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Million Dollar Business Loans Private Finance

Private funding from $1 million to $45 million

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Experts in strategic, short-term finance

Finance within 24 hours
Loans of $250k to $10M
Rates from 9.7% p.a.
1 to 24 months terms

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Secured Lending

Million Dollar Business Loans with Fast Turnaround

Secured Lending specialises in short-term secured business loans from $1M to $45M, offering fast, pragmatic funding solutions backed by property for businesses needing to act quickly on opportunities or manage urgent financial demands.

  • Loan amounts from $1 million to $45 million
  • Fast access to capital secured by property
  • Flexible short-term solutions: caveat, bridging & mortgage-backed loans
  • Suitable for urgent business needs, transactions or working capital
  • Specialist lender with experience in large, time-sensitive lending

Loan Size Examples and Use Cases

Whether you need $2 million for a commercial property settlement, $5 million for a major acquisition, or $10 million to restructure business debt — we have the capacity, speed, and commercial understanding to move.

Why Borrow With Secured Lending?

We are a direct private lender with deep expertise in large short-term secured loans. Our team makes fast, commercially-minded credit decisions — without committees, without bureaucracy, and without the delays that cost you the deal.

  • Rates from 9.7% p.a.
  • Funding in 24 hours for qualified files
  • Loan terms from 1–24 months
  • Minimum loan: $250,000
  • In-house valuation team
  • Direct access to decision-makers

"Larger facilities call for a lender who can assess complex security structures, understand the borrowing entity's position, and reach a credit decision without taking six weeks to do it. We fund deals in this range regularly, and our credit team has the experience to move quickly when the fundamentals are right. We are always glad to take a look at where a deal sits."

Gino Tabila

Gino Tabila

Associate Director

Frequently Asked Questions

For clean files with clear security and a defined exit strategy, we can approve and settle within 24 to 72 hours. We assess loans based on the strength of the security and your exit plan — not lengthy serviceability models.

We accept residential, commercial, industrial, retail, and mixed-use properties across Australia. Multi-property and cross-collateralised security arrangements are also considered for larger loans.

LVRs typically range from 65% to 75% depending on the security type, location, and loan complexity. First mortgage positions attract higher LVRs than second mortgage positions.

Yes. We work actively with finance brokers across Australia. Submit the deal directly to our team and we will assess it promptly with a same-day indicative response for most scenarios.

Our minimum loan is $250,000. For large transactions, we fund up to $45 million depending on the security and deal structure. Our million dollar loan range covers everything from $1M to $45M.

Secured Lending team
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$500M+ funded

Get an indicative offer within hours, not weeks.

No credit check. No obligation.

Why Secured Lending?

Australian private lender — $500M+ funded
We use our own funds for fast decisions
24-hour settlements up to $10M
Rates from 9.7% p.a. | Terms 1–24 months
Expert
Expert
Expert
$500M+ funded

Get an indicative offer within hours, not weeks.

No credit check. No obligation.

Why Secured Lending?

Australian private lender — $500M+ funded
We use our own funds for fast decisions
24-hour settlements up to $10M
Rates from 9.7% p.a. | Terms 1–24 months
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