Product Overview
| Term | Interest Rate (p.a.) | Security | Amount up to | LVR | Loan Processing Fee | Loan Management Fee (p.m.) |
|---|---|---|---|---|---|---|
| 1 month | 11.95% | 2nd mortgage | $2M | 65% | 1.75% | 0.15% |
| 2 months | 12.95% | 2nd mortgage | $2M | 65% | 1.75% | 0.15% |
| 3 months | 13.95% | 2nd mortgage | $2M | 65% | 2.20% | 0.187% |
Key Features
- •Purpose-built for flexibility — designed to get you in and out fast
- •Terms from 1 to 3 months only
- •Second mortgage only, maximum LVR 65%
- •Loan amounts up to $2,000,000
- •Fast assessment and settlement
- •The shorter your term, the less you pay in total interest
Who Is This For?
- •Borrowers who need quick funds to finalise a settlement or refinance
- •Business owners bridging a short-term cash flow gap
- •Clients covering urgent expenses such as tax bills or supplier payments
- •Brokers with time-critical scenarios where bank approvals take too long
Important Notes
- •Exit strategy is critical — this is a short-term product and not intended for long-term use
- •Borrowers must have a clear refinance or sale pathway in place
- •Your existing first mortgage holder must consent to a second mortgage being registered
Frequently Asked Questions
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
Case Studies
$3M Working Capital for IT Business Expansion Settled in 2 Business Days
$1.9M Commercial Property Acquisition for Growing Doggy Daycare Business
$1.15M ATO Debt Cleared in 4 Business Days for Prahran Pub Operator
$250K Working Capital for Brisbane Café in 36 Hours
Case Study: Bridging the Payment Gap – How a Short-Term BLOC Saved a Commercial Builder's Project
$1.1M in 72 Hours: How We Helped A Developer Get Back on Track
$450,000 Caveat Loan Against Commercial Property Saved Sydney Café From Insolvency
$1.3M Second Mortgage Helped Bankstown Industrial Borrower Clear Tax Debt and Refinance
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
Scenarios We Can Help With
Browse our full range of services, industries, locations, and resources to find the right financial solution for your needs.
Our Loan Solutions
Bridging Finance
Short-term funding to bridge the gap between a property purchase and a longer-term finance solution.
First Mortgage
Private first mortgage loans secured against residential, commercial, or industrial property.
Second Mortgage
Unlock equity in your property without refinancing or disturbing your existing first mortgage.
Caveat Loans
Urgent caveat loans secured by property. No need to refinance your existing mortgage.
ATO Tax Debt
Fast funding to help businesses resolve ATO obligations before penalties, garnishees, or director penalty notices escalate.
Debt Consolidation
Roll multiple high-rate facilities into one property-backed loan. Simplify repayments and restore cash flow.
Urgent Business Loans
When timing is critical and banks can't move fast enough, we step in. Property-secured funding for businesses that need an answer today — not next week.
Refinance
Replace an existing loan that is maturing, under pressure, or no longer working. We move fast and lend where banks won't.
