$5 Million Business Loans with Certainty and Speed
Secured Lending specialises in rapid, property-backed business financing for large amounts. We are a private lender offering alternatives to traditional banks — emphasising speed and practical risk assessment rather than bureaucratic processes.
Key Features of Our $5 Million Facilities
- •Loans from $1 million to $45 million
- •$5 million facilities for acquisitions, large refinances, or liquidity needs
- •Short-term structures including caveat loans, bridging, and mortgages
- •Loan terms from 1 to 24 months
- •Interest rates from 9.7% p.a.
- •Settlement in 1 to 5 business days for qualified files
Common $5 Million Loan Use Cases
- •Property acquisition and commercial settlements
- •Large-scale refinancing of existing facilities
- •Capital release from existing property portfolios
- •Bridging finance between transactions
- •Rescue funding from problematic lender arrangements
Why Borrowers Trust Secured Lending
Our senior credit specialists have extensive experience in property-backed lending at the $5 million level. We offer direct decision-maker access and established broker relationships, with a track record of funding complex deals others won't touch.
Security Requirements
- •Australian property: residential, commercial, industrial, or retail
- •Multiple securities across different titles or locations
- •Cross-collateralised properties for complex deal structures
- •First or second mortgage positions depending on risk and LVR
Related Million Dollar Loan Pages
"A $5 million facility is often structured across multiple securities with a blended first and second mortgage position to optimise the LVR across the portfolio. We assess each security individually, calculate the blended LVR, and structure the facility to make the most efficient use of available equity. If the security schedule is clean and the exit is documented, we can have a credit decision within 24 hours."
Gino Tabila
Associate Director
Frequently Asked Questions
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
Case Studies
$3M Working Capital for IT Business Expansion Settled in 2 Business Days
$1.9M Commercial Property Acquisition for Growing Doggy Daycare Business
$1.15M ATO Debt Cleared in 4 Business Days for Prahran Pub Operator
$250K Working Capital for Brisbane Café in 36 Hours
Case Study: Bridging the Payment Gap – How a Short-Term BLOC Saved a Commercial Builder's Project
$1.1M in 72 Hours: How We Helped A Developer Get Back on Track
$450,000 Caveat Loan Against Commercial Property Saved Sydney Café From Insolvency
$1.3M Second Mortgage Helped Bankstown Industrial Borrower Clear Tax Debt and Refinance
Scenarios We Can Help With
Browse our full range of private lending scenarios we can help assist with.