Why Brokers Love Us
Hundreds of brokers across Australia bring us their deals. Here is why.
The fastest private lender in Australia
We have hundreds of broker referral partners across Australia, and we take hundreds of calls, emails and enquiries from brokers every week. Where the deal makes sense and the exit strategy is real, we can fund it within 24 hours.
We are a private office. We lend our own capital alongside our investors, which means the decision, the money and the valuation all sit under one roof.
Why brokers love working with us
- •Speed: 24 hours from scenario to funded, where the deal stacks up and the exit is real.
- •Our own capital: we fund from our own balance sheet and our investors, so a yes is a yes.
- •In-house valuations: our own property valuation team, so you are not waiting in a panel valuer queue.
- •A straight answer: you get a yes or a no quickly, not a maybe that drags on for weeks.
- •Direct access: you deal with the decision makers, every time.
- •Brokerage: generally 2.2%, unless mandated.
- •Business purpose only: from $250,000 to $10,000,000, secured by property across all major cities and surrounding regional areas if the LVR and exit strategy makes sense.
A real lender, with real money
A new private lender enters the Australian market almost every month. Brokers and borrowers soon find that few of them can match us on speed or quality, because their funding depends on debt warehouse facilities that draw slowly and prove least reliable under precisely the urgent circumstances the deal was brought to them for. Many hold no capital of their own. Knowing a handful of people who might choose to fund a deal is not the same as being a lender. We lend our own money, so a commitment from us is a decision, not an introduction.
The cheat sheet
| R1M (< 3 months) | R1M | R2M | |
|---|---|---|---|
| Term | 1 to 3 months | 4 to 24 months | 1 to 24 months |
| Interest Rate (p.a) | from 9.7% | 9.7% | 15% |
| Loan Mgmt Fee (p.m) | 0.188% | 0.188% | 0.188% |
| Estab. Fee | 1.50% | 1.75% | 2.2% |
| Line Fee | N/A | N/A | N/A |
| Max LVR | 70% | 70% | 70% |
All product terms above are dependent on the scenario (risk, presales, level of drawdowns, location, etc.) and are a general guide only. Each scenario is assessed on a case-by-case basis.
Send us a scenario
Send the deal through and we will come back to you quickly, with a straight answer either way.
Note: Our financial products are NOT offered to consumers who seek to use the funds for personal, domestic or household purposes pursuant to the National Consumer Credit Code and/or National Consumer Credit Protection Act. If the loan is intended to be used for such purposes, you should not apply for these loans.