How Equity Release Finance Can Fuel Your Small Business

Mark Hutchins

Mark Hutchins

Director - Secured Lending

How Equity Release Finance Can Fuel Your Small Business

Equity release finance is a powerful tool that can propel your small business forward. It’s not just for homeowners looking to tap into the value of their property. Businesses can leverage equity in assets they own to unlock capital for various purposes, giving them the financial boost they need to thrive.

Understanding Equity Release Finance for Small Businesses

Equity release finance for small businesses allows you to borrow money against the value of a business-owned asset. This asset could be real estate, such as your office building or a warehouse, or even valuable equipment essential to your operations. The lender assesses the asset’s value and offers a loan amount based on a pre-determined percentage of that value.

How Equity Release Finance Can Benefit Your Small Business

There are numerous ways equity release finance can benefit your small business. Here are some key examples:

  • Growth Funding: Inject capital into your business to fuel expansion plans. This could involve opening a new location, investing in marketing initiatives, or acquiring new equipment.
  • Cash Flow Management: Bridge temporary cash flow gaps or seasonal fluctuations. Equity release finance provides a buffer, allowing you to meet operational expenses while waiting for invoices to be paid.
  • Debt Consolidation: Streamline your finances by consolidating existing high-interest debts into a single loan with potentially lower interest rates. This can improve your cash flow and simplify your financial management.
  • Investment Opportunities: Seize time-sensitive investment opportunities that require immediate capital. Equity release finance allows you to act quickly without missing out on valuable growth prospects.
The Secured Lending Advantage

At Secured Lending, we understand the unique challenges faced by small businesses. We offer a streamlined and efficient equity release finance process, ensuring you have the capital you need swiftly. Here’s what sets us apart:

  • Fast and Flexible Solutions: We prioritise quick turnaround times, recognising that speed can be crucial for your business. Our flexible approach allows us to tailor loan structures to your specific needs.
  • Experienced Team: Our team of experts has extensive experience in structuring equity release finance solutions for small businesses. We work closely with you to understand your goals and develop a financing strategy that aligns with your business plan.
  • Competitive Rates: We strive to offer competitive interest rates, keeping your borrowing costs manageable.
Considering Equity Release Finance?

Equity release finance can be a strategic tool for small businesses seeking to unlock their full potential. However, it’s essential to carefully consider the implications before proceeding. Here are some key points to remember:

  • Secured Loan: Equity release finance is a secured loan, meaning the borrowed amount is secured against your business asset. If you fail to repay the loan, the lender has the right to repossess the asset.
  • Impact on Equity: By borrowing against your asset, you are reducing your ownership stake (equity) in that asset.
  • Loan-to-Value Ratio (LVR): Lenders determine the loan amount based on the asset’s value and their LVR ratio. A higher LVR ratio typically means higher interest rates.
Taking the Next Step

If you’re considering equity release finance for your small business, contact Secured Lending today. We’ll guide you through the process, answer your questions, and work with you to develop a financing solution that meets your specific needs. Don’t let a lack of immediate capital hinder your business growth. Explore the possibilities of equity release finance and unlock the full potential of your small business

How can Secured Lending Help?

Small business restructuring plans in Australia provide a lifeline for struggling enterprises to regain their financial footing and continue contributing to the economy.

Short-term business loans play a crucial role in supporting these plans by providing much-needed capital flexibility. If your small business is facing financial challenges, don’t hesitate to explore the benefits of restructuring and consider short-term business loans as a viable solution on your path to recovery and success. Consult with financial experts and leverage the available resources to ensure a smooth and successful restructuring journey.

Secured Lending understand the complexities of debt for businesses and the potential benefits of short-term loans. Our experienced team is here to guide you through the process  and helping you explore suitable financing options to address your debt effectively. 

Our loan products are designed to provide short term relief in circumstances where funding is not immediately available from traditional sources of finance, such as banks and other first tier institutions. These include:

We aim to implement our solutions as a matter of priority so that you can resume business as usual, with full control of your company.

If you or your client are in need of finance and need to speak to one of our experts, contact us on 1300 795 175 or email us at info@securedlending.com.au

Equity Release Finance

Secured Lending

FAST FUNDING SOLUTIONS

Secured Lending focuses on non-conforming, short term funding solutions with incredibly quick turnaround times. So why Secured Lending?
  • We have our own internal property valuation team.
  • We can settle caveats, 1st and 2nd mortgage loans within 24 hours up to $45m.
  • We pride ourselves on being transparent and honest in our approach, always aiming to have an initial assessment back to you in a few hour

Our rates start at 9.95% p.a. with loan terms from 1 – 24 months.

 If you have a scenario to discuss, please call us on 1300 795 175.
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