$3 Million Business Loan Private Finance
Private funding for $3 million in Australia
Experts in strategic, short-term finance
$3 Million Business Loans. Fast, Structured, and Backed by Property.
Secured Lending is a specialist non-bank lender offering property-backed business financing from $1 million to $45 million across Australia. We emphasise rapid deployment, with capabilities to fund within 24 hours and settle within days when urgent.
Core Features of Our $3 Million Facilities
- •Loan amounts from $1M to $45M
- •$3 million facilities for settlements, refinancing, or growth
- •Short-term solutions including caveat loans and mortgage-backed loans
- •Terms from 1 to 24 months
- •Interest rates from 9.7% p.a.
- •Settlements as quick as 24 hours for urgent cases
Common Use Cases
- •Urgent property settlements
- •Debt restructuring and refinancing
- •Working capital injections
- •Bridging finance between transactions
- •Refinancing from distressed lenders
Why Borrowers Come to Us for $3 Million Loans
Our team comprises experienced credit professionals with deep market knowledge and a funding-first approach. We work directly with borrowers and brokers, making fast decisions backed by in-house property expertise.
Security Requirements
- •Residential, commercial, or industrial property in Australia
- •Multi-site portfolios and cross-collateralised securities considered
- •First or second mortgage positions available
- •Metro and high-demand regional locations preferred
Million Dollar Loans We Have Funded
- Client success #1: $4M, land bank site acquisition after the original lender pulled out, settled in 24 hours, NSW
- Client success #2: $3M, working capital for an IT business expansion, settled in 2 business days, Cronulla NSW
- Client success #3: $2.4M, working capital for wages and supplier invoices, settled in 4 business days, Western Sydney NSW
- Client success #4: $1.9M, commercial property acquisition, settled in 5 business days, Brighton VIC
- Client success #5: $1.88M, bridging loan to rescue a settlement, settled in 48 hours, Gymea Bay NSW
- Client success #6: $1.2M, second mortgage equity release for a time-critical commercial deal, settled in 24 hours, Inner Sydney NSW
- Client success #7: $1.15M, ATO tax debt cleared for a pub operator, settled in 4 business days, Prahran VIC
- Client success #8: $1.1M, developer cash injection after bank progress payments stalled, settled in 72 hours, Granville NSW
"At $3 million, we are often looking at cross-collateralised security or a single high-value asset. We work through the individual security quality, the blended LVR across the portfolio, and the exit path together with you. With that information in hand, we can usually reach a credit decision within 24 hours."
Gino Tabila
Associate Director
Frequently Asked Questions
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
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Case Studies
$800K Bridging Finance for Simultaneous Property Transactions in 48 Hours
$300K Second Mortgage for Dental Practice Working Capital in 5 Days
$700K Working Capital for a Technology Start-Up Settled in 72 Hours
$3M Working Capital for IT Business Expansion Settled in 2 Business Days
$1.9M Commercial Property Acquisition for Growing Doggy Daycare Business
$1.15M ATO Debt Cleared in 4 Business Days for Prahran Pub Operator
$250K Working Capital for Brisbane Café in 36 Hours
Case Study: Bridging the Payment Gap – How a Short-Term BLOC Saved a Commercial Builder's Project
Scenarios We Can Help With
Browse our full range of private lending scenarios we can help assist with.