$3 Million Business Loans. Fast, Structured, and Backed by Property.
Secured Lending is a specialist non-bank lender offering property-backed business financing from $1 million to $45 million across Australia. We emphasise rapid deployment, with capabilities to fund within 24 hours and settle within days when urgent.
Core Features of Our $3 Million Facilities
- •Loan amounts from $1M to $45M
- •$3 million facilities for settlements, refinancing, or growth
- •Short-term solutions including caveat loans and mortgage-backed loans
- •Terms from 1 to 24 months
- •Interest rates from 9.7% p.a.
- •Settlements as quick as 24 hours for urgent cases
Common Use Cases
- •Urgent property settlements
- •Debt restructuring and refinancing
- •Working capital injections
- •Bridging finance between transactions
- •Refinancing from distressed lenders
Why Borrowers Come to Us for $3 Million Loans
Our team comprises experienced credit professionals with deep market knowledge and a funding-first approach. We work directly with borrowers and brokers, making fast decisions backed by in-house property expertise.
Security Requirements
- •Residential, commercial, or industrial property in Australia
- •Multi-site portfolios and cross-collateralised securities considered
- •First or second mortgage positions available
- •Metro and high-demand regional locations preferred
Related Million Dollar Loan Pages
"At $3 million, we're often looking at cross-collateralised security or a single high-value asset. We assess the individual security quality, the blended LVR across the portfolio, and the exit path. Borrowers who come prepared with that information can have a credit decision within 24 hours."
Gino Tabila
Associate Director
Frequently Asked Questions
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
Case Studies
$3M Working Capital for IT Business Expansion Settled in 2 Business Days
$1.9M Commercial Property Acquisition for Growing Doggy Daycare Business
$1.15M ATO Debt Cleared in 4 Business Days for Prahran Pub Operator
$250K Working Capital for Brisbane Café in 36 Hours
Case Study: Bridging the Payment Gap – How a Short-Term BLOC Saved a Commercial Builder's Project
$1.1M in 72 Hours: How We Helped A Developer Get Back on Track
$450,000 Caveat Loan Against Commercial Property Saved Sydney Café From Insolvency
$1.3M Second Mortgage Helped Bankstown Industrial Borrower Clear Tax Debt and Refinance
Scenarios We Can Help With
Browse our full range of private lending scenarios we can help assist with.