★★★★★Trusted by 400+ Australian businesses

Million Dollar Business Loans Private Finance

Private funding from $1 million to $45 million

Experts in strategic, short-term finance

Finance within

24 hours

Loans from

$1M to $45M

Rates from

9.7% p.a.

Terms

1 to 24 months

Million Dollar Business Loans with Fast Turnaround

Secured Lending specialises in short-term secured business loans from $1M to $45M, offering fast, pragmatic funding solutions backed by property for businesses needing to act quickly on opportunities or manage urgent financial demands.

•Loan amounts from $1 million to $45 million
•Fast access to capital secured by property
•Flexible short-term solutions: caveat, bridging & mortgage-backed loans
•Suitable for urgent business needs, transactions or working capital
•Specialist lender with experience in large, time-sensitive lending

Loan Size Examples and Use Cases

Whether you need $2 million for a commercial property settlement, $5 million for a major acquisition, or $10 million to restructure business debt — we have the capacity, speed, and commercial understanding to move.

→$2 Million Business Loan →$3 Million Business Loan →$4 Million Business Loan →$5 Million Business Loan →$10 Million Business Loan →$20 Million Business Loan

Million Dollar Loans We Have Funded

Client success #1: $4M, land bank site acquisition after the original lender pulled out, settled in 24 hours, NSW
Client success #2: $3M, working capital for an IT business expansion, settled in 2 business days, Cronulla NSW
Client success #3: $2.4M, working capital for wages and supplier invoices, settled in 4 business days, Western Sydney NSW
Client success #4: $1.9M, commercial property acquisition, settled in 5 business days, Brighton VIC
Client success #5: $1.88M, bridging loan to rescue a settlement, settled in 48 hours, Gymea Bay NSW
Client success #6: $1.2M, second mortgage equity release for a time-critical commercial deal, settled in 24 hours, Inner Sydney NSW
Client success #7: $1.15M, ATO tax debt cleared for a pub operator, settled in 4 business days, Prahran VIC
Client success #8: $1.1M, developer cash injection after bank progress payments stalled, settled in 72 hours, Granville NSW

Why Borrow With Secured Lending?

We are a direct private lender with deep expertise in large short-term secured loans. Our team makes fast, commercially-minded credit decisions — without committees, without bureaucracy, and without the delays that cost you the deal.

•Rates from 9.7% p.a.
•Funding in 24 hours for qualified files
•Loan terms from 1–24 months
•Minimum loan: $250,000
•In-house valuation team
•Direct access to decision-makers

"Larger facilities call for a lender who can assess complex security structures, understand the borrowing entity's position, and reach a credit decision without taking six weeks to do it. We fund deals in this range regularly, and our credit team has the experience to move quickly when the fundamentals are right. We are always glad to take a look at where a deal sits."

Gino Tabila

Associate Director

Frequently Asked Questions

For clean files with clear security and a defined exit strategy, we can approve and settle within 24 to 72 hours. We assess loans based on the strength of the security and your exit plan — not lengthy serviceability models.

We accept residential, commercial, industrial, retail, and mixed-use properties across Australia. Multi-property and cross-collateralised security arrangements are also considered for larger loans.

We lend to a maximum of 70% LVR. That ceiling applies across first and second mortgages, and across residential, commercial and industrial security. For a second mortgage, the 70% is the combined first plus second position.

Yes. We work actively with finance brokers across Australia. Submit the deal directly to our team and we will assess it promptly with a same-day indicative response for most scenarios.

Our minimum loan is $250,000. For large transactions, we fund up to $45 million depending on the security and deal structure. Our million dollar loan range covers everything from $1M to $45M.

The team

Who you will be dealing with

On a facility of this size you deal directly with the people who make the credit decision. There is no call centre, and no committee sitting between you and an answer.

Mark Hutchins

Mark is the Managing Director of Secured Lending and is responsible for the group’s strategies, operations and growth of the loan portfolio.

Gino Tabila

Gino has over 15 years’ experience in corporate accountancy, financing and turnaround work. He has worked in alternative lending for the past 5 years, with considerable experience in finding short-term finance solutions for clients and a depth of knowledge as to the speed and requirements involved.

Daniel Juratowitch

Daniel brings a wealth of distressed-asset experience, having been a registered liquidator and trustee in bankruptcy for over 20 years. He is also a Chartered Accountant and CEO of Cor Cordis, a leading insolvency firm in Australia. Daniel brings firsthand experience with enforcement for lenders and understands intricately the relationship between an asset’s market value and its worth under distressed situations.

Success Stories