SME Business Loan

23 February 2022

★★★★★Over $500 million in business loans facilitated

Experts in complex lending and strategic, short-term finance

Attention small business owners! Are you in need of funding to take your business to the next level? A SME Business Loan may be your solution

Summary

SME (Small and Medium Enterprises) business loans are designed to provide funding for small to mid-sized businesses that need to invest in their growth or cover operational costs. These loans can be used for a variety of purposes, such as purchasing inventory, equipment, or real estate, or to fund marketing efforts or cover payroll expenses. SME business loans typically offer flexible terms and repayment options, with interest rates that are competitive and often lower than those offered by credit cards or other high-interest loans. In order to qualify for an SME business loan, businesses will typically need to provide documentation related to their financial health and history, including their credit score, revenue, and business plan. It is important for businesses to do their research and shop around for the best SME business loan option that fits their specific needs.

The scenario

ABC Manufacturing Pty Limited that has been operating for two years and had been looking to expand their business by adding new equipment and hiring additional staff. However, ABC Manufacturing were hesitant to take on a large loan with long repayment terms, as they were concerned about the financial risks involved. After doing some research, ABC Manufacturing came across a short-term finance option that offers quick access to cash with shorter repayment terms.

How we can help

A small business loan could be the solution you need! At Secured Lending, we offer a range of customisable loan options designed specifically for small businesses. Whether you're looking to purchase new equipment, hire additional staff, or expand your marketing efforts, we can help you secure the financing you need to achieve your goals. With competitive interest rates and flexible repayment terms, our small business loans are a smart choice for any entrepreneur looking to grow their business. Contact us today to learn more about our lending options and how we can help you take your business to new heights!

If you need quick access to funds, check out our products to see if we can help, or alternatively, contact Secured Lending at 1300 795 175 or email info@securedlending.com.au

Gino Tabila

Associate Director

Mark Hutchins

Director

Explore

Scenarios We Can Help With

Browse our full range of private lending scenarios we can help assist with.

→Business Acquisition Finance →Business Partner Buyout →Franchise Purchase Finance →Inventory & Stock Finance

→Business Expansion Finance →Buying a New Location →Import & Trade Finance →Purchasing a Competitor

→Business Mergers & Acquisitions →Cash Flow Finance →Increasing Production Capacity →Working Capital Loans

Our Loan Solutions

Bridging Finance

Short-term funding to bridge the gap between a property purchase and a longer-term finance solution.

First Mortgage

Private first mortgage loans secured against residential, commercial, or industrial property.

Second Mortgage

Unlock equity in your property without refinancing or disturbing your existing first mortgage.

Caveat Loans

Urgent caveat loans secured by property. No need to refinance your existing mortgage.

ATO Tax Debt

Fast funding to help businesses resolve ATO obligations before penalties, garnishees, or director penalty notices escalate.

Debt Consolidation

Roll multiple high-rate facilities into one property-backed loan. Simplify repayments and restore cash flow.

Urgent Business Loans

When timing is critical and banks can't move fast enough, we step in. Property-secured funding for businesses that need an answer today — not next week.

Refinance

Replace an existing loan that is maturing, under pressure, or no longer working. We move fast and lend where banks won't.

Private Mortgage Solutions

Commercial Property Purchase

Commercial property moves fast. We match that pace. Private funds and an in-house valuation team mean no credit committee standing between your offer and settlement.

Same-day assessment

Funding in as little as 24 to 48 hours

Investment Property Purchase

Banks don't move quickly for Pty Ltd companies, trusts, or SMSFs. We do. Private funds and in-house valuations mean you can act on the right property without waiting on the wrong lender.