this approach work time and again—helping clients secure businesses, complete acquisitions, or fund buyouts without unnecessary delays. The process is simple: use your property as security, access the funds you need, and repay the loan once your longer-term finance is arranged. If you need a short-term solution, you might also consider caveat loans for even faster access to capital.
Why Work with a Private Lender?
As a Private Lender in Australia, Secured Lending offers a level of speed and flexibility that banks simply can’t match. We’re a non-bank commercial lender, operating Australia wide—serving clients in Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, and Canberra. Our focus is on practical solutions, not red tape.
When you work with us, you get:
- Direct access to decision-makers: No call centres, no endless paperwork.
- Clear, upfront terms: We explain everything in plain language, so you know exactly what to expect.
- A partner who understands urgency: We specialise in fast, same day settlement and funding within 24 hours for urgent settlement needs.
Real-World Scenarios: How Secured Lending Makes a Difference
Here are a few examples of how a secured loan can support your private equity strategy:
- Acquisition funding: You’ve identified a business to acquire, but need to settle before your bank loan is finalised. A secured business loan or bridging loan can provide the capital you need, secured against your property.
- Management buyouts: You’re leading a buyout and need to move quickly to secure the deal. A second mortgage can unlock the funds required, giving you the edge over slower competitors.
- Short-term working capital: You need to inject cash into a new acquisition for renovations, equipment upgrades, or stock purchases. A secured loan can cover these costs, allowing you to focus on growth.
How We Can Help
Secured Lending is here to help you move quickly and confidently on your next private equity deal. We’ve provided strategic lending advice for private equity deals in the past, and we’re ready to assess your scenario today. Our team specialises in urgent short term loan solutions such as bridging finance, second mortgages, and secured business loans. You can leverage your residential or commercial property as collateral, and we’ll guide you through every step—reviewing your needs, structuring the right loan, and arranging fast settlement.
Secured Lending is a short-term lending solution you can rely on. When you’re ready, our team is here to help you move quickly and confidently.
FAQs
1. What types of property can I use as security for a secured loan?
You can use residential or commercial property as collateral. We do not accept other types of assets.
2. How quickly can I access funds for a private equity deal?
We can arrange funding within 24 hours, with same day settlement possible for urgent settlement needs.
3. Can I use a secured loan as a bridging loan for a private equity transaction?
Yes, bridging loans are a common solution for private equity deals, especially when you need to settle before your long-term finance is in place.
4. Do I need to refinance my existing loans to access a second mortgage?
No, a second mortgage can be arranged without disrupting your current banking arrangements.
5. Is Secured Lending a bank?
No, we are a private lender and non-bank lender, operating Australia wide. We offer flexible, fast solutions for private equity deals.
