⭐️⭐️⭐️⭐️⭐️ Over $500 million in business loans facilitated

Secured Business Loans, Done Properly.

Fast and strategic finance to unlock business growth and investment.

Hutch

Specialists in complex lending and strategic finance.

When banks say no, we can structure the deal within 24 hours.

Working capital for growth and urgent business needs within 24 hours.

Unlock property equity fast for time-critical projects and investments.

Cover settlement timing and cash flow gaps urgently.

Scenarios We've Helped With

"We needed funding urgently and SL facilitated a second mortgage approved quicker than I expected. The team was responsive and straight to the point."

Director, Property Development Firm

“I’ve dealt with a lot of lenders over the years, and this was refreshingly easy. We received a caveat loan sorted without the usual back-and-forth.”

Owner, Import/Export Business

“Stuck with tax debt that no one wanted to touch. Gino and his team didn’t flinch and got it done."

Managing Director, Construction Company

“Cashflow was tight and Gino moved fast to work out a bridge. Thanks SL.”

Founder, Retail Chain

“We were under the pump with suppliers. I rang SL on a Tuesday, and by Friday the money was in. Honestly quicker than I expected.”

Owner, Small Retailer

“I’d already spoken to two banks and it was going nowhere. These guys actually listened and came back with something workable in a day.”

Propert Investor

“Straightforward, no mucking around. Got the loan, paid the bills, back to business.”

Transport Company Manager

“Were upfront about fees and process. What mattered was the speed and we didn’t have time to wait weeks.”

Transport Company Manager

Why Secured Lending?

Our team is here to help

Our dedicated team is always ready to assist you with a fast, obligation-free loan assessment

⭐️⭐️⭐️⭐️⭐️ Trusted by 300+ Australian businesses

Strategic Finance Within 24 Hours.

Borrow $250K to $10M

Frequently Asked Questions

A secured business loan is a type of finance where a borrower uses property or another asset as collateral to secure the loan. This lowers the risk for lenders and typically allows for larger loan amounts and better interest rates.

Common assets include residential homes, investment properties, commercial properties, vacant land, and development sites. In some cases, business-owned or trust-held properties can also be used, provided the right documentation is available

At Secured Lending, we offer secured business loans ranging from $50,000 up to $50 million, depending on your security asset, loan-to-value ratio (LVR), and purpose.

Non bank lenders don’t rely on rigid credit scoring or long approval pipelines. Decisions are based on security, equity, loan purpose, timeline, and exit strategy, allowing deals that banks can’t or won’t consider.


We can approve and settle secured business loans within 24 to 72 hours, depending on your circumstances and the complexity of the deal. Fast turnaround is our specialty.

 

  • A first mortgage loan is secured as the primary charge over the property.

  • A second mortgage loan is secured behind an existing first mortgage.

  • A caveat loan is a short-term solution secured by lodging a caveat on the property title, typically used for urgent funding needs.

We offer LVRs up to 75%, depending on the location, type, and value of the property used as security.

Yes. Because the loan is asset-backed, we can often approve loans even if your credit history isn’t perfect. Our focus is on the strength of the security and the exit strategy.

Not always. For many short-term secured business loans, especially caveat loans, we can approve finance with minimal documentation. Each case is assessed individually.