Industrial Property Loans

Industrial property has become one of the highest-demand commercial asset classes in Australia, particularly in established urban corridors around Sydney, Melbourne, and Brisbane. That demand creates a transaction dynamic where deals move fast. Vendors do not hold for bank approval timelines. Off-market acquisitions come and go in days. Auction clearance rates mean unconditional buyers with finance in place win the asset. Standard bank commercial processing, typically 8 to 12 weeks, does not fit that reality.

Who This Is For

• •Pty Ltd companies purchasing or refinancing industrial property for their own operations
• •Family trusts (discretionary and unit) acquiring industrial assets for investment yield and capital growth
• •SMSFs purchasing qualifying industrial property under LRBA or as business real property
• •Manufacturers, logistics operators, distributors, and trades businesses purchasing their own facilities
• •Commercial property investors building industrial portfolios
• •Not available to natural persons borrowing in their personal name
• •Not available for residential property or any NCCP-regulated consumer lending

How Industrial Property Loans Work at Secured Lending

Submit your scenario with the property address, purchase price or refinance amount, borrower entity type, and intended exit. Our credit team reviews it the same day. For straightforward industrial deals (clear title, credible LVR, defined exit), an indicative yes can come within hours.

Our in-house valuation team assesses the industrial property concurrently with credit underwriting. We do not wait for a valuation before starting credit work. Once terms are agreed, a letter of offer is issued within 24 hours and legal documentation moves immediately. Settlement from 24 to 72 hours is achievable for clean deals.

The standard exit for industrial property loans is refinance to a long-term commercial mortgage with a bank or specialist non-bank lender. We are the fast bridge that secures the asset while that process runs at its own pace.

Three Industrial Property Scenarios We Have Recently Helped

A logistics company operating as a Pty Ltd had leased a 2,400sqm warehouse in Western Sydney for five years. The landlord decided to sell and gave the company first right of refusal with a 30-day settlement window. The company's bank had a 10-week commercial processing timeline. We assessed the property and settled in four days. Loan: $3.2 million, first mortgage, 64% LVR. The company refinanced to its bank nine months later.

A family trust with an existing commercial portfolio identified a light industrial strata unit in Melbourne's north-west. The tenant was a trade supplier on a three-year lease at a strong yield. The bank declined on entity structure: the trust operated with a corporate trustee and the bank's assessment model required individual guarantors only. Loan: $840,000, first mortgage, 67% LVR.

A Pty Ltd company and its related SMSF were simultaneously purchasing adjacent strata units in an established industrial complex. The company needed its operating warehouse; the SMSF was acquiring the adjacent unit as qualifying business real property. Two separate loan structures, assessed and settled together. Combined lending: $2.1 million across both facilities, settled in five days.

Speed and Process Advantage

We hold direct credit authority for industrial property assessments. In-house valuers run concurrently with underwriting. No external committee. A complete enquiry today receives an indicative credit position today. For industrial acquisitions where settlement timing is the competitive variable, this is what makes the difference between winning and losing the deal.

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