Secured Lending is a non-bank commercial private lender based in Barangaroo, Sydney, funding clients across Melbourne, Brisbane, Perth, Adelaide, Canberra, and select regional areas. We provide property-backed commercial loans with fast approvals, minimal paperwork, and settlement in as little as 24–72 hours for qualifying deals.
What Is a Non-Bank Commercial Lender?
A non-bank commercial lender operates outside the traditional banking system. We assess the deal based on property security, equity position, loan purpose, exit strategy, and timing requirements. This approach gives borrowers more flexibility, faster decision-making, and higher approval likelihood — especially in urgent or complex situations where banks say no.
Why Businesses Work With a Non-Bank Commercial Lender
- •Speed — banks can take weeks or months; we approve and settle fast, often within 24–72 hours
- •Flexibility — no rigid rules, credit scoring models, or years of financials required; if the security is strong and the exit strategy makes sense, we can usually fund the deal
- •Practical lending — our loans are structured for real-world scenarios: bridging, settlements, cash flow gaps, tax obligations, supplier payments, development requirements, and urgent opportunities
Commercial Loans We Offer
- •Commercial business loans and working capital facilities
- •First mortgages and second mortgages
- •Caveat loans
- •Short-term commercial bridging loans
- •Commercial property loans
- •Developer and investor funding (selected scenarios)
Work Directly With a Specialist
Secured Lending is direct, transparent, and fast — no call centres, no delays, no rigid bank-style assessments. We provide clear, practical paths to commercial funding with real valuation and property development experience, straight answers without the back-and-forth, and direct access to decision-makers.
Frequently Asked Questions
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
Case Studies
$3M Working Capital for IT Business Expansion Settled in 2 Business Days
$1.9M Commercial Property Acquisition for Growing Doggy Daycare Business
$1.15M ATO Debt Cleared in 4 Business Days for Prahran Pub Operator
$250K Working Capital for Brisbane Café in 36 Hours
Case Study: Bridging the Payment Gap – How a Short-Term BLOC Saved a Commercial Builder's Project
$1.1M in 72 Hours: How We Helped A Developer Get Back on Track
$450,000 Caveat Loan Against Commercial Property Saved Sydney Café From Insolvency
$1.3M Second Mortgage Helped Bankstown Industrial Borrower Clear Tax Debt and Refinance
Get an indicative offer within hours, not weeks.
No credit check. No obligation.
Why Secured Lending?
Scenarios We Can Help With
Browse our full range of services, industries, locations, and resources to find the right financial solution for your needs.
Our Loan Solutions
Bridging Finance
Short-term funding to bridge the gap between a property purchase and a longer-term finance solution.
First Mortgage
Private first mortgage loans secured against residential, commercial, or industrial property.
Second Mortgage
Unlock equity in your property without refinancing or disturbing your existing first mortgage.
Caveat Loans
Urgent caveat loans secured by property. No need to refinance your existing mortgage.
ATO Tax Debt
Fast funding to help businesses resolve ATO obligations before penalties, garnishees, or director penalty notices escalate.
Debt Consolidation
Roll multiple high-rate facilities into one property-backed loan. Simplify repayments and restore cash flow.
Urgent Business Loans
When timing is critical and banks can't move fast enough, we step in. Property-secured funding for businesses that need an answer today — not next week.
Refinance
Replace an existing loan that is maturing, under pressure, or no longer working. We move fast and lend where banks won't.
