★★★★★ Trusted by 400+ Australian businesses

10 Million Dollar Business Loan

$10 million private funding for businesses in Australia

Experts in strategic, short-term finance

Finance within 24 hours

Loans of $1M to $45M

Rates from 9.7% p.a.

1–24 months terms

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Your funding needs

How much does your business need? *

What's the purpose of the loan? *

What property will secure the loan? *

When do you need the funds? *

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$10 Million Business Loans with Speed, Certainty, and Commercial Focus

Secured Lending specialises in high-value property-secured financing from $1 million to $45 million. We are a non-bank alternative offering faster approvals than traditional institutions — no committees, no extended review processes, and deep commercial understanding of deal urgency and settlement timelines.

Key Features of Our $10 Million Facilities

•Loan amounts from $1M to $45M
•$10M facilities for acquisitions, refinance, and equity release
•Short-term funding options: caveats, bridging, first and second mortgages
•Terms from 1 to 24 months
•Rates from 9.7% p.a.
•Approval and settlement in 24 to 48 hours for urgent deals

Common Use Cases for $10 Million Loans

•Acquisition finance for commercial or mixed-use assets
•Capital extraction from existing property portfolios
•Business restructure and liability management
•Bridging major deals awaiting longer-term finance
•Distressed debt refinance from other lenders

Why Clients Choose Us for $10 Million Loans

We understand the pressures of large transactions — execution confidence, complex deal structuring, multi-asset security arrangements, and tight timelines. Our team has the capability and experience to fund at scale without the delays of institutional credit processes.

Property Security Requirements

•High-value commercial or mixed-use property in metro areas
•Residential portfolios with cross-collateral security
•Regional assets with strong valuations considered
•First or second mortgage positions depending on LVR

Related Million Dollar Loan Pages

→Million Dollar Business Loans (Overview)→$2 Million Business Loan →$3 Million Business Loan →$4 Million Business Loan →$5 Million Business Loan →$20 Million Business Loan

"At $10 million we are typically working with a cross-collateralised structure across multiple properties, often a mix of first and second mortgage positions depending on the existing debt on each asset. We model the blended LVR across the full security pool, stress-test the exit against realistic timelines, and structure the facility to sit comfortably inside 70% on a portfolio basis. That level of structuring is where genuine credit capability shows, and it is the kind of deal we really enjoy getting right with our clients."

Gino Tabila

Associate Director

Frequently Asked Questions

For urgent deals with clean security and a defined exit, approval and settlement within 48 hours is possible. We assess based on security strength and exit viability — not lengthy approval committees.

High-value commercial, mixed-use residential, industrial portfolios, and multi-asset cross-collateralised securities are all accepted. We also consider regional assets with strong valuations.

Yes, subject to the combined LVR across first and second mortgage positions being within acceptable limits for the security type.

LVRs typically range from 65% to 75% depending on the security type, location, and overall deal structure. First mortgage positions attract higher LVRs.

Yes. We work extensively with finance brokers for large transactions. Submit a deal summary and we will respond with an indicative position quickly.

Acquisitions, capital extraction, business restructuring, major deal bridging, and distressed debt refinance are the most common purposes at this loan level.