$650K Loan to Resolve ATO Debt and Fund Working Capital

5 November 2026

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Loan Amount: $650,000
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Security: First mortgage over a director-owned residential property, valued at $1.4 million
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Indicative Loan-to-Value Ratio: 46%
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Use of Funds: ATO debt and working capital
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Exit Strategy: Refinance and improved business cash flow
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Outcome: ATO debt resolved with trading uninterrupted
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Loan Product Type: First Mortgage

The Scenario

A growing business had outstanding debt with the Australian Taxation Office and needed ongoing cash flow to support its operations and growth. The directors wanted to resolve the ATO debt without affecting day-to-day trading.

The Solution

Secured Lending provided a $650,000 first mortgage loan to the business, secured against a residential property owned by a director and valued at $1.4 million. The loan gave the business the money to meet its ATO commitments and left enough working capital to keep operating.

The Outcome

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The business met its ATO commitments
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Day-to-day trading continued without disruption
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The business put a longer-term finance strategy in place

Why This Scenario Required a Private Lender

The business needed to deal with the ATO debt and fund its trading at the same time. One loan secured against a director's property did both, and the exit was a refinance supported by improved business cash flow.

If your business has ATO debt and needs to keep trading while it is resolved, talk to us. We would be glad to look at your property and your exit plan.