$3 Million Business Loans. Fast, Structured, and Backed by Property.
Secured Lending is a specialist non-bank lender offering property-backed business financing from $1 million to $45 million across Australia. We emphasise rapid deployment, with capabilities to fund within 24 hours and settle within days when urgent.
Core Features of Our $3 Million Facilities
- •Loan amounts from $1M to $45M
- •$3 million facilities for settlements, refinancing, or growth
- •Short-term solutions including caveat loans and mortgage-backed loans
- •Terms from 1 to 24 months
- •Interest rates from 9.7% p.a.
- •Settlements as quick as 24 hours for urgent cases
Common Use Cases
- •Urgent property settlements
- •Debt restructuring and refinancing
- •Working capital injections
- •Bridging finance between transactions
- •Refinancing from distressed lenders
Why Borrowers Come to Us for $3 Million Loans
Our team comprises experienced credit professionals with deep market knowledge and a funding-first approach. We work directly with borrowers and brokers, making fast decisions backed by in-house property expertise.
Security Requirements
- •Residential, commercial, or industrial property in Australia
- •Multi-site portfolios and cross-collateralised securities considered
- •First or second mortgage positions available
- •Metro and high-demand regional locations preferred
Related Million Dollar Loan Pages
"At $3 million, we are often looking at cross-collateralised security or a single high-value asset. We work through the individual security quality, the blended LVR across the portfolio, and the exit path together with you. With that information in hand, we can usually reach a credit decision within 24 hours."
Gino Tabila
Associate Director
Frequently Asked Questions
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
Case Studies
$3M Working Capital for IT Business Expansion Settled in 2 Business Days
$1.9M Commercial Property Acquisition for Growing Doggy Daycare Business
$1.15M ATO Debt Cleared in 4 Business Days for Prahran Pub Operator
$250K Working Capital for Brisbane Café in 36 Hours
Case Study: Bridging the Payment Gap – How a Short-Term BLOC Saved a Commercial Builder's Project
$1.1M in 72 Hours: How We Helped A Developer Get Back on Track
$450,000 Caveat Loan Against Commercial Property Saved Sydney Café From Insolvency
$1.3M Second Mortgage Helped Bankstown Industrial Borrower Clear Tax Debt and Refinance
Scenarios We Can Help With
Browse our full range of private lending scenarios we can help assist with.