Last week, we were referred a freight and transport business in urgent need of working capital. They had secured a major new contract but needed funds fast to acquire vehicles and cover wages. Although a bank finance application was already underway, delays in settlement placed the entire opportunity at risk.
The company’s directors held a strong portfolio of residential and commercial properties across NSW. We assessed the position and structured a combined second mortgage and caveat loan. Within 48 hours, we advanced $800,000—giving the business the capital it needed to meet contract requirements and avoid disruption.
This is exactly where short-term lending plays a crucial role: fast, asset-backed finance that helps businesses move without waiting on banks.
If you’re working with a client under similar pressure, explore our second mortgage solutions or get in touch on 1300 795 175 or info@securedlending.com.au.